Credit card guides

What missing a single payment can ultimately cost you

What happens if you're late to a payment, or miss one entirely, and how long you have to fix it before the cost start piling up

For a limited time only, you could actually make some free money from a credit card

Rising interest rates mean it’s possible to get free cash out of your credit card for the first time since before the financial crisis - but you might need to act quickly to take advantage.

Millions of Brits could cut £767.63 from their credit card costs with one move

The average credit card holder can make themselves £767.63 better off in 2023 if they move to the right deal - but most aren’t planning to.

Brits missing millions of pounds a month by using the wrong cards

More than 5 in 6 shop purchases are now carried out by card, the British Retail Consortium has found - how to make money from yours

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What is an air miles credit card?

You could earn free flights just by spending on an air miles credit card. Here is how they work and how to pick the right card.

How to get a credit card if you have bad credit

If you have struggled with debt in the past, you may still be able to get a credit card. Here is how to get a credit card with a poor credit history and start to rebuild your credit record for the future.

Can you withdraw cash from a credit card?

You can use a credit card for cash withdrawals, but they come with expensive fees. Here is when they are charged and how to keep your costs down.

Section 75: Your free credit card purchase protection

When you spend money on your credit card you get extra consumer protection on your purchases. Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind.

How many credit cards should you have?

Here is how the number of cards you have can affect your finances and credit record, and what you can do about it.

Can you use a 0% card for spending

0% credit cards charge no interest on purchases for a set period – so if you have a large purchase to make, they can really help. Find out more about how a 0% card can save you money

Can you really just write off your debts?

You can’t just borrow money and not pay it back. But while writing off your debts for free is not an option, there is help available if you’re struggling to pay back what you owe.

Best way to get air miles with a credit card

The right credit card could give you an upgrade on your flight, cheaper tickets or even a hotel stay for you and your family. Find out how a credit card with air miles could benefit you.

How to cancel a credit card

There are a number of reasons you might want to cancel a credit card. Find out how to go about closing your account and what to watch out for.

Different credit cards explained

There are several types of credit card, from student to cashback cards, and each has a specific purpose. Read our guide to find out how they differ and which credit card is best for you.

How to get fee-free balance transfers

Fee-free balance transfer credit cards let you move existing card debt to a new credit card without paying a fee. Find out whether this type of plastic could work for you.

Credit card dangers

It seems the simpler it is to spend, the easier it is to fall foul of perils that can result in you losing out. Here we take a look at some of the hazards of spending with plastic.

Debt rights explained

Find out what your rights are if you fall behind with debt payments and what creditors are entitled to do to get their money back.

IVAs explained

An IVA, or individual voluntary arrangement, is a legally binding agreement between you and any company to whom you are in debt. It sets out how and when you will pay back what is owed.

Tesco v Sainsbury - which supermarket has the best credit card?

You choose a supermarket for your weekly shop but should you use its credit card? We investigate the best supermarket credit cards and how the Tesco and Sainsbury’s cards compare.

Contactless security myths debunked

Our personal finance experts show the history of contactless payments and sieve through the fiction and facts to debunk seven common myths around contactless payments.

Best rated subscription boxes for Father's Day

With Father's Day just around the corner, the personal finance experts at money.co.uk have taken a look at how much Brits are set to spend this year, following a year of social restrictions and virtual celebrations.