Compare holiday home insurance

Compare policies that can protect the structure and contents of your holiday home even when you're not there.

  • Apply in minutes
  • See charges and fees at a glance
  • Compare multiple providers to find the best deal for you

Compare holiday home insurance from top providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

Adrian Flux
Insurance For Holiday Homes

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7 results found, sorted by affiliated products. How we order our comparisons. Commission earned affects the table's sort order.

Compare another type of home insurance

Why do I need holiday home insurance?

Standard home insurance is tailored to cover properties that are permanently occupied. Holiday properties require a different kind of cover because they may be left empty for long periods and are at greater risk of theft or damage. 

You also need specific holiday home insurance if you rent out the property.

What does holiday home insurance cover?

Holiday home insurance usually offers the same cover as a standard home insurance policy, including:

Building insurance

This covers the bricks and mortar of your property

Contents insurance

This covers any personal belongings you keep in your home. 

Note: You shouldn’t keep valuable items in your holiday property even if you’re insured, because they’re at greater risk of theft when its unoccupied

Depending on your policy, you may also be offered extra protection specific to holiday homes:

  • Longer unoccupancy period: this covers your home when it’s left empty for more than 30 or 60 days. Some holiday home policies offer an unlimited period. Our comparison shows the unoccupancy period each policy offers

  • Travel to your property: this covers the cost of travelling to your overseas holiday home in case of an emergency. Our comparison shows which policies cover properties abroad. 

Find out how to insure an overseas property

How to get the best holiday home insurance

To find the best insurance for holiday homes, consider:

  • what you need your holiday home insurance to cover

  • whether you rent out your holiday home

  • how often it’ll be left unoccupied

Our comparison can help you find the policy to best fit your needs and budget.

Do you rent out your holiday home?

If you rent out your property, holiday home insurance might not offer enough cover. You also need to think about:

  • public liability insurance

  • loss of rent or income cover

  • employer's liability insurance, for example if you employ gardeners or cleaners

Some policies already include this cover, but check the policy documents carefully before you buy. If the cover you want is not included, you may be able to add it to your policy for an extra cost.

What holiday home insurance cover you need to rent out your holiday home

Holiday home insurance FAQs

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Why compare home insurance with

By comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.

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Last updated: 25 May, 2022