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- Joe Phelan
About the Author
Joe is an experienced writer, journalist, and editor. He has written for the BBC, National Geographic, the Observer, Scientific American, and VICE.
Joe joined the money.co.uk team in 2024, where he helps small business owners navigate the often confusing world of business finance. His role is to cut through the jargon and create clear, actionable content that empowers entrepreneurs to make confident financial decisions. He is passionate about breaking down complex topics, whether it's securing funding, managing cash flow, or understanding tax obligations, so that small businesses can thrive.
Beyond business finance, Joe is a Tottenham and Chicago Bears fan and is tolerated by his cat, Harris.
Expertise
SMEs
Sustainability
Business finance
Education
NCTJ Diploma In Journalism, Highbury College
BA Hons Journalism, University of Chester
Featured in News
How bookshops are writing a new chapter for UK small businesses
Once thought to be on the brink of extinction, independent bookshops are thriving once more, and offering valuable lessons for small businesses everywhere.
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Tariff uncertainty: How UK small businesses can take back control
Tariffs can impact small businesses, even if you don’t directly import or export goods. However, there are steps you can take to keep your business running smoothly.
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Should your business go cashless? Pros, cons and costs
While going cash-free offers clear benefits for some, it’s important to contemplate the potential downsides too.
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Why Stress Awareness Month matters for small business owners
Stress and poor mental health are among the UK’s most pressing public health challenges. Yet, for small business owners, managing stress is not just about personal well-being – it can directly impact their business' success.
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The government is calling on SMEs to share finance challenges – make sure your voice is heard
As part of a new consultation that could shape future policy, the UK government is seeking insights from small businesses.
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What does the government's new SME growth plan mean for your business?
The government has unveiled a revamped Board of Trade and a new SME strategy aimed at helping the UK’s 5.5 million small businesses access finance, boost exports, and scale up.
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The UK’s small manufacturers are being urged to scale – and grants could help make it happen
SMEs make up 99% of UK manufacturers, but many struggle to scale. Understanding available support and new grants could unlock their potential and accelerate growth.
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How small businesses can build lasting financial stability
For all SMEs, financial stability is the key to long-term success.
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63% of SMEs say taxation is their biggest challenge – here’s what can be done about it
Many SMEs are on the lookout for ways to mitigate rising costs while remaining competitive
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Why small businesses need to rethink their approach to cybersecurity
Many small and medium enterprises (SMEs) think they’re too insignificant to attract attention from cybercriminals. But this is simply not the case.
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7 reasons why it’s time to switch from a personal to a business bank account
Switching to a business bank account isn’t just about looking professional – it can simplify your finances, protect your assets, and unlock tools to help your business grow.
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Late payments can put SMEs at risk – these nine steps can help protect your business
With the cost of running a business rising and tax payment deadlines approaching, late payments can create significant challenges for SMEs.
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Two-thirds of SMEs have economic concerns about 2025 – here’s how to survive the squeeze
How businesses can navigate this complex landscape, protect their margins, and continue to grow in a difficult economic environment.
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How SMEs can strategically adopt AI – without losing sight of core business needs
Rushing into AI adoption without a strategy can hurt small businesses. The true role of AI is in supporting, not replacing, business fundamentals.
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Why it can pay for small businesses to go green
Wondering about the benefits of going green? Here's what you need to know
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For small business owners, December is a time of reflection and preparation.
Christmas is the perfect opportunity to look back on the year that has passed, celebrate your achievements, and set your goals for the future.
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The annual viral success of Spotify Wrapped offers valuable lessons for small businesses.
By leveraging customer data and crafting shareable, personalised experiences, you can engage and retain your audience while boosting brand visibility and loyalty.
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How can the government’s new AI chatbot help small businesses?
Small business owners face a constant battle with information overload, and the government’s AI chatbot is stepping in to assist.
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