Business loans guides

Choosing the right funding can be tricky. Our guides break it down clearly, helping you compare your options and pick what’s best for your business.

Short-term business loans

Find out how to get a short-term business loan, who is eligible and what you can use it for to choose the right loan for you.

Long-term business loans

Learn how long-term business loans work, who can apply and what to consider when deciding if this type of finance is right for your business

No-credit-check business loans: a practical guide to funding options

All business loan providers carry out credit checks, but some focus more on your firm’s revenue and cash flow than your credit score. Find out more here...

Business bridging loans: everything you need to know

A business bridging loan is one way for companies to borrow money fast. However, they can prove expensive and are only designed for short-term borrowing.

Invoice factoring explained: how it works and what to consider

If your business relies on invoicing, invoice factoring can provide early access to customer payments, helping to improve cash flow.

What is purchase order financing? Everything you need to know

Purchase order financing can provide a vital cash lifeline for SMEs chasing big orders. Find out more with our quick guide.

How to refinance a business loan: a simple step-by-step guide

Discover how to simplify debt management by securing better loan terms for your business. Follow these key steps to improve cash flow and save money.

Term loans explained: how they work and when to use one

A term loan lets you repay a lump sum of cash over a fixed term, but is it right for your business?

Business finance explained: how to choose the right funding for your business

Explore the key types of business finance, why they matter and how to find the right funding option for your business needs.

What is invoice discounting and how does it work?

Discover how you could improve your company’s cash flow by borrowing against your unpaid invoices.

VAT loans: a practical guide for UK businesses

Need help with your VAT bill? Short-term VAT loans can cover essential tax payments and keep your business on track.

Invoice finance explained: a simple guide for SMEs and startups

Invoice finance could be an easy way to boost business cash flow if you regularly invoice clients.

What is asset finance? Everything you need to know

Discover how your business could access new equipment or vehicles with minimal upfront costs.

Asset-based lending: what is it and how does it work?

Find out how you could use business assets to help you secure a loan.

Merchant cash advance explained: a guide for small businesses

A merchant cash advance offers a flexible alternative to a business loan – but is it right for you? Discover the pros and cons in this helpful guide.

Working capital loans explained

A working capital loan can help to cover the day-to-day running costs of your business. Find out more with our five-minute guide.

What is a revolving credit facility and how does it work in the UK?

Discover what a revolving credit facility is, how it works, and how it can help manage cash flow for your business.

Cash flow loans: the ultimate guide for small businesses in the UK

Learn how cash flow loans can help your business bridge financial gaps. Discover how they work, their benefits, eligibility criteria and how to apply.

How to start an online business from scratch in 7 simple steps

Discover how to launch a thriving online business with expert guidance on planning, branding, marketing and growing your operation.

How much money do you need to start a business in the UK in 2026?

Learn the key expenses to consider when launching a business, from registration fees to equipment costs, and how to budget effectively for success.

12 mistakes to avoid when starting a business in 2026

Avoid common pitfalls that could hinder your startup’s success. Learn key strategies to navigate challenges and set your business on the path to growth.

How to validate your startup business idea in 5 easy steps

Learn how to test your startup idea, assess market demand and refine your product with simple strategies to increase your chances of success

30 easy business ideas to start from home in 2026

Explore simple and innovative home-based business ideas for 2026. Discover practical ideas that fit your skills and lifestyle.

15 low-cost business ideas with great potential for 2026

You don’t have to be a millionaire to start your own business. Discover 15 of the best low-cost business ideas for 2026.

12 innovative startup business ideas for 2026

From running your own virtual reality events to building robotics, check out these innovative startup business ideas.

How to come up with a great business idea that works for you

Generate unique business ideas with these practical strategies. Includes tips for identifying problems, using your knowledge and observing market trends.

16 side hustle ideas to boost your income in 2026

Want to earn extra money without quitting your day job? Explore 16 popular side hustles, including what you could earn and how to get started.

What is an unsecured business loan and how does it work?

Unsecured business loans can help finance your business without you needing to offer anything up as security to get one – here’s what you need to know.

Are business loan repayments tax-deductible in the UK?

Business loan repayments can impact your monthly cash flow. Learn whether they are tax-deductible and how it affects your return.

Am I eligible for a business loan? Key criteria and how to qualify

What do you need to do to get a business loan? Find out with our comprehensive guide to business loan eligibility.

How to get a startup business loan with no money: expert guide

Getting a startup loan with no money or revenue can be difficult, but there are options for businesses with strong business plans.

7 reasons your business loan was rejected (and what to do next)

Discover the most common reasons for business loan rejections and what you can do to increase your chances of success.

12 types of business loans: expert guide to choosing the right one

Ever wondered how the different types of business loans work? We explain everything you need to know.

What is a secured business loan? Everything you need to know

Secured business loans typically let you borrow a larger sum at cheaper rates than an unsecured loan. But are they right for you?

Bad credit business loans

Considering applying for a business loan but have bad credit? We explain your options for getting the finance you need.

Start Up Loans: everything you need to know

A government-backed Start Up Loan can be a great way to get your new business up and running. Here’s everything you need to know.

Small business line of credit vs loan vs credit card: which is best?

We explain the key differences between business loans, business credit cards and business lines of credit so you can find the right type of funding.

How to get a loan to buy a business: a step-by-step guide

Taking out a loan to buy an existing business can be easier than financing a startup. Find out how to secure a business-acquisition loan.

Business loan vs personal loan: which is better for your startup?

New businesses often need a cash injection to cover setup and running costs until money starts coming in. But should you go for a business or personal loan?

How do business loans work? Here’s what you need to know

This in-depth guide explains how business loans work, the types of business loans available, and who can apply.

The average business loan interest rates for 2026

Does a low interest rate always mean you’re getting the best deal on a business loan? Find out with our 2026 business loan interest rate guide.

Raising money for a business without a loan

If you’ve been rejected for a business loan, there are lots of finance options to consider. We run through the options from invoice finance and angel investors to bootstrapping and business grants.

What is a business line of credit? How it works and when to use it

A business line of credit gives you access to the funds you need, as and when you need them. Here’s how they work and how to get one.

How to get a business loan: your step-by-step guide to approval

Boost your chances of approval for a business loan with our easy-to-follow guide.

Is it worth getting a loan to start your business?

Is a start-up loan the best way to fund a new business? What are the pros and cons? Find out what you need to know before taking out a business start-up loan.

Repaying your business loan and managing debt

Defaulting on business loan repayments can have serious consequences for you and your company. Find out more with our quick guide to repaying your business loan.

How to access emergency business funding

Many small businesses need an urgent cash injection at some point. Find out how to get emergency business funding with our five-minute guide.

Personal guarantees for business loans explained

Agreeing to provide a personal guarantee can help your company qualify for a business loan. Here’s what you need to know.

50+ UK business loan statistics

Explore the latest UK business loan statistics for 2025 | the business loans market’s £485.9bn valuation | stats on the average business loan, and more.