Compare our best 80% LTV mortgages

1.5% until 31 Aug 2024 (2.46% discount on SVR)

3.96% variable

Available via telephone only.

3.5% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
First Time Buyers
Max age at term end	80 years
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Self Employed Accepted

Progressive Building Society 2 year discount for properties in Northern Ireland

1.59% for 2 years (3.41% discount on SVR)

4.47% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, in the first year

- 1.00% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in Northern Ireland
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Newcastle Building Society 2 year discount

1.6% until 31 Aug 2024 (2.36% discount on SVR)

3.96% variable

Available via telephone only.

3.7% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
First Time Buyers
Max age at term end	80 years
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Self Employed Accepted

The Cumberland 2 year discount

1.62% for 2 years (3.12% discount on SVR)

4.2% APRC

More information

Application fee	No fee
Arrangement fee	£999 with an option to add to the loan
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, in the first year

- 0.50% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

The Cumberland 2 year discount remortgage

1.62% for 2 years (3.12% discount on SVR)

3.9% APRC

More information

Application fee	No fee
Arrangement fee	£999 with an option to add to the loan
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, in the first year

- 0.50% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Monmouthshire Building Society 2 year discount

1.64% for 2 years (3.35% discount on SVR)

4.99% variable

4.5% APRC

More information

Application fee	£150 paid upfront (non-refundable)
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, in the first two years

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Max age at application	80 years
Max age at term end	85 years
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Monmouthshire Building Society 2 year discount remortgage

1.64% for 2 years (3.35% discount on SVR)

4.99% variable

4.4% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	£999 with an option to add to the loan

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, in the first two years

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at application	80 years
Max age at term end	85 years
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

The West Brom 2 year discount

1.64% until 31 May 2024 (2.45% discount on SVR)

4.09% variable

3.8% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	£999 with an option to add to the loan
Product fee	No fee

Additional information

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Max age at term end	75 years
Minimum Age	21 years
Permanent UK Resident
Self Employed Accepted

The West Brom 2 year discount remortgage

1.64% until 31 May 2024 (2.45% discount on SVR)

4.09% variable

3.8% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	£999 with an option to add to the loan
Product fee	No fee

Additional information

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at term end	75 years
Minimum Age	21 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

The Cumberland 2 year discount

90%

1.67% for 2 years (3.07% discount on SVR)

4.2% APRC

More information

Application fee	No fee
Arrangement fee	£999 with an option to add to the loan
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, in the first year

- 0.50% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Progressive Building Society 2 year discount cashback remortgage for properties in Northern Ireland

1.69% for 2 years (3.31% discount on SVR)

4.54% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, in the first year

- 1.00% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in Northern Ireland
Minimum Age	18 years
Permanent UK Resident
Remortgage Only
Self Employed Accepted	false

Progressive Building Society 2 year discount for properties in Northern Ireland

1.69% for 2 years (3.31% discount on SVR)

4.49% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, in the first year

- 1.00% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in Northern Ireland
First Time Buyers
Minimum Age	18 years
Permanent UK Resident
Self Employed Accepted

Progressive Building Society 2 year discount remortgage for properties in Northern Ireland

1.69% for 2 years (3.31% discount on SVR)

4.54% APRC

More information

Application fee	No fee
Arrangement fee	No fee
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, in the first year

- 1.00% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in Northern Ireland
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted	false

Hinckley & Rugby Building Society 2 year discount

1.7% for 2 years (4.49% discount on SVR)

6.19% variable

The initial rate will be followed by a rate of 4.54% for 3 years (1.65% discount on SVR).

5.0% APRC

More information

Application fee	£199 paid upfront
Arrangement fee	£800 with an option to add to the loan
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, in the first two years

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
First Time Buyers
Max age at application	80 years
Max age at term end	85 years
Minimum Age	18 years
Minimum Income	£10,000
Permanent UK Resident
Self Employed Accepted

Hinckley & Rugby Building Society 2 year discount cashback remortgage

1.7% for 2 years (4.49% discount on SVR)

6.19% variable

The initial rate will be followed by a rate of 4.54% for 3 years (1.65% discount on SVR).

5.0% APRC

More information

Application fee	£199 paid upfront
Arrangement fee	£800 with an option to add to the loan
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 2.00% of amount paid, in the first two years

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Wales
Max age at application	80 years
Max age at term end	85 years
Minimum Age	18 years
Minimum Income	£10,000
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Scottish Building Society 2 year discount

4.8% APRC

More information

Application fee	No fee
Arrangement fee	£995 paid upfront
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the outstanding balance, in the first year

- 2.00% of the outstanding balance, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
First Time Buyers
Max age at term end	85 years
Minimum Age	18 years
Minimum Income	£40,000
Permanent UK Resident
Remortgage Available
Self Employed Accepted

Scottish Building Society 2 year discount

4.7% APRC

More information

Application fee	No fee
Arrangement fee	£995 paid upfront
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the outstanding balance, in the first year

- 2.00% of the outstanding balance, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
First Time Buyers
Max age at term end	85 years
Minimum Age	18 years
Minimum Income	£40,000
Permanent UK Resident
Remortgage Available
Self Employed Accepted

Scottish Building Society 2 year discount for properties in Scotland

4.8% APRC

More information

Application fee	No fee
Arrangement fee	£995 paid upfront
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the outstanding balance, in the first year

- 2.00% of the outstanding balance, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in Scotland
First Time Buyers
Max age at term end	85 years
Minimum Age	18 years
Minimum Income	£40,000
Permanent UK Resident
Remortgage Available
Self Employed Accepted

Scottish Building Society 2 year discount for properties in Scotland

4.7% APRC

More information

Application fee	No fee
Arrangement fee	£995 paid upfront
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 3.00% of the outstanding balance, in the first year

- 2.00% of the outstanding balance, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in Scotland
First Time Buyers
Max age at term end	85 years
Minimum Age	18 years
Minimum Income	£40,000
Permanent UK Resident
Remortgage Available
Self Employed Accepted

The Cumberland 2 year discount remortgage

90%

1.78% for 2 years (2.96% discount on SVR)

4.0% APRC

More information

Application fee	No fee
Arrangement fee	£999 with an option to add to the loan
Booking fee	No fee
Completion fee	No fee
Product fee	No fee

Additional information

Early repayment charge

If you pay all or part of your mortgage early you will be charged:

- 1.00% of amount paid, in the first year

- 0.50% of amount paid, in the second year

Other fees may apply.

Eligibility

Available Direct
Available in England
Available in Scotland
Available in Wales
Minimum Age	18 years
Permanent UK Resident
Remortgage Available
Remortgage Only
Self Employed Accepted

Newcastle Building Society 2 year discount

90%

1.8% until 31 Aug 2024 (2.16% discount on SVR)

3.96% variable