Compare student contents insurance

What is student contents insurance?

Student contents insurance covers your belongings while you’re studying away from home. 

Your family’s home insurance might cover you while you are at university, but it may not offer the best cover. If it doesn’t, or if you just want extra protection, you can use our comparison to see student contents insurance from every provider across the UK.

To get the best policy, think about:

Here is more information about student home insurance

What do you need to protect?

Most student policies offer the same cover as standard contents insurance and can also include the following extras if you study away from home:

Check each policy carefully to see if these benefits are included as standard or if you can add them for an extra cost. You need enough cover to replace all your belongings if they are stolen or destroyed – add up the total value to see how much cover you need.

Find out how to work out the value of your contents here

What is not covered?

When comparing policies, check the terms and conditions carefully to see what is excluded. Common exclusions include:

Once you know how much cover you need and what exclusions to watch out for, compare as many policies as possible to find the best cover at the cheapest price.

Optional extras

Some insurers offer extras to improve your level of cover. Common add-ons include:

Any extras you add increase the cost of your premiums, but you may save money overall if you need to make a claim for an item that would not otherwise be covered.