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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

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01 September 2023

What happens when I exceed my personal savings allowance?

With millions of savers about to be liable for tax on their savings accounts, it’s important to understand when you have to pay it.

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24 August 2023

How business savings accounts can help SMEs to grow

A savings account isn’t a legal requirement, but it can support your business in the long run.

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15 August 2023

Exclusive: How you can get 7% on your savings and a £10 voucher

Santander reveals a market-leading interest rate with its Santander Edge Saver

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10 August 2023

People are missing out on extra money as billions added to 0% interest accounts

Latest stats from the Bank of England reveal £2.1 billion was added to 0% interest accounts in June alone.

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Piggy bank
03 August 2023

Why the interest rate on your savings should leap this month

The base rate has increased by 0.25 percentage points, but savers could see a far larger rise after the FCA launched an action plan to ensure higher interest rates are passed on.

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A couple are on holiday sitting in deck chairs and admiring the sea view.
26 July 2023

How to choose the best savings account whatever your financial goals are

Whether you want to save for your first house or a dream holiday, there’s a savings account that will get you there faster.

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Latest guides

See our most recently published comprehensive guides to money matters across all categories:

A piggy bank with "ISA" written on it surrounded by coins
17 April 2024

What's the difference between an ISA and a savings account?

You could be forgiven for thinking there’s no real difference between a cash ISA and a standard savings account. But even if they look and work in a similar way, ISAs have qualities that set them apart, as we explain here.

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Multi-generational family in their home
20 March 2023

What is a Help to Save account?

If you are on a low income you could benefit from a government-backed scheme called Help to Save that boosts your savings.

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Bearded man with glasses looking at his phone
15 June 2022

How long does a CCJ stay on your credit report?

As if having a county court judgment issued against you isn’t bad enough, the fact that it’ll damage your credit score is no laughing matter. Here we look at the effect a county court judgment can have on your financial prospects and what you can do about it.

How long it will take
Woman sitting and thinking near table at home. Businesswoman working online during the quarantine. Self isolation. Networking. Online education. Coronavirus. Crisis. Researching. Debt.
15 June 2022

How to deal with defaults on your debt

If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next

What to do after a default
Woman paying with her phone in a shop using a contactless payment terminal
24 May 2022

How card payment terminals work

Payment terminals, or card payment machines, are a handy way to pay for goods and services while you’re out and about. Here we explain all about payment card readers - including how to get one for your business.

What's going on behind the screen
Fully-dressed man in an empty bath with money raining down on him
12 May 2022

What are Premium Bonds prizes?

Premium bonds are a popular way to save, but unlike other methods of saving, they don’t pay any interest on the money you deposit. Instead, they offer you the chance of winning a prize each month with a maximum value of £1 million.

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Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:

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24 March 2022

Your cost of living questions answered amid Spring Statement fallout

Following Rishi’s Sunak’s announcements in the Spring Statement on rising interest rates, inflation and bills, our personal finance expert, James Andrews answers some of your most coveted questions as Brits face the biggest cost of living crisis thus far.

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09 March 2022

Biggest income squeeze in 50 years: How to navigate the choppy financial waters

UK families are facing the biggest drop to their incomes in nearly 50 years. According to The Resolution Foundation, the typical household income is set to fall by around £1,000 this year, the steepest decline since the mid-1970s.

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24 February 2022

What bad financial habits should you be giving up this lent?

Lent this year begins on the 2nd of March and lasts until the 14th of April. Although traditionally a Christian holiday, anyone can take part - with thousands giving up treats like chocolate, wine or takeaways.

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17 February 2022

Train cancellations: How to claim a refund

Commuters are facing major setbacks this week on rail travel after Storm Dudley wreaked havoc across the UK, causing severe delays and cancellations to rail services. All rail services in Scotland were suspended yesterday due to high winds, power disruptions and fallen trees.

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16 February 2022

Inflation rises at record rate: Why has this happened and how does it affect you?

Inflation surged 5.5% in January to its highest rate in 30 years, the Office for National Statistics (ONS) has revealed today. The shocking figure is even higher than the previous record of 5.4%, which was set just the previous month.

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15 February 2022

Real wages fall as inflation outpaces pay increases: Is it time to ask for a pay rise?

Real wages fell by 1.2% at the end of 2021 as shop prices rose faster than salaries, according to the latest figures from the Office for National Statistics (ONS).

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