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Compare travel money

See fees, exchange rates and order limits at a glance and discover if you could get a better deal on your travel money.

  • Find the best fees
  • Compare exchange rates
  • Check different providers' rate limits

Actual rates may differ due to the fluctuating nature of currency exchange. For the latest rate please check with the provider.

Compare travel money from top providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

NM Money
Travel FX
Post Office Money
The Currency Club
Sterling FX
No1 Currency
John Lewis Foreign Currency
eurochange
FairFX
Sainsbury's Bank

How to compare travel money deals

Compare rates

Use our exchange rates table to find one that offers all the features you need from leading bank providers.

Select the provider you want

Click the "view deal" button next to the offer and fill out the form on the provider's website.

Order online or collect

Once you have found the best exchange rates, order your money online or collect it from a branch directly.

Compare travel money deals

16 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
Sort
Free delivery on all orders over £500
John Lewis Foreign Currency Travel Money
Online order
£250 to £2,500
Standard delivery
£5.50, free on £500+
Euro rate
1.1503
U.S. dollar rate
1.2306
John Lewis Foreign Currency Travel Money
We make travel money easy. Enjoy fast service, great rates on up to 60 currencies and a buy back guarantee if your holiday is cancelled. Choose to have your money delivered to your door, click & collect at Waitrose or buy at a John Lewis Bureau de Change.
Eligibility
Available Direct
UK Residents

What is travel money?

Travel money refers to a foreign currency that you buy for use while you are abroad, for instance when you're on holiday.

When you are organising travel money, one thing that you need to focus on is the exchange rate. This is the amount of one currency that you can buy with another currency. For travel money, you will often be exchanging pounds for euros or dollars, but you can buy any currency that you need.

Exchange rates are usually given as a fraction – for example, a pound to euro rate of 1.18 would mean that you would get 1.18€ for every £1.

The table on this page will help you compare exchange rates and the cost of having your travel money delivered. It also lets you review any order limits or eligibility criteria.

Why you should do your currency exchange online?

We all love going on holiday, but organising travel money can be tricky. Where will you get the best exchange rates? What should you compare when buying holiday money? How much travel currency should you take?

Online deals are often better because they give you a more favourable exchange rate or a better package overall. That's because providers online have fewer overheads compared to foreign exchange brokers on the high street or at the airport.

How to get the best holiday money exchange rates

You'll find the best currency exchange rate and the best travel money deal by comparing as many providers as possible.

It's likely that you'll want to order currency online to get the best deal. Avoid getting your travel money at the airport at all costs. Airport holiday money providers charge sky-high prices as they have captive customers who are just about to board a plane! So it pays to be prepared.

The currency exchange comparison table at the top of this page will help you compare travel money. Then you can find the best euro travel money rate or dollar exchange rate.

When you're looking for your travel money, compare your options, paying attention to the following factors:

  • High exchange rates: The higher the number, the more travel money you'll get. Compare currency rates to make sure you get the best deal.

  • Delivery charges: If you do your currency exchange online, the cost of having your holiday money delivered to your home can vary

  • Special offers: Look out for any travel money deals because sometimes you can get a higher exchange rate or free delivery.

By doing this, you should be able to find the best travel money exchange rate online, before you go on holiday. You can find out more about travel money, best rates and other costs here.

Remember that exchange rates are constantly changing. You might get different rates from different providers on different days.

Can you get commission-free travel currency?

Commission is the service fee that a travel money provider charges to exchange your money. This charge is usually hidden within the exchange rate they are advertising.

You'll notice that many companies advertise 0% commission to exchange money online or on the high street. But they might still be charging you commission, by offering a less competitive exchange rate.

Can you buy currency online?

Yes, you can. But the amount you can exchange varies between travel money providers. The best online travel money holiday money providers might let you exchange up to £7,500.

The amount you pay will normally be rounded up or down to make sure you get a round figure. For example, if the pound-to-euro exchange rate is 1.29, you pay €400 (rather than paying £300 for €386.70). Some currencies can only be withdrawn when you're in the country you're travelling to. These are called closed currencies.

Are there restrictions on getting currency delivered?

When you buy your currency online, it's normally sent with Royal Mail's special delivery service. This means you'll have to be home to sign for it.

Cash orders worth more than £2,500 will be sent as individual deliveries. This is for insurance reasons.

Salman Haqqiquotation mark
It's a good idea to do your money exchange online if you want to get the best exchange rates. You can do a travel money comparison online. You'll usually get a better deal on your travel money exchange if you do it online compared with the high street or at the airport.
Salman Haqqi, Personal Finance Editor

Can you get next day delivery for currency?

When you compare travel money, you'll see that some providers do offer next-day delivery. They send your travel money using Royal Mail's Special Delivery Guaranteed by 1pm service.

You usually pay extra for this and can see how much it'll be when you do your travel money comparison. You can also pre-order currency to pick up in store, and means you can avoid delivery charges.

What are the codes for different foreign currencies?

Travel money providers usually have a three-letter code for each currency.

Some of the most popular ones for UK travellers include:

  • GBP (UK sterling/£)

  • EUR (Euro/€)

  • USD (US dollar/$)

  • AUD (Australian dollar/$)

  • (New Zealand dollar/$)

  • CAD (Canadian dollar/$)

  • CHF (Swiss franc/Fr)

  • JPY (Japanese yen/ ¥)

Exchange rates are usually presented in pairs - you'll see, for example, 'GBP/EUR'. The pair shows you how much of the second currency it costs to buy one unit of the first currency. For example, if you see 'GBP/EUR 1.21' it means it takes €1.21 to buy £1. If the letter codes are the other way around, it'll be showing how many GBP it costs to buy €1.

Deciding how much holiday money to take

How much travel money you need to take depends on your plans. You'll need to budget for your holiday to make sure you don't run out of money before the end.

Think about:

  • Where you're going

  • Accommodation costs

  • Meals and price of local food

  • Transport

  • Entertainment

  • Tips

Some countries charge a tourist tax and others charge an entry fee or visa to enter. It's important to be aware of these before you travel.

Will anyone buy my currency back?

If you've got leftover travel money from a trip abroad, you can use a buy-back service to convert it back into pounds.

The buy-back rate tells you how much sterling you'll get back.

Remember to factor in the rate and delivery costs, and compare exchange rates. You can check out the best euro-to-pound exchange rate by looking at our comparison table.

Travel money cards and other options

You might find that after you compare currency exchange rates, you decide that taking cash abroad isn't right for you.

You might like to think about how else you could pay for things while you're away. Some people like to take a little cash, and do the rest of their spending a different way.

Your options include:

Credit or debit card

You can use credit cards in most countries, but you'll be charged for each transaction with most accounts. Tell your bank where you're going before you leave, so your card doesn't get blocked.

Prepaid card

You load these cards with pounds or foreign currency. You can use them around the world. Many will even let you withdraw foreign currency from free from local ATMs.

Travellers' cheque

With these, you convert pounds into a foreign currency cheque. You then sign it, and cash it when you're abroad. The usage of traveller's cheques is increasingly rare these days, with very banks offering them.

Try to do your research on the best way for you to spend on holiday. The costs to you can vary a lot depending on which option is the best at the time. It can also vary a lot depending on exchange rates.

What are the benefits and downsides of taking cash as your holiday money?

As with anything, there are advantages and disadvantages to taking cash on holiday.

  • You know you'll stick to a budget

  • Some shops and restaurants outside of major cities may not accept cards, or may charge you to use them

  • You will able to leave cash tips for restaurant staff, hotel workers and taxi drivers if customary

  • You'll lock in a specific exchange rate for your whole holiday (so if the exchange rate gets worse while you're away, you'll be glad that you exchanged your cash when you did)

  • It could be lost or stolen

  • You might not want to carry all of your money on you

  • It's unlikely that you'll get the very best travel money rates with cash

  • Your hotel might require credit card payments

  • You won't get the same protections that you get with a credit card

  • If exchange rates get better while you're away, you won't benefit

Explore travel money guides

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Spending money overseas can end up costing you a fortune in fees and charges, so find out what options you have and which is the cheapest for your trip.

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Why compare travel money with money.co.uk?

Comparing travel money deals could help you save money on fees or get more foreign currency for your pounds. Our award-winning comparison service makes sure you get our best deals. Our aim is to provide you with the most up-to-date information, as well as useful tools and calculators so to help you make life's most important decisions and take control of your money.

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We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

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Travel more, spend less

What you need to know to get as much holiday for your money as you possibly can - from where to go, how to get there, the best way to spend while away and your rights if anything goes wrong

Last updated: 17 May 2022