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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

fans at a sporting event with the title The most expensive sports stadiums in north america for fans

The most expensive sports stadiums in North America for fans

Now that fans are allowed back into stadiums, sport is well and truly back. But supporting our favourite sports teams isn’t cheap, so which stadiums are the most budget-friendly?

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students in a communal room with the title student housing hotspots

Student housing hotspots

We’ve all noticed more and more student accommodation popping up in towns and cities across the country, but where have they taken over the most?

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Woman at a spa in a robe and head towel with the title "The cities with the most spas" as an overlay

45 cities with the most spa break locations

Looking for a spa break? The personal finance experts at money.co.uk reveal that Paris, Barcelona, and Brussels are the best places to go.

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Planning a holiday with guaranteed sunshine

Exploring the amazing cities of the world is one of life’s great pleasures. So there's always a good excuse for planning a holiday in the city; whether it’s for a romantic getaway, to spend more time with friends and family, or simply by yourself for some mindful me-time, making sure you have a holiday plan is vital.

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Top view owe, mortgage asian woman, female sitting on floor home, stressed calculate expense from bills, no money pay in mark circle deadline on calendar.Debt, bankruptcy or bankrupt person concept.

How long does bankruptcy stay on your credit report?

Becoming bankrupt is one way of dealing with debts, but it will affect your credit rating. Here we explain everything you need to know.

It does clear eventually
Bearded man with glasses looking at his phone

How long does a CCJ stay on your credit report?

As if having a county court judgment issued against you isn’t bad enough, the fact that it’ll damage your credit score is no laughing matter. Here we look at the effect a county court judgment can have on your financial prospects and what you can do about it.

How long it will take
Black man voter in polling election

How to check if you are on the electoral roll

Registering to vote doesn’t just mean you can exercise your rights and get a say in who runs the country – it has fairly hefty financial benefits too. Here’s what you need to know

How to check the electoral roll
Woman sitting and thinking near table at home. Businesswoman working online during the quarantine. Self isolation. Networking. Online education. Coronavirus. Crisis. Researching. Debt.

How to deal with defaults on your debt

If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next

What to do after a default
A woman in glasses at a desk in an office investigating

How do credit reference agencies work?

Credit reference agencies are the go-to places for banks and other lenders after they get requests for credit from the likes of you and me. This is why it’s important to know who they are and how they work

What they already know about you

Rural house prices

House prices are on the rise across the country, but are would-be buyers in rural areas being hit particularly hard?

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Animal Crossing homes

Animal crossing addicts can spend hours in-game pruning their gardens and decorating their interiors, but what is the real value of your virtual Animal Crossing house?

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The UK regions getting the best return on their council tax

With the cost of living on the rise, money.co.uk conducted a study to find out which UK regions were offering the best return on council tax.

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Tourism recovery across the world following covid

Research reveals which countries are recovering the quickest from tourism lost as a result of COVID-19.

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Smelly Places Index

From exhaust fumes to air pollution, and cigarette smoke to fly-tipping, there are lots of things that can give cities an unpleasant odour, but where in the UK are these smelly places located?

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Aldi vs Asda: The most popular BBQ equipment this summer

Discover the most popular retailers for BBQ equipment this summer and how Money can help save you cash when choosing a BBQ range this year.

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London's most historic boroughs

London welcomes millions of people every year to take in its landmarks, attractions and immerse themselves in the history of the city. But where offers the best historic prospect if you are looking for a longer stay?

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Woman paying with her phone in a shop using a contactless payment terminal

How card payment terminals work

Payment terminals, or card payment machines, are a handy way to pay for goods and services while you’re out and about. Here we explain all about payment card readers - including how to get one for your business.

What's going on behind the screen

Relocating: the best places to live in the UK

Money.co.uk has ranked the best places to relocate to, for those of you looking for the best places to live in the UK!

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World's most loved theatres

money.co.uk has conducted research to find the most love threatres in the world right now.

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Fully-dressed man in an empty bath with money raining down on him

What are Premium Bonds prizes?

Premium bonds are a popular way to save, but unlike other methods of saving, they don’t pay any interest on the money you deposit. Instead, they offer you the chance of winning a prize each month with a maximum value of £1 million.

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Happy man using his mobile phone

What is Plum?

Plum is a money management app that enables you to save, invest, budget and sort your household bills, all in one place. We explain what you need to know.

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Tax-free shopping

Tax-free shopping is a great way to pick up luxury items for less. Now that the UK has officially left the European Union, Brits can benefit more than ever before.

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Happy woman with phone

Stocks & shares apps – which are good to have?

Find out how to choose the best stocks & shares apps and what you should know before you buy equities within an app.

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Man holding an open suitcase full of money

What to do with a lump sum of money

It’s a happy thought, but not without its worries: what do you do if a lump sum of money lands in your lap? Here we explain your options.

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A cute young kid eyeballing a one pound coin

What is a children's investment ISA?

You can open an Investment ISA for your child at any time. But why would you consider this type of account over any other? We investigate.

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Multi-generational family in their home

What is a Help to Save account?

If you are on a low income you could benefit from a government-backed scheme called Help to Save that boosts your savings.

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A piggy bank with "ISA" written on it surrounded by coins

What's the difference between an ISA and a savings account?

You could be forgiven for thinking there’s no real difference between a Cash ISA and a standard savings account. But even if they look and work in a similar way, ISAs have qualities that set them apart, as we explain here.

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Cute kid in a bow tie and glasses smiling behind a desk with stacks of coins

What's the best Junior ISA?

Opening a Junior ISA will give your son or daughter a hugely-beneficial start in life. Here we explain all you need to know about Junior ISAs, and how to find the best savings and investment vehicle for your nippers.

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Professional woman at a desk

How can a financial advisor help?

There may be times in your life when it would be helpful to get some personal financial advice. A financial adviser can take an overall look at your finances and recommend different products and services which would be suitable for you. Find out more here.

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Woman with different coloured post-it notes on her window

Setting up a savings goal

Having a predetermined savings goal is one of the best ways to motivate yourself to start saving money. We investigate the various options available and offer some tips on how to start saving to make your dreams come true.

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Father and daughter looking at a tablet in a play tent

How to transfer a child trust fund to a Junior ISA

If you want your child’s money to work hard for them you should consider transferring their Child Trust Fund to a Junior ISA. We explain why and how to proceed.

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Teddy bear with its paws in a jar of money

How to open a child's bank account

You can start saving for children’s futures as soon as they are born. But what sort of account should you choose? This guide explains the different options available, including what you need to open savings accounts and – for older children – current accounts in a child’s name.

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Smiling woman

Apps to save you money

Can money-saving apps really give your bank balance a boost? And just how safe is your hard-earned cash once you start allowing apps to access your bank accounts? Here’s what you need to know.

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Mother and daughter and money to a piggy bank

Best place to save money

Are you looking for a short-term deposit account, a place where your money can earn interest, or somewhere to save and invest for the long term? Whatever your savings needs, we can help you find the best way to save.

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Young woman thinking while sitting on her bed surrounded by work

Is it worth opening a savings account?

A savings account is an excellent place to start if you want to save for the future – whether that’s a holiday six months from now or your first home in five years’ time. Find out more about your options with our five-minute guide.

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Man and woman lying on floor with a piggy bank

Bonds or Savings account?

When you are starting to save, you have several choices about where to put your money. You can save into a traditional savings account or choose a savings bond. We explain the pros and cons of both traditional savings accounts and bonds.

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Thoughtful man with tablet

How long does a default stay on your credit report

If you miss repayments on a credit card or loan, you could end up with a default. This marker goes on your credit file and impacts your score. Here’s everything you need to know.

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Worried woman looking at laptop

Why is my credit score going down?

There are lots of things that can cause a credit score to drop. Here we explain the most common reasons and how to rectify them.

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World Housing Market Index:

The most expensive property markets in the world

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Man and woman on a sofa with a piggy bank

Finding the best savings accounts

There’s no shortage of savings accounts if you’re keen to squirrel away some of your hard-earned cash for the future. But you don’t want to lose out by choosing the wrong one. Here we show the best savings accounts for various savings goals.

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Luxury on a budget

Travelling in the lap of luxury may be a pipedream for many of us. However, if you do want to treat yourself to the trip of a lifetime, where the most affordable luxury destinations to do so?

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Education premiums

We all want the best for our children, but how much does living close to one of the country’s best schools add to house prices?

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How to turn business ideas into a profitable company

What's involved in turning a business idea into a going concern - and should you bother in the first place Here we explain how to tell if you idea for a business is actually a good one in reality, and what the next steps to making it happen.

How to tell if a business idea is any good

Cashless Countries Europe Edition

Following the contact-free payment increase during the coronavirus pandemic, plus the recent announcement that old-school £20 and £50 notes will be obsolete by September 30th 2022, bank notes and coins are continuing to be phased out

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Bill, invoice, tax man laptop

How to make an invoice

If you’ve set up your own business, knowing how to create an invoice correctly is crucial to ensuring you get paid, as we explain.

Full guide to making an invoice
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How to register a business?

Here’s everything you need to know to make sure your side hustle is legitimate including the difference between being a sole trader and a limited partnership, which might be right for you, and the deadlines and paperwork you need to consider

What you need to get ready now
Craftsman In Carpentry Workshop small business SME

Sole trader or limited company?

There comes a time when a good idea starts to look like something that’ll make a significant amount of money. When this happens, you won’t just attract customers as HMRC will also take an interest. So, what do you do? Here's how to choose the right structure for your business

What structures mean in practice
Self-assessment, SME, tax, admin, paperwork

Business tax explained

Business tax can be confusing, but if you run a small business it’s crucial to understand how much tax you’ll need to pay and when - or you could end up with a massive unexpected bill. Here’s all you need to know.

What you need to pay and when
A woman putting clothes into a box, surrounded by other boxes, home business, side hustle, entrepreneur, small business

Can you start a business from home?

Everyone’s heard the stories of billionaires starting their businesses from a bedroom at home, but setting up a start up takes careful planning and there are hidden costs. This is what you need to know to get it right

What you need to check for
A woman interviewing another woman for a job in an informal setting

How to employ someone

If your business becomes successful enough, or you need a hand to get it started, you will need to think about employing staff to help out. But how do you pay them, what responsibilities do you have, and how much does it cost to employ someone?

What you need to check for
woman home small business side hustle working

What insurance do I need for my business?

No one wants to pay for something they may never use, but sometimes business insurance isn’t an optional extra. We explain when business insurance becomes a legal requirement, and when it’s a matter of choice

What you need to check for
Man writing a business plan, filing accounts for a small business

How to write a business plan

Why will your business thrive and be successful when so many others fail? The answer will be found in your business plan.

Business plans made simple
A toddler, dressed in a suit, carrying a load of cash

How to fund your business idea

If there’s one thing budding entrepreneurs have in abundance it’s ideas. But great concepts often amount to nothing without the financial oomph to make them real. Here we explore how to get the money needed to earn your fortune.

Where yo look for the money you need
Image of Santander Everyday No Fee Balance Transfer Card

Review

Santander Everyday No Balance Transfer Fee Credit Card June 2022

Santander Everyday No Balance Transfer Fee Credit Card review - our verdict on its rewards, benefits and costs and whether it is the right option for you.

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How much do your favourite streaming services really cost?

As Netflix increases its subscription prices, here’s how to check if you’re actually getting value for money from your online streaming services.

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Michelin star guide

For over a century, the Michelin Guide has been the gold standard when it comes to fine dining excellence. But which Michelin star holding restaurants are the best of the best, and which offer the best value for money?

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The ultimate cheap city break

Our travel finance experts have created the ultimate city break index, revealing the cheapest city breaks in Europe. Top ten includes: Istanbul, Thessaloniki, Berlin, Porto, Naples, Athens, Valencia, Bologna, Lisbon, Antwerp.

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Moving for Work

Whether you’ve been offered an opportunity in a new city, or simply want a change of scenery, there are lots of reasons you might choose to relocate for work. But which major cities offer the greatest job opportunities and salary potential?

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The picturesque harbour in Mousehole, an old fishing village in Cornwall

How to find cheap UK holiday destinations

With millions of Brits choosing to go on holiday without leaving the country, discover our top tips on how to find cheap holidays in the UK.

Where to go for a cheap UK holiday
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Your ultimate checklist for a stress free holiday

Your holiday is a time to relax and concentrate on enjoying yourself, so let us help take the stress out of preparing for your trip. Here's everything you need to do before you jet off.

What to do now, so you can relax later