Our guides
Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.
Money insights
Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:
What happens when I exceed my personal savings allowance?
With millions of savers about to be liable for tax on their savings accounts, it’s important to understand when you have to pay it.
Read More
How business savings accounts can help SMEs to grow
A savings account isn’t a legal requirement, but it can support your business in the long run.
Read More
Exclusive: How you can get 7% on your savings and a £10 voucher
Santander reveals a market-leading interest rate with its Santander Edge Saver
Read More
People are missing out on extra money as billions added to 0% interest accounts
Latest stats from the Bank of England reveal £2.1 billion was added to 0% interest accounts in June alone.
Read More
Why the interest rate on your savings should leap this month
The base rate has increased by 0.25 percentage points, but savers could see a far larger rise after the FCA launched an action plan to ensure higher interest rates are passed on.
Read More
How to choose the best savings account whatever your financial goals are
Whether you want to save for your first house or a dream holiday, there’s a savings account that will get you there faster.
Read MoreLatest guides
See our most recently published comprehensive guides to money matters across all categories:
What's the difference between an ISA and a savings account?
You could be forgiven for thinking there’s no real difference between a cash ISA and a standard savings account. But even if they look and work in a similar way, ISAs have qualities that set them apart, as we explain here.
Read More
What is a Help to Save account?
If you are on a low income you could benefit from a government-backed scheme called Help to Save that boosts your savings.
Read More
How do credit reference agencies work?
Credit reference agencies are the go-to places for banks and other lenders after they get requests for credit from the likes of you and me. This is why it’s important to know who they are and how they work
What they already know about you
How to deal with defaults on your debt
If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next
What to do after a default
How card payment terminals work
Payment terminals, or card payment machines, are a handy way to pay for goods and services while you’re out and about. Here we explain all about payment card readers - including how to get one for your business.
What's going on behind the screen
What are Premium Bonds prizes?
Premium bonds are a popular way to save, but unlike other methods of saving, they don’t pay any interest on the money you deposit. Instead, they offer you the chance of winning a prize each month with a maximum value of £1 million.
Read MoreFind guides by topic
I'm looking for guides on...
Research and reports
At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:
Your cost of living questions answered amid Spring Statement fallout
Following Rishi’s Sunak’s announcements in the Spring Statement on rising interest rates, inflation and bills, our personal finance expert, James Andrews answers some of your most coveted questions as Brits face the biggest cost of living crisis thus far.
Read MoreBiggest income squeeze in 50 years: How to navigate the choppy financial waters
UK families are facing the biggest drop to their incomes in nearly 50 years. According to The Resolution Foundation, the typical household income is set to fall by around £1,000 this year, the steepest decline since the mid-1970s.
Read MoreWhat bad financial habits should you be giving up this lent?
Lent this year begins on the 2nd of March and lasts until the 14th of April. Although traditionally a Christian holiday, anyone can take part - with thousands giving up treats like chocolate, wine or takeaways.
Read MoreTrain cancellations: How to claim a refund
Commuters are facing major setbacks this week on rail travel after Storm Dudley wreaked havoc across the UK, causing severe delays and cancellations to rail services. All rail services in Scotland were suspended yesterday due to high winds, power disruptions and fallen trees.
Read MoreInflation rises at record rate: Why has this happened and how does it affect you?
Inflation surged 5.5% in January to its highest rate in 30 years, the Office for National Statistics (ONS) has revealed today. The shocking figure is even higher than the previous record of 5.4%, which was set just the previous month.
Read MoreReal wages fall as inflation outpaces pay increases: Is it time to ask for a pay rise?
Real wages fell by 1.2% at the end of 2021 as shop prices rose faster than salaries, according to the latest figures from the Office for National Statistics (ONS).
Read More