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Guides on your rights

From employment rights to bankruptcy and section 75, our guides about your rights provide clarity on your entitlements as a consumer and what to do if your bank makes an error.

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Debts

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How to prepare for redundancy

The possibility of redundancy is something most workers fear. But preparing for the worst and knowing your rights beforehand, can go a long way in helping you get through the tough times.

Concerned couple looking at bills

What happens after you are discharged from bankruptcy?

The day you're discharged from bankruptcy is a new start, all the debts you took into bankruptcy will be gone and you're free to start afresh, but what happens next? Here's how to start getting your finances back on track.

10 steps to becoming debt free

We explain, step by step, how you can work towards clearing your debts and becoming debt free.

Should I use my mortgage to pay off other debts?

Consolidating credit cards and loan debts into your mortgage can seem a no-brainer - after all, given the size of the debt, mortgage payments can seem low. However, it is not necessarily the win-win strategy it seems - we explain.

Cure the debt hangover from your student days

When you are a student, money tends to be the last thing on your mind. But as the heady days of student-hood become consigned to the realm of nostalgia, it is time to pick up the tab.

Managing debt when living with a disability

We explain how to deal with debt if you have a disability and show you where to get help if you need it.

Which debts should you pay off first?

If you're juggling several different debts the best thing you can do is to tackle them head-on. But where do you start? We look at which debts you should pay off first so that it's easier to get on track to becoming debt-free.

Should I use my savings to pay off my debts?

Building up your savings can be rewarding, but you could be damaging your finances if you have outstanding debts. Here's how to work out whether you should use your savings to clear money you owe instead.

Dealing with debt - where to start

Being faced with unmanageable debt can seem overwhelming but there are a number of options available to you. We explain where to start if you're dealing with debt.

How to get a refund on train tickets

If your train journey is delayed or cancelled, you might be able to get your money back.

What to do if your purse or wallet gets lost or stolen

Don't panic. Here are some steps you can take to report and replace your items and reduce your risk of fraud.

How to keep your data safe

When it comes to protecting your data, you are the first line of defence. There's no foolproof way to protect your data but a few steps can go a long way. Here are 10 tips to help you keep your data safe.