• >
  • Motorbike insurance

Compare motorbike insurance from top motorcycle insurers

You could save on your cover by comparing quotes for our best motorcycle insurance, UK wide.

  • Get quotes in under 5 minutes
  • Choose your cover levels
  • Compare motorbike insurance from leading providers
Sponsored by

Compare cheap motorbike insurance from leading providers

Looking through a range of options gives you more chance of securing a great deal. You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

mce-insurance-motor-bike-cover
bennetts-insurance-motorbike-cover-policy
hastings-direct-motor-bike-insurance-policy
bikesure-motorbike-insurance-policy

How to compare motorbike insurance

What is motorcycle insurance?

Motorbike insurance provides financial protection if your bike is involved in an accident, suffers damage or is stolen. It’s also a legal requirement. Riding a motorcycle in the UK without insurance is a criminal offence. 

The only time you don’t need motorbike insurance is if you’ve declared that your bike is off the road to the DVLA.

What level of cover do I need from my motorbike insurance?

You need to decide what level of cover you need. The more cover you have, the more protection you have, but providers charge more money for more cover.

The best motorbike insurance for you is the policy that gives you the cover you need at the cheapest price.

You can choose from three types of motorcycle or moped insurance cover:

Third party only covers injury to others and damage to their property.

Third party, fire and theft covers injury to others and damage to their property. It also covers theft of your bike and fire damage to your bike.

Fully comprehensive covers all of the above, plus damage to your bike through accident or vandalism.

Once you’ve decided which is the best type of motorcycle insurance for you, fill out our form to compare bike insurance. This will help you to find the right policy at the best price.

Get the cover and extras you need

When you’re looking for a quote, think about what you need from your policy. With even the best motorbike insurance, providers sell additional cover as extras. For instance, you might want cover for:

  • Trips abroad: most insurance companies include cover for riding your bike abroad, but the length of time you’re covered can vary

  • Helmets and clothing: most motorbike policies include the option to add cover for accessories, but you might have to pay extra. Look for a policy where cover comes as standard and check the limit is enough to replace your helmet and leathers

  • UK breakdown: this gives you roadside assistance if your bike breaks down while on the road. Some insurers charge extra for this, so look for policies that include it as standard

  • Pillion passengers: some insurers let you take a passenger, but others sell this as an add-on. Check whether it’s included as standard

Find out more about different types of motorbike insurance

What kinds of specialist motorbike insurance policies are there?

Before comparing quotes, consider whether you need a specialist motorbike insurance policy. This kind of cover can cost more, depending on what it offers. Some of the specialist types of bike insurance include:

  • Scooter or moped insurance: if you’re under 25 and it’s your first bike, cheap moped insurance can be hard to find

  • Sports bike insurance: this can be expensive because it’s for high-performance bikes

  • Supermoto insurance: a lightweight model with a smaller engine is cheaper to insure

  • Classic motorcycle insurance: classic bikes can be worth a lot, but they’re usually well looked after and not used much, so insuring them isn’t too expensive 

  • Multi-bike insurance: if you have several bikes, this can be a cost-effective way to insure them

How can I get cheap motorcycle insurance?

Don’t simply focus on getting cheap bike insurance – you need to make sure it gives you enough cover, too. 

There are, however, a few things you can do to save money on your insurance, such as:

  • Pay up front in full: because insurers charge interest for monthly payments

  • Choose to pay a higher excess: this reduces your monthly payments, but make sure you can afford the excess if you have to claim. Also, paying a higher excess could cost you more overall if you do need to claim

  • Leave out extras: don’t pay more for add-ons you don’t need 

  • Secure your vehicle: tell your insurer if you keep your motorbike in a garage and about any anti-theft devices you have

  • Shop around: compare motorcycle insurance to get the best quote that meets your needs

  • Don’t auto-renew: check the quote your current insurer offers, because it might not be the best deal

How do I get a good motorbike insurance quote?

Comparing bike insurance deals is the best way to get a good quote – it’s quick and easy. Just click on “Get quotes” at the top of this page and you’ll have a range of quotes within minutes.

Check the details and make sure you’re getting the right cover for your needs. You don’t want to end up under-insured, but you don’t want over-insure yourself, either. The key is to pay the minimum price for what you need.

How much does bike insurance cost?

The price varies greatly between companies and also depends on a number of variables. These include:

  • the type of motorbike

  • how old you are

  • your driving history

  • how the bike’s used

  • security measures

  • where you park

  • the excess 

Can I ride other motorbikes on my motorcycle insurance policy?

Some insurers offer policies that allow you to ride other bikes. These are often known as ride-any-bike policies and usually just offer third-party cover on bikes which aren’t yours. So, if you damage a bike that you’ve borrowed from a friend, you will have to pay to have it repaired.

What information do I need to share to get a motorcycle insurance quote?

You need to tell us a little about yourself, your bike and your driving history. This includes any claims you’ve made or accidents you’ve had. We’ll help you find the best motorcycle insurance for your needs in minutes.

Motorbike insurance FAQs

Get motorbike insurance quotes

Compare motorbike insurance quotes to find a deal that works for you.

Sponsored by

Explore motorbike insurance guides

See more guides

Woman on motorbike

How to choose the right motorbike insurance

Insurance is essential if you ride a motorcycle, but finding the right policy depends on the type of bike you ride and how you use it. Here is how to find the right motorbike insurance.

Read More
Motorbike going around corner

What is motorbike insurance?

The right motorbike insurance can cover the cost of repairing or replacing your bike if it is damaged or stolen, while riding without it is against the law. Here is what you need to know.

Read More

Why compare motorbike insurance with money.co.uk?

By comparing motorbike insurance you could save money on the policy. The best value motorbike insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards

Last updated: 26 May, 2022