Cover your handset against any eventuality by using our comparison tool to find the best mobile phone cover for you.
You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.
Enter your details
Give us a few details about you and the mobile phone you would like to insure.
Find mobile phone insurance that’s right for you by exploring our best deals.
Apply and Insure
Once you have chosen a policy that meets all your needs, simply apply and insure.
Mobile phone insurance can pay for your mobile phone to be replaced or repaired if it’s lost, stolen or damaged. Potentially saving you hundreds of pounds.
Specialist mobile phone policies usually offer better protection than standard home contents insurance and have a faster claims service – some even send a replacement phone to you in a few days.
loss or theft
lost downloads if your phone is lost
damage when you’re abroad
damaged headphone sockets
Even the best phone insurance companies don’t cover certain things – check your policy document for exclusions. You're unlikely to be covered for:
theft due to negligence - such as leaving your phone on view in a car
dents, scratches and other everyday wear and tear
lost SIM cards
Even the best phone insurance companies don’t cover certain things – check your policy document for exclusions.
Insuring your mobile might be right for you if:
you are accident prone and often damage or lose your phone
you are on a long contract and would still have to make payments even if your phone was lost or damaged
you can't wait to buy a new phone and need a fast replacement service
finances are tight and you cannot afford the cost of replacing your current phone
With mobile phone insurance, if something happens to your handset, it’s protected by your policy so you don’t need to pay hundreds of pounds to repair or replace it.
The cost of insuring a mobile phone varies depending on the model and the cover you require. Different providers offer a range of deals, so it pays to shop around.
Compare mobile phone insurance using our comparison table to find the best fit for you. When reviewing your options make sure you find a policy that provides the cover you need, rather than just looking for the cheapest deal.
Get a multi-gadget discount
Some insurers offer a discount for getting gadget insurance to cover several devices at once. Insuring all the phones in your family under one policy might be a good way to get cheap cover
Make an annual payment
Lots of companies charge less if you pay for your policy in full, instead of paying monthly instalments
Choose a higher excess
Agreeing to pay a higher excess if you need to claim can be a way to get cheap insurance. But remember that the excess is taken off any claim you make, so make sure you can afford it
No, you can only insure mobiles that are less than two years old. Most insurers specify a maximum device age, so check the terms before you buy.
Yes, most insurers offer a discount at renewal if you do not claim on your insurance. Check with your insurer for full details of any discounts offered.
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and it does not affect the deal you get.
By comparing mobile phone insurance you could save money on the policy. The best value mobile phone insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.
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Last updated: 19 May, 2022