How do credit reference agencies work?
Credit reference agencies are the go-to places for banks and other lenders after they get requests for credit from the likes of you and me. This is why it’s important to know who they are and how they work
What they already know about you
How long does a CCJ stay on your credit report?
As if having a county court judgment issued against you isn’t bad enough, the fact that it’ll damage your credit score is no laughing matter. Here we look at the effect a county court judgment can have on your financial prospects and what you can do about it.
How long it will take
How to check if you are on the electoral roll
Registering to vote doesn’t just mean you can exercise your rights and get a say in who runs the country – it has fairly hefty financial benefits too. Here’s what you need to know
How to check the electoral roll
How long does bankruptcy stay on your credit report?
Becoming bankrupt is one way of dealing with debts, but it will affect your credit rating. Here we explain everything you need to know.
It does clear eventually
How to deal with defaults on your debt
If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next
What to do after a default
Why is my credit score going down?
There are lots of things that can cause a credit score to drop. Here we explain the most common reasons and how to rectify them.
Read More
How long does a default stay on your credit report
If you miss repayments on a credit card or loan, you could end up with a default. This marker goes on your credit file and impacts your score. Here’s everything you need to know.
Read More
What is a credit record?
It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.
Read More
How to check your credit rating
Stay on top of your finances and prevent fraud simply by checking your credit rating - we show you how.
Read More
How to improve your credit score
You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.
Read More