Compare builders insurance

Compare builder's insurance that can keep you and your business safe whether you are a self-employed tradesman or run a business with employees.

4 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Best Newcomer: Insurance Choice Awards 2019
Superscript Business Insurance
Cover options
Buildings, contents, professional indemnity, cyber, D&O, legal expenses & more
Liability options
Public liability up to £5,000,000 & employers' liability up to £10,000,000
Award-winning business insurance for today's risks (Best Newcomer at the Insurance Choice Awards 2019). Pay by month. Adjust your cover as you grow. No admin fees. Immediate access to your policy docs. This is business insurance on your terms.
Eligibility
Available online
Permanent UK Resident
Premierline Business Insurance
Cover options
Buildings, contents, business interruption, professional indemnity & more
Liability options
Public & employers' liability up to £10,000,000
Premierline works with some of the UK’s most trusted insurers. Compare and buy insurance online or alternatively, speak to an advisor over the phone for insurance recommendations based on your individual circumstances and requirements.
This is an insurance broker.
Eligibility
Available online
Permanent UK Resident
Prefer to Call? Contact us now on 0800 035 9662
Bionic Business Insurance
Cover options
Buildings, contents, legal expenses, business interruption, goods in transit and commercial property
Liability options
Public & employers' liability up to £10,000,000
Bionic works closely with a range of insurers to find cover that meets the unique needs of your business. We’ll help you understand exactly what your policy includes and translate it into simple language. No hidden extras. No jargon. Just quality cover.
Eligibility
Available online
Permanent UK Resident

How to find the right builders' insurance

To find the right builders' insurance policy for your business, compare quotes from different providers and choose the best deal.

What do you need to cover?

Builders' insurance policies usually cover:

  • Public liability which covers the cost of claims made by third parties if your business accidentally causes death, injury or damage to property.

  • Employers' liability which protects your company against compensation claims made by your employees if they suffer illness or injury as a result of their work.

  • Business equipment if it gets lost, stolen or damaged.

Decide what you want to cover and then get quotes. Check which quotes offer the protection your business needs to help you choose the right policy.

How big is your business?

If your business is of a certain size, you may need a specialist builders' insurance policy. For example, you may need a specialist policy if your business:

  • Turns over more than a certain amount e.g. over three million a year

  • Employs more than a specific number of people e.g. more than 15 employees

Each quote will have different conditions. Carefully check the terms and conditions to figure out if the size of your business will affect your policy.

Are there any exclusions?

Builders' insurance policies usually come with exclusions and conditions, including:

  • Health and safety provisions: Your policy could be invalid If your insurer finds your business failed to meet health and safety standards before an incident.

  • Pollution: Your insurer will not cover damage caused by pollution or contamination.

  • Deliberate actions: Your business will not be covered if it has been found that harm was intentionally caused.

Check your quotes carefully to find out what's excluded. This will help you find the right policy and decrease the risk of surprise bills if something went wrong.