Compare shared equity mortgages

1.84% for 3 years (2.26% discount on SVR)

Available in branch only. This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

3.6% APRC

More information

Application fee	£850 with an option to add to the loan
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the original loan, in the first year

- 2.00% of the original loan, in the second year

- 1.00% of the original loan, in the third year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at term end	70 years
Minimum Age	21 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Newbury Building Society 5 year discount shared equity

1.84% for 5 years (2.26% discount on SVR)

Available in branch only. This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

3.4% APRC

More information

Application fee	£600 with an option to add to the loan
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the original loan, in the first year

- 2.00% of the original loan, in the second year

- 1.00% of the original loan, in the third year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Max age at term end	70 years
Minimum Age	21 years
Permanent UK Resident
Self Employed Accepted

Newbury Building Society 5 year discount shared equity remortgage

1.84% for 5 years (2.26% discount on SVR)

Available in branch only. This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

3.4% APRC

More information

Application fee	£850 with an option to add to the loan
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the original loan, in the first year

- 2.00% of the original loan, in the second year

- 1.00% of the original loan, in the third year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at term end	70 years
Minimum Age	21 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Darlington Building Society 2 year discount shared equity

2.14% until 31 Mar 2024 (3.31% discount on SVR)

5.45% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

5.0% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of the outstanding balance, before 31 Mar 2023

- then 1.00% of the outstanding balance, until 31 Mar 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Newbury Building Society 5 year discount shared equity remortgage

85%

2.14% for 5 years (1.96% discount on SVR)

Available in branch only. This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

3.4% APRC

More information

Application fee	£850 with an option to add to the loan
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the original loan, in the first year

- 2.00% of the original loan, in the second year

- 1.00% of the original loan, in the third year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at term end	70 years
Minimum Age	21 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Leek United 2 year discount shared equity for existing borrowers

2.15% for 2 years (3.54% discount on SVR)

5.69% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme. Available to existing borrowers not moving only.

5.1% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of the outstanding balance, in the first year

- 0.50% of the outstanding balance, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Existing Borrowers Only
Max age at term end	85 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 2 year fixed for existing borrowers

2.19% fixed until 31 May 2024

4.2% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, before 31 May 2023

- then 1.00% of amount paid, until 31 May 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Leek United 2 year fixed shared equity for existing borrowers

2.25% fixed until 31 Jul 2024

5.69% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme. Available to existing borrowers not moving only.

5.1% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, before 31 Jul 2023

- then 1.00% of amount paid, until 31 Jul 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Existing Borrowers Only
Max age at term end	85 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Darlington Building Society 2 year fixed shared equity cashback mortgage

2.29% fixed until 31 Mar 2024

5.45% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

5.0% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the outstanding balance, before 31 Mar 2023

- then 2.00% of the outstanding balance, until 31 Mar 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 2 year fixed for existing borrowers

2.29% fixed until 31 May 2024

4.3% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, before 31 May 2023

- then 1.00% of amount paid, until 31 May 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 5 year fixed for existing borrowers

2.29% fixed until 31 May 2027

3.6% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 5.00% of amount paid, before 31 May 2023

- then 4.00% of amount paid, until 31 May 2024

- then 3.00% of amount paid, until 31 May 2025

- then 2.00% of amount paid, until 31 May 2026

- then 1.00% of amount paid, until 31 May 2027

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 10 year fixed for existing borrowers

2.34% fixed until 31 May 2032

3.0% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 6.00% of amount paid, before 28 Feb 2027

- then 5.00% of amount paid, until 29 Feb 2028

- then 4.00% of amount paid, until 28 Feb 2029

- then 3.00% of amount paid, until 28 Feb 2030

- then 2.00% of amount paid, until 28 Feb 2031

- then 1.00% of amount paid, until 29 Feb 2032

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 2 year fixed shared equity cashback remortgage

2.34% fixed until 31 Aug 2024

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

4.2% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, before 31 Aug 2023

- then 1.00% of amount paid, until 31 Aug 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

TSB 5 year fixed for existing borrowers

2.34% fixed until 31 May 2027

3.7% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 5.00% of amount paid, before 31 May 2023

- then 4.00% of amount paid, until 31 May 2024

- then 3.00% of amount paid, until 31 May 2025

- then 2.00% of amount paid, until 31 May 2026

- then 1.00% of amount paid, until 31 May 2027

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Darlington Building Society 3 year discount shared equity

2.39% until 31 May 2025 (3.06% discount on SVR)

5.45% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

4.7% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	0.5% with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the outstanding balance, in the first year

- 2.00% of the outstanding balance, in the second year

- 1.00% of the outstanding balance, in the third year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Nationwide 2 year BBR tracker

80%

2.39% base rate tracker for 2 years

4.24% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

4.1% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Northern Ireland
Available in Scotland
Available in Wales
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Nationwide 2 year BBR tracker cashback mortgage for first time buyers

80%

2.39% base rate tracker for 2 years

4.24% variable

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

4.1% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Northern Ireland
Available in Scotland
Available in Wales
First Time Buyers Only
First Time Buyers
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 2 year fixed for existing borrowers

80%

2.39% fixed until 31 May 2024

4.3% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£995 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, before 31 May 2023

- then 1.00% of amount paid, until 31 May 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 10 year fixed for existing borrowers

2.44% fixed until 31 May 2032

2.9% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 6.00% of amount paid, before 28 Feb 2027

- then 5.00% of amount paid, until 29 Feb 2028

- then 4.00% of amount paid, until 28 Feb 2029

- then 3.00% of amount paid, until 28 Feb 2030

- then 2.00% of amount paid, until 28 Feb 2031

- then 1.00% of amount paid, until 29 Feb 2032

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

TSB 2 year fixed for existing borrowers

2.44% fixed until 31 May 2024

4.1% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, before 31 May 2023

- then 1.00% of amount paid, until 31 May 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Existing Borrowers Only
Max age at term end	75 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Barclays 2 year fixed shared equity

55%

2.49% fixed until 31 Aug 2024

4.49% base rate tracker

This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

4.0% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£749 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, before 31 Aug 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
First Time Buyers
Max age at term end	70 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Newbury Building Society 2 year fixed shared equity

2.49% fixed until 29 Jul 2024

Available in branch only. This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

3.9% APRC

More information

Application fee	£300 with an option to add to the loan
Arrangement fee	No fee
Booking fee	£300 paid upfront (non-refundable)
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the original loan, before 29 Jul 2023

- then 2.00% of the original loan, until 29 Jul 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Max age at term end	70 years
Minimum Age	21 years
Permanent UK Resident
Self Employed Accepted

Newbury Building Society 2 year fixed shared equity remortgage

2.49% fixed until 29 Jul 2024

Available in branch only. This mortgage is available for new builds only on the Help to Buy Equity loan scheme.

3.9% APRC

More information

Application fee	£550 with an option to add to the loan for remortgage
Arrangement fee	No fee
Booking fee	£300 paid upfront (non-refundable)
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the original loan, before 29 Jul 2023

- then 2.00% of the original loan, until 29 Jul 2024

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at term end	70 years
Minimum Age	21 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Newbury Building Society 3 year fixed shared equity

2.49% fixed until 29 May 2025