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Current Account guides

Current account guides

Whether you are looking for your first current account, one with bonus rewards or a high-interest current account, our current account guides contain everything you need to get the best account.

How to rescue your finances if you've been refused a bank account

It's hard to imagine life without a current account, but this is the stark reality for thousands of Brits. We look at what alternatives are out there if you can't get a bank account.

How to pay off your overdraft

Even if you are overdrawn every month or have been stuck in the red for a while, there are ways to pay off an overdraft for good.

How to write a cheque

If you don’t know how to write a cheque already, that’s probably because it’s a dying art. But, now and then, the need arises. So here’s a simple guide to help you out.

Is debit card protection the same as for credit cards?

Purchases made on your credit card offer you some protection, but the rules for debit cards are different. Here is how the Chargeback scheme provides protection for your debit card.

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Would you switch banks for cashback on your debit card?

Credit cards have offered cashback for many years but now debit cards are joining the party. So how does debit card cashback work and should you switch your current account to cash in?

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What are direct debits and standing orders?

They are automatic payments from your bank account. They can stop you missing a payment and take away the hassle of paying manually. Here is how they work and when you can use them.

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Prepaid bank accounts explained

You could be accepted for a prepaid current account without a credit check, but they can be expensive. Here are the advantages, disadvantages, costs and what you can use them for.

What is fintech?

Monzo, Bitcoin and Kickstarter are all fintech companies. They use technology to improve your financial services. But what is fintech and what does it mean for your money?

How to keep your bank account secure

Here is how to keep your bank account, debit card and personal details safe when you use them online or in person.

How to pay with contactless and Paym

You can use contactless payments to quickly and easily buy things with your debit card, credit card or mobile phone. You can use Paym to send and receive payments to and from other bank accounts with your mobile phone. Here is how they work.

How to find the best charity bank account

A current account for your charity, community group or voluntary organisation can offer a safe home for donations. Here is how manage your charity's money and pay its bills.

How to switch your bank account

Switching to a new current account is easier than ever and could save you hundreds of pounds. Here is how to get a new bank account in just seven days.

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How to get a bank account for under 18s

Whether you’re interested in opening a bank account for a child or baby, we’ll help you choose and open the right account for your little one.

How to reclaim your bank charges

Persuading a bank to part with money is never easy, so if you want to reclaim your bank charges you will need to put together a good case. We show you exactly what you need to do to claim back bank charges.

Current account or savings account: which is right for you?

Current accounts and savings accounts are the two main types of account on offer from banks and building societies - but what exactly is the difference between the two and which type of account is right for you?

How do overdrafts work?

A good overdraft can let you borrow money for free, but overspending on the wrong account could cost you money. Here is how to use an overdraft and how to find the right one.

How does online banking work?

Internet banking helps you keep track of your balance and make payments 24 hours a day without going to a branch. Here is how to bank online on your computer, phone or tablet.

How do joint bank accounts work?

You can get a joint current account to help you share expenses or bills with your partner, housemate or a family member. Here is how they work, their risks and how to choose the right one.

4 ATM scams you need to know about

Millions of pounds are stolen at UK cash machines each year; here are 4 scams you need to look out for when you withdraw cash at an ATM.

Can I switch bank accounts if I'm in my overdraft?

Being in your overdraft does not have to mean you are tied to your bank account forever. Here is how it is still possible to switch to a better deal.

How does cheque clearing work?

We investigate the process behind clearing a cheque to find out exactly how it works - and why in a world of instant technology it can still take so long.

Bank account Guide: All you need to know

Open a bank account, it's important to know the different types of accounts available and what you'll need to provide in the application process.

When should you use a credit card or debit card?

When it comes to credit cards vs. debit cards, is one better than the other? Each has its advantages, so it's useful to know when to use one over the other.

What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

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