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Insurance guides

Our insurance guides cover everything you could ever need to know about insurance, whether it is home, car, pet, travel or phone, we offer top tips to prevent you voiding your cover.

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Should you bother with an extended warranty?

Your household appliances could be expensive to replace if they break down. But should bother with an extended warranty?

What you need to know about car warranties

A warranty could help with the cost of fixing your car, but how do they work and what do they cover? Here is what you need to know about car warranties.

How to claim on your car warranty

If your car breaks down or needs replacement parts, your warranty insurance may be able to cover the cost. Here is what you need to know about claiming on your car warranty.

How to make a wedding insurance claim

If you have wedding insurance and something goes wrong on your big day, your policy is there to cover the cost. Here is how to claim on your wedding insurance policy.

What is wedding insurance?

Your wedding could be one of the most expensive things you ever pay for, so it is worth having insurance in case something goes wrong. Here is how wedding insurance works.

What is bicycle insurance?

If you cycle regularly, getting the right insurance is vital to keep you and your bike protected. Here is everything you need to know about bike insurance.

What is term life insurance?

If you want to pay off a large debt when you die, a term life insurance policy could be for you. Here is what term life insurance is and how it works.

Which life insurance policy is right for you?

Choosing the right policy depends on how long you need cover for, the payout amount and how you want it paid. Here is how to get the best life insurance policy for your needs.

5 things you need to know before you buy critical illness cover

Critical illness cover can give you the peace of mind that you will receive a payout if you unexpectedly fall ill. Here is how to find the right critical illness policy for your needs.

ASU vs income protection insurance

ASU and income protection both pay an income if you can't work, but choosing the right one is vital to protect your household finances. Here is how to choose the right cover for you.

What is over 50s life insurance?

You may find it harder to get life insurance as you get older, but there are still policies available that could give you peace of mind. Here are your options if you are over 50.

What is a whole of life insurance policy?

If you take out a whole of life insurance policy, you are almost guaranteed to get a payout when you die. Here is how it works and what types you can choose from.

What is pet insurance?

If your pet is like one of the family you will want to make sure they are protected if they fall ill or go missing. Here is everything you need to know to find the best pet insurance policy.

How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

Can you get health insurance with pre-existing conditions?

Health insurance does not always cover existing medical conditions or any you have had in recent years. Here is what cover you can get and how to find it.

Can home insurance cover subsidence?

If your home suffers from subsidence, finding an insurance policy to protect your property can be tricky. Here is how to get cover if your property has experienced subsidence.

Can you insure an unoccupied house?

If you own a property that will be left empty, you need a specialist home insurance policy to protect it. Here is how to cover your unoccupied home.

8 ways to cut your home insurance costs

Your home insurance gives you valuable financial protection against things like fire and theft, but you should not pay more than you have to for cover. Here is how to save on your policy.

How to cut the cost of your life insurance

You could save money on your life insurance by making sure you have the right policy and level of cover. Here is how to get the right cover for the best price.

How to claim on a life insurance policy

Losing someone is heart breaking, but a life insurance policy lessen any financial burdon the loss places on dependent family members. Here is how to deal with their life insurance claim.

Can home insurance cover flooding?

If your home floods, the costs of repairing the damage can be huge, so it pays to have a home insurance policy that can cover the cost. Here is how to find a policy that can cover flooding.

The most important insurance you probably don't have

You may be used to sorting out cover for your car, home, pet, gadgets and more, but have you forgotten to sort out the most important insurance?

Empty road through a village, with small houses on either side of the road.

How to insure your second home

If you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.

How does private health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

How to choose health insurance

The right health insurance policy can give you fast access to private treatment if you are unwell or suffer an injury. Here is how to find health insurance that covers everything you need.

A first time buyer guide to buildings insurance

There are a lot of costs to consider when buying your first home, but buildings insurance is one you can’t ignore.

How do extended warranties work?

An extended warranty could pay for repairs if your household appliances break. But what do they cover and are they worth it? Here is what you need to know.

How to claim on an extended warranty

If your appliances break or are faulty, you may be able to claim for repairs on your extended warranty insurance. Here’s how these policies work and how to make a claim.

What breakdown cover is right for you?

Whether you drive every day or only occasionally, breakdown cover gives you peace of mind that help is at hand if something goes wrong.

Can you get insurance to ride your bike abroad?

If you are planning to take your bike on holiday with you, the right insurance policy will keep it protected. Here is how to insure yourself to cycle abroad.

Warranty insurance: is it worth it?

A car warranty can help with the cost of repairs if something goes wrong, but you need to check terms and conditions carefully to avoid policies that don’t pay out when you need them to.

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What is boat insurance?

Whether you have a yacht, narrowboat or dinghy you need to make sure it is protected on water and land. Here we explain everything you need to know about boat insurance.

How to manage your pet insurance policy

Pet insurance is critical for any pet owner, but how do you make sure it’s valid when you need to claim? Here’s everything you need to know about managing your pet cover.

Can you get cover for extreme sports abroad?

If you love doing extreme sports on holiday, make sure you have cover in place before you travel. Here is what sports you can get cover for, and how to find the right policy.

couple cycling side by side along the street

How to claim on your bicycle insurance

If you have bicycle insurance and your bike gets damaged, stolen or you are injured while riding, you can claim to cover the cost. Here is how to make a bike insurance claim.

Young woman walking bicycle down countryside road in the sun

Do you need bicycle insurance?

Bicycle insurance gives you financial protection if your bike is lost, stolen or damaged or you get into an accident, but is it worth the cost? Here is how to work out if you need bicycle insurance.

What is caravan insurance and what does it cover?

Caravan insurance can protect your caravan in the event of an accident or theft. Read on to find out how it works and how to get the right policy to cover your caravan.

Make sure your pet insurance pays out

Protecting your pet with a good insurance policy is a great way to help keep them healthy, but making a successful claim is not always guaranteed. Here are the exclusions to look out for.

How to get travel insurance as you get older

Your travel insurance premiums tend to increase from the age of 65 onwards, and your cover could become restricted. Here is how to find a policy that gives you the cover you want without paying over the odds.

What is golf insurance?

Golf can be a pricey hobby, but you can protect yourself and your expensive equipment with an insurance policy. Here is how golf insurance works.

Modern villa with a garden and a pool in sunny weather.

How to insure your holiday home abroad

If you have a second home overseas, you need to make sure it is properly insured. Here is everything you need to know about insuring your holiday home.

What is home emergency cover?

If you have a problem in your home that needs fixing straight away, a home emergency policy can get you the help you need. Here is what home emergency cover can protect you against.

How to manage your home insurance policy

Once you have insured your home, you need to keep your cover up to date to make sure it stays valid. Here is how you can manage your home insurance policy.

What home insurance do students need?

If you are a student, you’ll likely have expensive belongings that you need to protect, whether you live in student halls or with friends. We explain how to get the right student home cover.

2 Scottish houses by a road. One house has a white door and the other has a red door.

What home insurance do you need?

Whether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.

How to get your home winter ready

Make sure your home is ready for the winter months by checking you have the right type of home insurance in place.

Do you need to insure your boiler?

If your boiler breaks down you could be left without hot water and heating, as well as facing a huge repair bill. Here is how boiler cover can help you get it fixed without it costing the earth.

This is an image of a house in need of repair

What does building insurance cover?

Protecting your home with buildings insurance can save you a great deal of money if something goes wrong. If you’re wondering precisely what buildings insurance covers, this guide has the answers.

What does contents insurance cover?

A contents insurance policy will protect your personal belongings, whether you own or rent your home. Here is what home contents cover can protect you against.

Should I buy additional legal cover on my car insurance policy?

Your car insurance policy will cover you against most costs, but what if you need to go to court following an accident? Legal cover could help — here is everything you need to know.

How to afford car insurance as a new driver

Passing your driving test is a great reason to celebrate, but before you hit the road you need to be insured to legally drive. As inexperienced drivers are often charged high premiums, it pays to do your research before you buy a policy.

Factory fitted immobilisers explained

Discover what a factory-fitted immobiliser is and whether your car has one.

Woman driving a car with one hand on the wheel and the other on the gear stick.

Advanced and intensive driving courses

Find out how advanced driving and intensive driving courses can improve your driving and help reduce the cost of car insurance

Pass Plus course explained

Find out about the Pass Plus driving course and what it means for the cost of your car insurance

What is breakdown cover?

Whether you drive every day or only occasionally, a breakdown policy gives you peace of mind that help is at hand should something go wrong. Here is how breakdown cover works.

What is the cost of death?

The costs associated with dying are not a lot of fun to think about, but planning ahead could save you and your loved ones thousands when the time comes.

How to find the right classic car insurance

The right classic car insurance can significantly cut your annual premiums. Whether your vehicle is a vintage classic or a trusty labour of love you can’t bear to replace, this guide has you covered.

How much does a pet cost?

Getting a pet is an emotional decision, but it’s important not to forget about the cost. Here are some key costs to think about so that you can make sure looking after your pet properly won’t be too expensive.

What is life insurance?

If you want to be able to give financial security to your loved ones when you die, a life insurance policy could help. Here is how life insurance works.

Most insurers let you add critical illness cover to a life insurance policy. This would pay out if you die or get diagnosed with a serious condition during the policy's term.

Should you get critical illness cover?

Taking out a critical illness policy can be expensive but could be worth it should you get seriously ill. Here is how to decide if you need it and what level of cover to choose.

What is income protection insurance?

If you were unable to work due to an accident, sickness or redundancy, how long would your savings cover your living costs? Here is how income protection could support you.

How to claim on your gadget insurance

If one of your gadgets is lost, stolen or damaged, your insurance could help you cover the cost of replacing it. Here is what you need to know about claiming on your gadget insurance.

Do you need mobile phone insurance?

Mobile phone insurance could give you peace of mind, but if you are unlikely to claim you could be wasting your money. Here is how to decide if you need mobile phone insurance.

What is excess insurance?

Paying an excess for an insurance claim can be expensive, but there is a way to recover the cost. Here is what you need to know about excess insurance.

Should you get gadget insurance?

If you worry about the cost of replacing your gadgets if they are damaged or stolen, a gadget insurance policy could save you money. Here is how to decide if you need gadget insurance.

What is gadget insurance?

If your gadget breaks or gets stolen, a specialist insurance policy can cover the cost of repair or a replacement. Here is how gadget insurance works and how to get the right cover.

Is it worth getting gap insurance?

Gap insurance can protect the value of your vehicle if you have an accident or it is stolen, but is it worth buying? Here is how to work out if gap insurance is right for you.

How to save with multi car insurance

If you have more than one car at home, insuring them all on one policy is a great way to get a discount. Here is how you and your family could save with multi car insurance.

A buyer's guide to pet insurance

If you want to protect your pet, getting the right insurance policy is essential. Here is what you need to do to find the best cover.

How to insure your pedigree pet

If you have spent a lot of money on a pedigree dog or cat you will want the right insurance in place, especially as they can be more prone to illness than mixed breeds. Here is how to find the best cover for your pedigree pet.

How to claim on your pet insurance policy

If your pet needs to see the vet or goes missing, claiming on your pet insurance can help cover the cost. Here is a step by step guide to making a successful claim.

2 puppies outside playing with a pumpkin.

How to insure multiple pets at once

If you have more than one pet it can be cheaper and easier to insure them on the same policy. Here is how to get the right multi pet insurance for you.

Woman kissing a dog on the head outside.

Can you get insurance for older pets?

As your pet gets older it may be harder and more expensive to find insurance. Here is what to look out for when searching for pet insurance for older animals.

Can you get cover for your pet with existing conditions?

Even If your pet has suffered an illness, you can still find a pet insurance policy to cover them. Here is what cover you can get for your pet's conditions and how to find it.

How does gap insurance work?

If you have bought a new car, a gap insurance policy can cover the loss in value if your vehicle is written off. Here is how gap insurance works.

Should you get income protection?

If you couldn't work due to an accident, sickness or redundancy, you may need to support yourself financially for a long period of time. Here is how income protection could help.

What cover do you need for a golf buggy?

If you own an electric golf buggy or cart, the right insurance policy can protect you if you have an accident. Here is how golf buggy insurance works.

What is a family income benefit policy?

If you want to leave your family an income to live off when you die, rather than a lump sum of money, a family income benefit could be for you. Here is how it works.

How to claim on your excess insurance

If you have to pay to make a claim, excess insurance could help you recover the cost. Here is how to make a claim on your excess insurance policy.

Should you get excess insurance?

Excess insurance can cut the cost of claiming on other policies and protect you from expensive hire car charges. But do you need it? Here is how to decide if it is right for you.

How to claim on income protection

If you have to stop working due to an accident, illness or redundancy, you should start your income protection claim as soon as possible. Here is what you need to do.

How to find insurance for your exotic pets

If you have a rare or unusual pet, finding the right pet insurance can be more difficult. Here is what you need to know to find the best exotic pet insurance.

How to insure your business

Whether you are a sole trader or you own a large company, business insurance is a must. Here is why you need insurance and how to get the right cover.

Concerned couple at home with bills and laptop

How to claim on your critical illness cover

If you are diagnosed with a life changing condition, a successful critical illness claim can help take the financial strain off your recovery. Here is how to make a claim.

What is critical illness cover?

If you become seriously ill, a critical illness policy could pay you a lump sum of money. Here is how it works and what it can cover you for.

Young couple outside in garden using laptop

What is mortgage life insurance?

Have you heard about mortgage life insurance, but are uncertain what it is or how it works? Our guide can give you all the information you need to know.

How does mobile phone insurance work?

You could pay hundreds of pounds to replace your mobile phone if it gets lost or damaged. Here is what you need to know about how mobile phone insurance works.

How to find boiler cover for your buy to let

Getting the right boiler insurance can cover the cost of replacing it if it breaks, and ensures your tenants are never without heating. Here is what you need to know about boiler cover.

What is landlord insurance?

As a landlord, it is important to get the right insurance to cover your property and legal responsibility to your tenants. Here is what you need to know about landlord insurance.

How to claim on your landlord insurance

If your rental property is damaged or your tenants stop paying rent, your insurance could help you recover the costs. Here is how to claim on your landlord insurance.

man-and-woman-putting-cash-in-piggy-bank

How to save on your landlord insurance

Getting the right landlord cover is vital for protecting your rental property, but there are lots of ways to save money on your policy. Here is how to cut the cost of your landlord insurance.

How to choose the right landlord insurance

Getting the right cover for your rental property is vital to protect it if the worst should happen. Here is how to choose the right landlord insurance.

What is rent guarantee insurance?

If you rely on your rental payments as income, you should consider insuring against your tenants failing to pay. Here is how rent guarantee insurance works and how to find cover.

What is business insurance?

Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.

How to claim on your business insurance

If your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.

What you need to make a claim

Couple in coffee shop using mobile phone

How to claim on your mobile phone insurance

If your mobile phone is lost or damaged, you could cover the cost of repairs or a replacement with your insurance. Here is what you need to know about making a claim.

How to get help with vet bills

Keeping your pet healthy can cost you a lot, especially if you get a big vet bill. But if you need help paying, there are several ways you can get financial assistance towards veterinary bills.

How to choose the right motorbike insurance

Insurance is essential if you ride a motorcycle, but finding the right policy depends on the type of bike you ride and how you use it. Here is how to find the right motorbike insurance.

What is motorbike insurance?

The right motorbike insurance can cover the cost of repairing or replacing your bike if it is damaged or stolen, while riding without it is against the law. Here is what you need to know.

How to claim on your health insurance

Your health insurance could pay out if you need private medical treatment or an appointment. Here is how to claim and how much it costs.

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