>
Credit Cards>
Credit Card Guides

Credit card guides

Our credit card guides can help you decide which is the best type of card for your needs, be it a balance transfer, purchase, cashback or reward card. We also explain the legal protection available.

Review

Sainsbury’s Dual 24 Month Credit Card August 2022

Sainsbury’s Dual 24 Month Credit Card review - we breakdown the deals, fees and rewards, to help you decide whether it's the right credit card for you.

Image of Santander Everyday No Fee Balance Transfer Card

Review

Santander Everyday No Balance Transfer Fee Credit Card August 2022

Santander Everyday No Balance Transfer Fee Credit Card review - our verdict on its rewards, benefits and costs and whether it is the right option for you.

Review

Credit Cards - Reviews - Amazon Platinum Mastercard | Money.co.uk

Amazon Platinum Mastercard review - our verdict on its rewards, benefits and costs and whether it is the best option for you.

Review

Virgin Money Travel Credit Card Review (21.9%)

Virgin Money Travel Credit Card (21.9%) review - our verdict on its rewards, benefits and costs and whether it is the right option for you.

What is an air miles credit card?

You could earn free flights just by spending on an air miles credit card. Here is how they work and how to pick the right card.

How to get a credit card if you have bad credit

If you have struggled with debt in the past, you may still be able to get a credit card. Here is how to get a credit card with a poor credit history and start to rebuild your credit record for the future.

Can you withdraw cash from a credit card?

You can use a credit card for cash withdrawals, but they come with expensive fees. Here is when they are charged and how to keep your costs down.

Section 75: Your free credit card purchase protection

When you spend money on your credit card you get extra consumer protection on your purchases. Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind.

The free refund rights that come with your card

Woman sitting on sofa looking at two credit cards with her laptop on her legs.

How many credit cards should you have?

Here is how the number of cards you have can affect your finances and credit record, and what you can do about it.

Credit card dangers

It seems the simpler it is to spend, the easier it is to fall foul of perils that can result in you losing out. Here we take a look at some of the hazards of spending with plastic.

Can you really write of your debts - worried couple with bills

Can you really just write off your debts?

You can’t just borrow money and not pay it back. But while writing off your debts for free is not an option, there is help available if you’re struggling to pay back what you owe.

How to get fee free balance tranfers - woman smiling with credit card

How to get fee-free balance transfers

Fee-free balance transfer credit cards let you move existing card debt to a new credit card without paying a fee. Find out whether this type of plastic could work for you.

Best way to get air miles with a credit card

The right credit card could give you an upgrade on your flight, cheaper tickets or even a hotel stay for you and your family. Find out how a credit card with air miles could benefit you.

How air miles credit cards work

How to cancel a credit card

There are a number of reasons you might want to cancel a credit card. Find out how to go about closing your account and what to watch out for.

Can you use a 0% card for spending

0% credit cards charge no interest on purchases for a set period – so if you have a large purchase to make, they can really help. Find out more about how a 0% card can save you money

Different cards explained - Bunch of credit cards

Different credit cards explained

There are several types of credit card, from student to cashback cards, and each has a specific purpose. Read our guide to find out how they differ and which credit card is best for you.

Tesco v Sainsbury - which supermarket has the best credit card?

You choose a supermarket for your weekly shop but should you use its credit card? We investigate the best supermarket credit cards and how the Tesco and Sainsbury’s cards compare.

Best credit card rewards

Credit cards can come with a range of rewards that enhance their benefits. We look at the rewards on offer and how to get the most out of them.

Woman worried about bills and debt rights

Debt rights explained

Find out what your rights are if you fall behind with debt payments and what creditors are entitled to do to get their money back.

Woman looking at papers and credit cards on the floor, whilst gripping her name.

IVAs explained

An IVA, or individual voluntary arrangement, is a legally binding agreement between you and any company to whom you are in debt. It sets out how and when you will pay back what is owed.

Photographic of a man making a transaction through contactless payment

Contactless security myths debunked

Our personal finance experts show the history of contactless payments and sieve through the fiction and facts to debunk seven common myths around contactless payments.

Best rated subscription boxes for Father's Day

With Father's Day just around the corner, the personal finance experts at money.co.uk have taken a look at how much Brits are set to spend this year, following a year of social restrictions and virtual celebrations.

View All