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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

Bank of England building
21 September 2023

Why savers should act now as the base rate remains at 5.25%

The Bank of England’s decision means it’s a good time to compare savings accounts.

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15 September 2023

The green savings accounts helping you to save money - and the planet

Green savings accounts are offering interest rates with an ethical bonus on top, but how competitive are they?

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08 September 2023

Unlocking top rates on savings accounts comes with a catch

Under-pressure banks are finally starting to release some decent savings accounts - just not to everyone.

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01 September 2023

What happens when I exceed my personal savings allowance?

With millions of savers about to be liable for tax on their savings accounts, it’s important to understand when you have to pay it.

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A man is facing a whiteboard with lots of writing and mind maps on it.
24 August 2023

How business savings accounts can help SMEs to grow

A savings account isn’t a legal requirement, but it can support your business in the long run.

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15 August 2023

Exclusive: How you can get 7% on your savings and a £10 voucher

Santander reveals a market-leading interest rate with its Santander Edge Saver

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Latest guides

See our most recently published comprehensive guides to money matters across all categories:

16 January 2024

Sole Trader vs Limited Company: What’s Best for You?

Deciding whether to operate as a sole trader or a limited company is a key decision for a small business owner. Here are the pros and cons of each approach.

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Father and daughter looking at a tablet in a play tent
05 April 2023

How to transfer a child trust fund to a junior ISA

If you want your child’s money to work hard for them you should consider transferring their child trust fund to a junior ISA. We explain why and how to proceed.

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Thoughtful man with tablet
11 May 2022

How long does a default stay on your credit report

If you miss repayments on a credit card or loan, you could end up with a default. This marker goes on your credit file and impacts your score. Here’s everything you need to know.

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Man and woman lying on floor with a piggy bank
11 May 2022

Bonds or Savings account?

When you are starting to save, you have several choices about where to put your money. You can save into a traditional savings account or choose a savings bond. We explain the pros and cons of both traditional savings accounts and bonds.

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Worried woman looking at laptop
11 May 2022

Why is my credit score going down?

There are lots of things that can cause a credit score to drop. Here we explain the most common reasons and how to rectify them.

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Professional woman at a desk
11 May 2022

How can a financial advisor help?

There may be times in your life when it would be helpful to get some personal financial advice. A financial adviser can take an overall look at your finances and recommend different products and services which would be suitable for you. Find out more here.

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Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:

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09 May 2022

Universal credit changes: Here's what you need to know

The government has been slowly moving households who receive Working Tax Credits, Child Tax Credit and similar benefits to Universal Credit through a mandatory migration process.

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09 May 2022

Workers with more than one job could now miss out on state pension entitlement

Part time workers up and down the country could be stripped of their state pension entitlement under new plans laid out by the Department for Business Education and Skills (BEIS).

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06 May 2022

Mental Health Awareness Week: How to manage financial stress

It’s Mental Health Awareness Week, and with the UK in the midst of a cost of living crisis, it’s never been more important to learn how to manage financial stress.

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05 May 2022

Bank of England rolls the dice as UK struggles to afford bills

The Bank of England’s Monetary Policy Committee has just raised the cost of borrowing for the fourth time in a row - seeing the base rate soar from 0.1% in November to 1% today.

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04 May 2022

Workplace inequality: How can female employees narrow the divide?

Men are more likely to be offered shares in the company they work for than females, a new survey suggests. Analysis by law firm Boodle Hatfield of more than 30,000 instances when tax-advantaged share options were offered, showed 69% went to men and only 31% to women.

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13 April 2022

Inflation rises at record rate: Why has this happened and how does it affect you?

Inflation surged 6.2% in the year to February, its highest rate in 30 years, the Office for National Statistics (ONS) has revealed today.

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