According to new research*, 9 million of us will have between £2,000 and £10,000 of debt at the start of the New Year. And almost 5 million will have more than £10,000 of debt. These debts do not include mortgages or student loans.
Discover which UK cities have the most debt with our interactive map below.
You can also find out which have the most credit card debt, and which region saves the most money each month.
The biggest source of debt is normal living expenses, according to 40% of those we asked. 21% said debt consolidation (that's combining all your debts into 1 place) was the biggest cause, and 19% blamed holidays.
The 10 UK cities going into 2020 with the most debt (highest to lowest):
The 10 UK cities with the most credit card debt (highest to lowest):
You could consolidate your debt repayments using a 0% balance transfer credit card.
*We surveyed 2,018 people aged 16 to 64 years from across the nation about their debt.