Barclaycard Platinum Balance Transfer & Purchase Credit Card

Credit Rating | good |
Minimum Age | 18 years |
Minimum Income | £3,000 |
UK Resident |
Pay for your purchases securely online and in retailers around the globe with a Visa credit card. In the table below you’ll find our best Visa credit cards with options for long balance transfer periods, 0% interest on purchases, and low APR interest rates.
See which cards you are most likely to be accepted for without affecting your credit score.
without affecting your credit score
1
Compare credit cards
Use our table of offers to find a credit card that offers all the features you need with the lowest fees and interest rates.
2
Check your eligibility
Carefully review your chosen card's terms to make sure you fit its eligibility criteria, then get your proof of ID ready.
3
Apply for the card you want
Click "view deals" and fill out the application form on the provider's website. Then sit back and wait for a reply.
Credit Rating | good |
Minimum Age | 18 years |
Minimum Income | £3,000 |
UK Resident |
Credit Rating | good |
Minimum Age | 18 years |
Minimum Income | £3,000 |
UK Resident |
Credit Rating | good |
Minimum Age | 21 years |
Minimum Income | £20,000 |
UK Resident |
Credit Rating | good |
Minimum Age | 18 years |
Minimum Income | £3,000 |
UK Resident |
Credit Rating | good |
Minimum Age | 18 years |
Minimum Income | £3,000 |
UK Resident |
We are classed as a credit broker for consumer credit, not a lender.
Our services are provided at no cost to you. We may receive a commission from the companies we refer you to, but this does not affect what you will pay for the product you choose.
Last updated: 25 March, 2022
Visa, like Mastercard and American Express, process the transactions when you spend on your credit card and send the money to the company you are purchasing from.
Visa provides credit cards for hundreds of banks and issues, meaning Visa credit cards are accepted around the world.
Visa doesn't supply the credit cards. And it doesn’t charge you anything for using a Visa credit card or Visa debit card. In fact, Visa doesn't deal directly with customers at all – it only deals with the banks.
As mentioned, you can also get credit cards processed by MasterCard and American Express.
Visa is one of the biggest credit card processing networks in the world, so Visa credit cards can be used almost anywhere that accepts card payments.
Visa is one of the biggest credit card processing networks in the world, so Visa credit cards can be used almost anywhere that accepts card payments.
Visa has its own security protection called Verified by Visa, which helps ensure that payments are made by the owner of the Visa account. Verified by Visa usually works behind the scenes when you're shopping online, using advanced technology to confirm your identity.
Visa cards offer a zero liability policies, so you won't be held accountable for purchases you didn't make if your card is lost, stolen, or your details used online without your knowledge.
American Express and MasterCard offer their own fraud protection and benefits schemes too.
Generally, you should choose a credit card by thinking about how you want to use it, instead of choosing a card based on which company processes the transactions.
Visa cards can be a great way to shop securely around the world. However, avoid overspending to stay out of debt, and pay your bill in full each month to prevent interest charges. ”Salman Haqqi, Personal finance editor
The best Visa credit card for you will depend entirely on your financial circumstances, and what you need to use your credit card for.
In our table above you’ll find a range of different Visa credit cards. Some have long balance transfer periods, others offer fee free balance transfer, and some offer rewards when you spend on them.
When comparing Visa credit cards it’s worth considering the following:
Each card's representative APR
Each card's interest free purchases deals, if they offer them
Each card's balance transfer deals, if they offer them
Each card’s rewards, if they offer them
Choosing the right type of credit card could save you money in interest, earn you rewards or help you get accepted. Here is how to pick the right one and where to find it.
Read MoreHere is how the number of cards you have can affect your finances and credit record, and what you can do about it.
Read MoreMasterCard and Visa work very similarly to one another. They are payment networks, which process payments when you spend using your credit, debit or prepaid card.
Read MoreBelow you can find a list of our most popular credit cards:
Business credit cards
Credit cards for bad credit
Best credit card to build credit
Balance transfer credit cards
0% interest credit cards
Student credit cards
Below is a list of products you may be interested in:
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