Our guides

Would you switch banks for cashback on your debit card?

Credit cards have offered cashback for many years but now debit cards are joining the party. So how does debit card cashback work and should you switch your current account to cash in?

Current account or savings account: which is right for you?

Current accounts and savings accounts are the two main types of account on offer from banks and building societies - but what exactly is the difference between the two and which type of account is right for you?

Are prenuptial agreements fair or unromantic?

We take a look at when they are a smart idea and whether you should get one if you are tying the knot in the near future.

Is it ever too late to start a pension?

A pension can give you an income when you retire, but how much will depend on what you contribute during your working life. Here are your pension options, even if you start late.

Bank account Guide: All you need to know

Open a bank account, it's important to know the different types of accounts available and what you'll need to provide in the application process.

What is the best way to save for your child?

You can save for your child's future in a number of ways, here is how to pick the right children's savings account.

What to do if your vehicle breaks down

If you break down on the road it can be scary and stressful, but knowing what to do can help you stay safe while you get help. Here is what to do if your vehicle breaks down.

Can you get breakdown cover when you have broken down?

Breakdowns are always bad news and worse when you haven’t bought cover in advance and the weather’s ugly. But you can still get help if your vehicle has let you down – though the cost can soar. Here are your options.

Do you need commercial breakdown cover?

If you use your car or van to earn a living, or you manage a fleet of vehicles, keeping them on the road is essential. Here is everything you need to know about commercial breakdown cover.

Should you get short term van insurance?

Short-term van insurance can be a good option if you only need to insure a van for a short period of time. Here’s what you need to know.

How does van insurance work?

Understanding what insurance you need if you drive a van is important if you want to get the right cover at the right price. Find out more in our guide.

What type of loan is right for you?

Picking the right type of loan could make your borrowing cheaper, easier to manage and lower risk. Here is how to choose the right type of loan for your needs.

How to borrow money with bad credit

You can get a personal loan with bad credit, but the rates will likely be high. It can be harder to get a loan with bad credit, and it may be worth trying to improve your score before you apply for a loan.

How to get a mortgage with no deposit

Here is how to get on the property ladder as soon as possible with a 100% LTV mortgage, or how to get a no deposit mortgage. There are several schemes and mortgages that can help, whether you are saving for your first home or have owned one before.

How to insure yourself to drive someone else's car

If you want to drive a car you do not own, you will still need cover in place. Here is how to make sure you are insured to drive someone else's car.

What is the Help to Buy scheme?

If you’re thinking of buying a home, you may have heard of the Government’s Help to buy scheme, which provides an interest free loan to people wishing to buy certain new build properties. Here’s everything you need to know.

When does your car need a SORN?

If you have a car you do not drive, you cannot leave it off the road without either insuring it or applying for a SORN. Here is what you need to know about declaring your car off the road.

What is car insurance?

We all need car insurance to drive, but with so much choice finding the right cover can be tricky. Understanding the basics is vital to finding the best policy.

How can I help my children buy their first house?

With first time buyers finding it harder than ever to get a mortgage, some parents are giving their children a helping hand onto the property ladder. But how does it all work and what are the potential pitfalls?

Is it illegal to park on the pavement in the UK?

Discover where you can and can't park in the UK and how to avoid a fine or worse for parking on the pavement or other forbidden areas

What insurance do you need for your taxi?

If you are a new taxi driver looking for cover, or a seasoned pro looking for the best policy, here is everything you need to know about taxi insurance.

Car crash: What to do

Our step-by-step accident guide takes you through what to do at the scene of a road accident to help you sort it out as quickly and easily as possible.

Diesel or petrol: which is best for you?

We weigh up the pros and cons of both types of fuels to help you decide which will be the most cost-efficient for your particular needs.

How do you make a car insurance claim?

Your car insurance is there to protect you and your finances. You hope you never have to, but making a claim is a key part of having a policy. This is how to make a claim on your car insurance policy.

Can black box insurance save you money?

Black box insurance can be a great way to keep your premiums down, especially if you are a new or young driver. Here is everything you need to know about how it works, and how to find the best policy.

What is commercial van insurance?

If you use a van to make a living, it is vital you get the right protection so that you are covered if something goes wrong. Here is how commercial van insurance works.

How does a no claims bonus save you money?

Having a no claims bonus is one of the best ways to keep the cost of your car insurance as low as possible. But what is it, and how does it work? Here is how your no claims will save you money.

Which car insurance extras are worth having?

You can pay extra for more features on your car insurance policy to tailor it to your needs, but are all worth the cost? Here is what you need to know to get a personalised level of cover.

How does car insurance excess work?

When you claim on your car insurance, you usually still need to pay some money yourself. This is called your excess. Here is everything you need to know about car insurance excess.

10 easy ways to cut your car insurance costs

Your car insurance is something you have to pay for, but there are plenty of things you can do to reduce your bill. Here are 10 top tips to cut the cost of your car insurance premiums.

How to manage your car insurance policy

Once you have car insurance you are financially protected when you drive on the roads, but you must keep it up to date. This guide explains how to renew your policy, upgrade your cover and tell your insurer about changes in your circumstances.

Can you put your child on your car insurance?

If your child has just started driving their insurance premiums will be sky-high. One way to help them pay less is to add them to your policy, but it comes with a number of risks.

What to do if your car suffers flood damage

If your car has been damaged by flood water, you will need to contact your insurance company to see if they can cover the cost. Here is how to claim against flood damage.

How much could the I'm a Celebrity 2020 cast make through Instagram?

With I’m a Celebrity Get Me Out of Here returning to our screens this month, money.co.uk analysed the campmates' social profiles to discover how much money they could earn through Instagram and their earning potential following the shows final.

How StepChange’s COVID-19 Payment Plan could help you

A new scheme from one of the UK’s leading debt charities could help provide you with time and space to deal with your financial struggles due to the COVID-19 pandemic.

Black Friday 2020: Guidance for shopping safely online

As this year’s Black Friday shopping event draws near, money.co.uk has pulled together some key tips for staying safe online when hunting for a bargain.

9 tips to lower the cost of your heating bill

As the cold draws in, money.co.uk have pulled together some easy ways to cut your winter heating costs.

Guide to buying a house

Buying a house is complicated, often stressful, but extremely satisfying if you get it right. Knowing what to expect and how to go about it the right way is crucial. Follow our guide on how to buy a house and find out what you need to know in these easy(ish) steps.

Screen time salary calculator

How much time do you spend, in £'s on you mobile compared to the average in your area

What to buy on Black Friday

If you want to cash in on the Black Friday savings, it's important to have a plan. Knowing what to buy could help you save hundreds of pounds.

New Help to Buy Scheme | areas most affect by the new price cap

How to remortgage after a mortgage payment holiday

When the COVID-19 outbreak hit the UK, the government introduced rules allowing homeowners to take mortgage payment holidays. Money.co.uk has provided guidance on how to remortgage following.

Is Amazon Prime worth it?

Amazon Prime costs £79 a year in the UK and offers one-day delivery, music and instant video streaming and more. But what exactly are the benefits, and are they good value for money?

Driving at over 70

A complete guide to getting a new driving licence at 70, including the medical tests. We also explain how to give up your driving licence should you either want or need to.

Tips if your car squeaks while driving

If your car is making a squeaking noise while driving, there’s something wrong. Learn more about the usual causes of those squeaks, squeals and screeches and what to do to fix them.

Car remapping – is it worth it and will it work for me?

Discover if it's worth remapping your car's engine to improve its economy and performance or whether the risks of a bad remap outweigh the benefits.

Pass Plus course explained

Find out about the Pass Plus driving course and what it means for the cost of your car insurance

Claiming for whiplash

Discover the causes of whiplash, how easy it is to make a claim and what efforts are being made to stop fraudulent claims.

Factory fitted immobilisers explained

Discover what a factory-fitted immobiliser is and whether your car has one.

How your occupation effects your car insurance premium

This guide explains why your occupation counts when looking for car insurance. It also reveals the job titles insurers like and dislike.

How to carry out a car history check

Buying a second hand car is always a little risky, after all you don't know how well looked after the vehicle has been by its current and any previous owners. Here's how to check your car's history.

Driving after a stroke

This guide explains what you need to know about driving in the UK after a stroke, a transient ischaemic attack (TIA, or ‘mini-stroke), or a heart attack and whether you have to tell the DVLA and your motor insurance provider.

MOT checklist: how to prepare before your test

Discover everything you need to know about UK MOTs - how much it will cost, what is covered in the test, and the checks you can carry out at home to help your vehicle pass

UK car seats law

Make sure your child is safe and that you stay on the right side of the law with our guide to child booster seats in the UK.

A guide to road tax

A complete guide to who pays UK road tax - how to pay it, what documents you'll need and how much it costs for certain vehicles.

Advanced and intensive driving courses

Find out how advanced driving and intensive driving courses can improve your driving and help reduce the cost of car insurance

What is breakdown cover?

Whether you drive every day or only occasionally, a breakdown policy gives you peace of mind that help is at hand should something go wrong. Here is how breakdown cover works.

Coronavirus: Your student accommodation refund rights

If your university has been shut down due to COVID-19 or your lectures have to be conducted remotely, you may be thinking about leaving your student accommodation. Here’s everything you need to know if you need to leave your university accommodation due to Coronavirus restrictions.

Coronavirus: Budgeting for business uncertainty

Money.co.uk has pulled together some tips to help your business adapt to survive during these volatile times, as well as a look at the financial help available to your firm.

What is the best way to pay for a new car?

Buying a new car is exciting but deciding how to pay for your new pride and joy can be tricky. Here is how to find the best way to finance your new vehicle.