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Tools and calculators

Tools & Calculators

Our tools and calculators can help you manage your finances. Whether it's deciding on taking a mortgage payment holiday, how to budget for gifts for family and friends, or how much you should spend on an engagement ring.

A photo of a person using a calculator and a laptop.

Loan repayment calculator

If you’re thinking of getting a loan, use our repayment calculator to work out how much each option would cost you.

Pension Payout Calculator

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Pension Drawdown Calculator

Cost of buying and moving home calculator

Moving house is a busy and exciting time, but it can also be hugely expensive. From stamp duty to estate agent fees and removal vans, there are a lot of bills to prepare for, but what is the overall cost of moving house?

Wedding budget planner

One of the first things to think about when planning a wedding is your wedding budget and how much you can afford to spend, ahead of setting the wedding date.

Planning a holiday with guaranteed sunshine

Exploring the amazing cities of the world is one of life’s great pleasures. So there's always a good excuse for planning a holiday in the city; whether it’s for a romantic getaway, to spend more time with friends and family, or simply by yourself for some mindful me-time, making sure you have a holiday plan is vital.

Young beautiful blond guy is behind a window of luxury jewellery shop. Boyfriend in love is searching a present for his love, expensive gold ring with diamond is perfect gift for anniversary celebration

How much should you spend on an engagement ring?

It can be difficult to know how much an engagement ring should cost. Our guide will help you decide how much you can spend and where to choose your engagement ring. Discover how much you can afford to spend on an engagement ring with our new calculator

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Stamp duty calculator

Discover how much Stamp Duty you need to pay on your chosen property whether you're in England, Scotland, Wales or Northern Ireland. We give you the current Stamp Duty rates fand explain how to pay your tax if you need to do it yourself.

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Pension calculator

See how long your savings will last in retirement

Home equity calculator

Our equity calculator will show the value of your property that you have unlocked less your remaining mortgage balance. This tool can show you how much equity you have in your home.

Screen time salary calculator

How much time do you spend, in £'s on you mobile compared to the average in your area

Degree valuation calculator

What's the true value of a university degree and does having one impact on future earnings and happiness? The experts at money.co.uk have investigated and created a degree valuation calculator to reveal the results

Childhood Dream Job Calculator

Discover what you’d be earning now if you’d pursued your childhood dream job with money.co.uk’s Dream Job Calculator. Would you be better off? Find out here.

Illustration of two couples. One with a baby in their arms and one with a pram and a dog.

Shared parental leave calculator

If you're a parent or a parent to be, it is important to work out your finances to see what maternity, paternity, or shared parental leave pay you may be entitled to. Use our shared parental leave calculator to find out how much time you can afford to take off based on your financial situation.