6 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Best Newcomer: Insurance Choice Awards 2019
Superscript Business Insurance
Cover options
Buildings, contents, professional indemnity, cyber, D&O, legal expenses & more
Liability options
Public liability up to £5,000,000 & employers' liability up to £10,000,000
Award-winning business insurance for today's risks (Best Newcomer at the Insurance Choice Awards 2019). Pay by month. Adjust your cover as you grow. No admin fees. Immediate access to your policy docs. This is business insurance on your terms.
Eligibility
Available online
Permanent UK Resident
Premierline Business Insurance
Cover options
Buildings, contents, business interruption, professional indemnity & more
Liability options
Public & employers' liability up to £10,000,000
Premierline works with some of the UK’s most trusted insurers. Compare and buy insurance online or alternatively, speak to an advisor over the phone for insurance recommendations based on your individual circumstances and requirements.
This is an insurance broker.
Eligibility
Available online
Permanent UK Resident
Prefer to Call? Contact us now on 0800 035 9662
Bionic Business Insurance
Cover options
Buildings, contents, legal expenses, business interruption, goods in transit and commercial property
Liability options
Public & employers' liability up to £10,000,000
Bionic works closely with a range of insurers to find cover that meets the unique needs of your business. We’ll help you understand exactly what your policy includes and translate it into simple language. No hidden extras. No jargon. Just quality cover.
Eligibility
Available online
Permanent UK Resident
10% discount when you buy online - T&Cs apply
AXA Business Insurance
Cover options
Contents, employers’ liability, public liability, professional indemnity & more
Liability options
Public liability up to £5,000,000 & employers' liability up to £10,000,000
With AXA Business Insurance, you only pay for what you need. Guided quotes make it easy to tailor our insurance to fit the work that you do. Start protecting your business today and get a 10% online discount. T&Cs apply.
Eligibility
Available online
Permanent UK Resident

Compare another type of business insurance

How to get the best tradesman insurance

The best tradesman policy for your business is the one that gives you the cover you need, at the cheapest price.

The cost of your insurance will depend on:

  • The nature of your business, e.g. if you are an electrician or a plumber

  • How many staff you employ

  • Your annual turnover

  • What cover you need, e.g. for tools and equipment

Use this comparison to get online quotes from as many different insurers as possible, so you can find the policy that is right for you at the best price.

What cover do you need?

This depends on your business circumstances, but you should think about:

  • Public liability: This is the most basic level of cover you need, as it covers your business if you are sued by a third party. It covers injury, illness or death caused by your work, or damage to other people's property.

  • Employers' liability: You legally need this cover if you employ paid or voluntary staff, including labour only subcontractors. You need a minimum cover limit of £5 million, but most insurers automatically cover up to £10 million.

  • Tools and equipment cover: This can protect tools or equipment you own, or hire. For example, if you hire machinery for a project and are responsible for the insurance.

  • Contract works: This covers work you have already started if it is damaged before the contract is complete. For example, you have started an extension on a house that is destroyed by fire. Here is more information about contract works insurance.

If you are unsure what cover your business needs, contact one of the brokers via this comparison. They can advise you what protection you need, and compare policies to recommend one that is right for you.

Here is more about what insurance your business needs

Can you protect your income?

Yes, you can cover income you lose if you are unable to work because of an insured event. For example, your business premises is flooded.

You can also protect your income with:

Here is how to get the right protection if you are self employed

Tradesman insurance FAQs

You may not legally need cover if you do not employ anybody, but tradesman insurance could still provide essential cover if you are sued by a client.

Yes, although you may have to pay extra for cover. You may also need to meet certain conditions, e.g. locking your vehicle when it is unattended.

Personal accident cover pays out if you are injured at work. It is not always included as standard, so ask your insurer about adding it if you need cover.

Yes, it is a legal requirement if you have paid or voluntary employees. You also need insurance if you hire labour only subcontractors.

Yes, you will need to pay an excess every time you claim. Check your policy documents, as the excess will be different for each type of cover.