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Our guides

Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Should you bother with an extended warranty?

Your household appliances could be expensive to replace if they break down. But should bother with an extended warranty?

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What is the best way to spend abroad?

Spending money overseas can end up costing you a fortune in fees and charges, so find out what options you have and which is the cheapest for your trip.

Is banking on your smartphone safe?

If you live life on the move, mobile banking can seem like an ideal way to keep track of your finances. But is it a safe way to manage your money?

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Which current account should you get?

Choosing the right current account can save you money in fees, give you all the features you need or even earn you money in interest. Here is where to find the best account for your circumstances.

What is a packaged current account?

You can get rewards with some bank accounts for a monthly fee. The benefits can be cost effective and convenient, but only if it is the cheapest option. Here is how to check.

Direct debit rules: FAQs

Direct debits can be a convenient and hassle-free way to pay your bills, leaving the company you are paying to do all the leg work. Here we answer all your most common direct debit questions...

How to find lost bank accounts

In banks across Britain millions of pounds are sitting dormant in lost accounts, waiting to be re-claimed by their rightful owners. We take you through how you can be reunited with yours.

How business current accounts work

If you run your own business, are a sole trader or look after the finances of a company, you may need a current account. Here is how business bank accounts work and how to get one.

How to afford a career change

If you want to start a new career you need to prepare your finances before you leave your job. Here is how to make your career change affordable.

What is pet insurance?

If your pet is like one of the family you will want to make sure they are protected if they fall ill or go missing. Here is everything you need to know to find the best pet insurance policy.

How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

Can you get health insurance with pre-existing conditions?

Health insurance does not always cover existing medical conditions or any you have had in recent years. Here is what cover you can get and how to find it.

Can home insurance cover subsidence?

If your home suffers from subsidence, finding an insurance policy to protect your property can be tricky. Here is how to get cover if your property has experienced subsidence.

Can you insure an unoccupied house?

If you own a property that will be left empty, you need a specialist home insurance policy to protect it. Here is how to cover your unoccupied home.

8 ways to cut your home insurance costs

Your home insurance gives you valuable financial protection against things like fire and theft, but you should not pay more than you have to for cover. Here is how to save on your policy.

How do extended warranties work?

An extended warranty could pay for repairs if your household appliances break. But what do they cover and are they worth it? Here is what you need to know.

How to claim on an extended warranty

If your appliances break or are faulty, you may be able to claim for repairs on your extended warranty insurance. Here’s how these policies work and how to make a claim.

What breakdown cover is right for you?

Whether you drive every day or only occasionally, breakdown cover gives you peace of mind that help is at hand if something goes wrong.

Can you get insurance to ride your bike abroad?

If you are planning to take your bike on holiday with you, the right insurance policy will keep it protected. Here is how to insure yourself to cycle abroad.

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How to claim on your bicycle insurance

If you have bicycle insurance and your bike gets damaged, stolen or you are injured while riding, you can claim to cover the cost. Here is how to make a bike insurance claim.

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How to make a travel insurance claim

If something goes wrong on your travels you may need to make a claim on your travel insurance policy. This step by step guide explains how to go about it.

Should you get single trip or annual travel insurance?

If you are heading off on holiday, you’ll need to choose between a single trip or annual travel insurance policy. But what is the difference, and which is right for you? Here is how to find out.

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How to insure your holiday home abroad

If you have a second home overseas, you need to make sure it is properly insured. Here is everything you need to know about insuring your holiday home.

What home insurance do students need?

If you are a student, you’ll likely have expensive belongings that you need to protect, whether you live in student halls or with friends. We explain how to get the right student home cover.

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What home insurance do you need?

Whether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.

How to get your home winter ready

Make sure your home is ready for the winter months by checking you have the right type of home insurance in place.

Do you need to insure your boiler?

If your boiler breaks down you could be left without hot water and heating, as well as facing a huge repair bill. Here is how boiler cover can help you get it fixed without it costing the earth.

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What insurance do you need when buying a house?

Your mortgage is likely to be the biggest expense you will face in life, but what happens if you can no longer pay it? Many people ask themselves the question: what insurance do you need for a mortgagein the UK? Here are the types of insurance that can help you pay your mortgage.

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6 easy ways to get finance for your business

If you want your business to grow and reach new heights you may need to borrow money. Here is a closer look at your different business finance options.

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9 Top tips for the best deal on a personal loan

Yes, you can still apply for a loan when you retire, but there are several factors you should consider before you do.

How do business loans work?

If you need funds to help your business grow or expand, a business loan could offer the solution you need. Here is how they work and how to get the right loan for your business.

Should you get a prepaid card?

Prepaid cards come with several pros and cons, but they could be the best way of spending for you. Here is how to work out if you should get a prepaid card.

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What are prepaid cards?

You can use a prepaid card to buy things online or in person, and you could get one without a credit check. Here is how they work and how to get one.

Should I buy additional legal cover on my car insurance policy?

Your car insurance policy will cover you against most costs, but what if you need to go to court following an accident? Legal cover could help — here is everything you need to know.

7 easy ways to watch live sport for free

Watching free sport on a dodgy website is illegal, the quality probably won't be great and your stream could cut out at any moment. So, what's the best legit way to watch live sport free?

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How to claim on your critical illness cover

If you are diagnosed with a life changing condition, a successful critical illness claim can help take the financial strain off your recovery. Here is how to make a claim.

What is critical illness cover?

If you become seriously ill, a critical illness policy could pay you a lump sum of money. Here is how it works and what it can cover you for.

Revealed: The life threatening bacteria on your cash

We've teamed up with the London Metropolitan University to put cash under the microscope and the results are shocking. Here are the facts about how dirty money is.

What actually happens if you go bankrupt?

Bankruptcy is financially painful, but in many cases you'll be discharged within a year and free to get on with your life without the debts that were crippling you financially hanging over you. Here's what to expect if you go bankrupt.

11 massive mortgage application mistakes you need to avoid

You've saved a deposit, found the perfect house, and now need a mortgage: what could go wrong? Don't make these 11 mistakes that could ruin your plans.

Mortgage broker or direct deal

Here are all the advantages and disadvantages of using a mortgage broker vs applying for your mortgage direct. This will help you decide on the best way to find a mortgage.

Can you afford a mortgage?

Before you buy a home, check whether you can afford the cost of a mortgage. Here is how to check if lenders will accept your application and if you can keep up with the repayments.

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What is mortgage life insurance?

Have you heard about mortgage life insurance, but are uncertain what it is or how it works? Our guide can give you all the information you need to know.

How to declare yourself bankrupt

If you're in financial trouble and struggling to repay your debts, you might be considering bankruptcy. We look at exactly what declaring yourself bankrupt involves, what the alternatives are and how to work out your best option.

How does mobile phone insurance work?

You could pay hundreds of pounds to replace your mobile phone if it gets lost or damaged. Here is what you need to know about how mobile phone insurance works.

How to claim on your landlord insurance

If your rental property is damaged or your tenants stop paying rent, your insurance could help you recover the costs. Here is how to claim on your landlord insurance.

What is business insurance?

Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.

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How to save on your landlord insurance

Getting the right landlord cover is vital for protecting your rental property, but there are lots of ways to save money on your policy. Here is how to cut the cost of your landlord insurance.

How to find boiler cover for your buy to let

Getting the right boiler insurance can cover the cost of replacing it if it breaks, and ensures your tenants are never without heating. Here is what you need to know about boiler cover.

What is rent guarantee insurance?

If you rely on your rental payments as income, you should consider insuring against your tenants failing to pay. Here is how rent guarantee insurance works and how to find cover.

How to claim on your business insurance

If your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.

What you need to make a claim

What is landlord insurance?

As a landlord, it is important to get the right insurance to cover your property and legal responsibility to your tenants. Here is what you need to know about landlord insurance.

How to choose the right landlord insurance

Getting the right cover for your rental property is vital to protect it if the worst should happen. Here is how to choose the right landlord insurance.

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How to claim on your mobile phone insurance

If your mobile phone is lost or damaged, you could cover the cost of repairs or a replacement with your insurance. Here is what you need to know about making a claim.

How to get help with vet bills

Keeping your pet healthy can cost you a lot, especially if you get a big vet bill. But if you need help paying, there are several ways you can get financial assistance towards veterinary bills.

How to choose the right motorbike insurance

Insurance is essential if you ride a motorcycle, but finding the right policy depends on the type of bike you ride and how you use it. Here is how to find the right motorbike insurance.

What is motorbike insurance?

The right motorbike insurance can cover the cost of repairing or replacing your bike if it is damaged or stolen, while riding without it is against the law. Here is what you need to know.

What to do if your debt management company goes bust

If your debt management company stops trading, you need to make sure you keep up with repaying your debts. Here is what you need to do and where you can get help.

How to claim on your health insurance

Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.

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Endowment tax issues explained

An overview of the possible tax issues associated with endowment policies.

Find out more about endowment tax issues

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