Compare business contents insurance

Protect your business goods and equipment from loss, theft or breakages so you can keep running smoothly. Compare policies that could cover everything within your business premises.

6 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Premierline Business Insurance
Policies for
Tradesman & contractors, Shops & retailers, Offices, Surgeries & more
Maximum business contents
£20,000,000
Liability options
Public & employers' liability up to £10,000,000
Premierline works with some of the UK’s most trusted insurers. Compare and buy insurance online or alternatively, speak to an advisor over the phone for insurance recommendations based on your individual circumstances and requirements.
This is an insurance broker.
Eligibility
Available online
Permanent UK Resident
Prefer to Call? Contact us now on 0800 035 9662
Bionic Business Insurance
Policies for
Shops, Restaurants, Pubs and Hotels, Property Owners, Tradesmen and Construction, Offices & more
Maximum business contents
-
Liability options
Public & employers' liability up to £10,000,000
Bionic works closely with a range of insurers to find cover that meets the unique needs of your business. We’ll help you understand exactly what your policy includes and translate it into simple language. No hidden extras. No jargon. Just quality cover.
Eligibility
Available online
Permanent UK Resident
Grove & Dean Corporate Insurance Business Insurance
Policies for
Tradesman, SME, Shops & retailers, Commercial property owners, Directors & officers, Pubs & restaurants
Maximum business contents
-
Liability options
Public liability up to £5,000,000 & employers' liability up to £10,000,000
Eligibility
Available online
Permanent UK Resident
92% 5 Star Customer Rating – Independent Feefo Reviews
Compare My Insurance Business Insurance
Policies for
Tradesman, Construction, Offices, Professionals, Shops, Cafes, Gyms and more
Maximum business contents
Unlimited
Liability options
Public & employers' liability up to Unlimited
As an Online Broker, they compare AXA through to Zurich – offer the most competitive rates and INSTANT COVER. Business Insurance for; Shops, Offices, Restaurants, Gyms and all businesses - ensuring you have a suitable policy, at the right price!
Eligibility
Available online
Permanent UK Resident
10% discount when you buy online - T&Cs apply
AXA Business Insurance
Policies for
UK micro business, sole traders, self-employed, tradespeople, professionals, retail & more
Maximum business contents
-
Liability options
Public liability up to £5,000,000 & employers' liability up to £10,000,000
With AXA Business Insurance, you only pay for what you need. Guided quotes make it easy to tailor our insurance to fit the work that you do. Start protecting your business today and get a 10% online discount. T&Cs apply.
Eligibility
Available online
Permanent UK Resident
Hiscox Business Insurance
Policies for
IT & Tech contractors, Management consultants, Coaching & Training & more
Maximum business contents
-
Liability options
Public & employers' liability up to £10,000,000
Feefo Platinum Trusted Award Winners in 2020. Industry specific cover tailored to your business. Get online quote in 5 minutes.
Eligibility
Available online
Permanent UK Resident

Compare another type of business insurance

Why do you need business contents insurance?

It can cover the cost of repairing or replacing your business contents if they are damaged, lost or stolen. You can insure the contents of:

  • Small businesses, like shops or cafes

  • Large commercial premises, like offices

  • Businesses run from home

Here is more about how business insurance works

What does it cover?

Business contents insurance can cover:

  • Fixtures and fittings: This can include things like kitchen equipment, light fittings and fixtures, carpet, artwork, and interior decoration.

  • Equipment: This covers general business equipment like chairs, desks, computers, shelves, and payment machines.

  • Personal possessions: This can cover staff or clients' belongings. For example, items stored in lockers, wallets or mobile phones.

  • Stock: This covers goods kept at your premises, and can also protect them in transit. Seasonal increases are usually covered, e.g. higher stock levels at Christmas.

  • Machinery and tools: This can cover machinery you own or hire, and tools that are kept in a business vehicle overnight.

How to find the right policy

Look for a policy that can cover the type of businesses you run. For example, some policies are designed specifically to cover shops or offices, while others cover businesses run from home.

Use this comparison to get as many online quotes as possible. You can then choose a policy that offers the cover your business needs, at the cheapest price.

Here is more on how to get the right insurance for your business

Business contents insurance FAQs

Yes, commercial property insurance provides cover for both your business premises and its contents.

Yes, if you have theft by employees cover on your policy. Check to see if this is automatically covered, or if you can pay extra to add it to your policy.

Yes, you need to pay an excess if you make a claim on your business contents insurance. It varies between policies but is usually around £200.

No, home insurance does not cover business contents. You need specialist cover if you keep commercial contents at your home.