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Insurance guides

Our insurance guides cover everything you could ever need to know about insurance, whether it is home, car, pet, travel or phone, we offer top tips to prevent you voiding your cover.

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How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

Can you get health insurance for pre-existing conditions?

With a pre-existing medical condition, you might not be covered by your standard health insurance. Find out more about health insurance for pre-existing conditions.

ASU vs income protection insurance

ASU and income protection both pay an income if you can't work, but choosing the right one is vital to protect your household finances. Here is how to choose the right cover for you.

Which life insurance policy is right for you?

Choosing the right policy depends on how long you need cover for, the payout amount and how you want it paid. Here is how to get the best life insurance policy for your needs.

A first time buyer guide to buildings insurance

There are a lot of costs to consider when buying your first home, but buildings insurance is one you can’t ignore.

How does private health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

Empty road through a village, with small houses on either side of the road.

How to insure your second home

If you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.

Can home insurance cover subsidence?

If your home suffers from subsidence, finding an insurance policy to protect your property can be tricky. Here is how to get cover if your property has experienced subsidence.

How do extended warranties work?

An extended warranty could pay for repairs if your household appliances break. But what do they cover and are they worth it? Here is what you need to know.

Stressed man with luggage sitting on bench at airport

Does travel insurance cover cancellation?

If you’ve booked a holiday, the last thing you will want to do is cancel it, but sometimes can end up out of your control. If the worst does happen, travel insurance can ease the burden, here is when and how you can get your money back following a cancellation.

Should you get short term van insurance?

Short-term van insurance can be a good option if you only need to insure a van for a short period of time. Here’s what you need to know.

What is home emergency cover?

If you have a problem in your home that needs fixing straight away, a home emergency policy can get you the help you need. Here is what home emergency cover can protect you against.

2 Scottish houses by a road. One house has a white door and the other has a red door.

What home insurance do you need?

Whether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.

What home insurance do students need?

If you are a student, you’ll likely have expensive belongings that you need to protect, whether you live in student halls or with friends. We explain how to get the right student home cover.

What does contents insurance cover?

A contents insurance policy will protect your personal belongings, whether you own or rent your home. Here is what home contents cover can protect you against.

This is an image of a house in need of repair

What does building insurance cover?

Protecting your home with buildings insurance can save you a great deal of money if something goes wrong. If you’re wondering precisely what buildings insurance covers, this guide has the answers.

How to claim on your home insurance policy

If your home is damaged or burgled it can cost thousands to put right, but your home insurance could cover the cost. Here is how to make a home insurance claim.

How couples can save more money on car insurance than singletons

If you're part of a couple you can sometimes save significant amount on your car insurance - this is how being married, in a civil partnership or even just cohabiting with a significant other can result in a cheaper car insurance quote

How to insure yourself to drive someone else's car

If you want to drive a car you do not own, you will still need cover in place. Here is how to make sure you are insured to drive someone else's car.

Disabled drivers' car insurance rules explained

How does having a disability impact what you pay for insurance and are there any financial benefits or services available to help? We explain all

What car insurance cover should you get?

You need a car insurance policy to drive on the roads, but you can choose the level of cover you get. Here is how to work out what cover is right for you.

When does your car need a SORN?

If you have a car you do not drive, you cannot leave it off the road without either insuring it or applying for a SORN. Here is what you need to know about declaring your car off the road.

Young couple having fun driving electric scooters through the city.

What is electric scooter insurance?

Do you know all the rules around electric scooters for adults? And do you have the right electric scooter insurance in place? We’ll tell you everything you need to know.

Is it illegal to park on the pavement in the UK?

Discover where you can and can't park in the UK and how to avoid a fine or worse for parking on the pavement or other forbidden areas

Towing vehicles and insurance explained

Towing a caravan or trailer is a great British tradition. But, what laws should you know about to lug another vehicle on UK roads and do you need insurance?

What is indemnity insurance?

If you’re buying or selling a property, you might be encouraged to take out indemnity insurance. Indemnity insurance could protect you against some of the things that could go wrong with your property in the future.

Should I buy additional legal cover on my car insurance policy?

Your car insurance policy will cover you against most costs, but what if you need to go to court following an accident? Legal cover could help — here is everything you need to know.

Do you need short term car insurance?

If you only need a car for a few days, taking out a short term insurance policy is an affordable and convenient option — here is how to find the best policy.

Do I need car insurance when learning to drive?

Before you start learning to drive you will need to make sure you are covered when you practice on the roads. Here is what you need to know.

What car insurance cover do I need to drive abroad?

Driving overseas can be a great way to travel, but you need to make sure you are covered in case something goes wrong. Here is how to make sure you have the right insurance before you start your trip.

Man in a wheelchair wearing a red jumper and black gilet, opening the door of a car.

How does car insurance excess work?

When you claim on your car insurance, you usually still need to pay some money yourself. This is called your excess. Here is everything you need to know about car insurance excess.

What to do if your car suffers flood damage

If your car has been damaged by flood water, you will need to contact your insurance company to see if they can cover the cost. Here is how to claim against flood damage.

What is commercial van insurance?

If you use a van to make a living, it is vital you get the right protection so that you are covered if something goes wrong. Here is how commercial van insurance works.

Which car insurance extras are worth having?

You can pay extra for more features on your car insurance policy to tailor it to your needs, but are all worth the cost? Here is what you need to know to get a personalised level of cover.

How does a no claims bonus save you money?

Having a no claims bonus is one of the best ways to keep the cost of your car insurance as low as possible. But what is it, and how does it work? Here is how your no claims will save you money.

Can you put your child on your car insurance?

If your child has just started driving their insurance premiums will be sky-high. One way to help them pay less is to add them to your policy, but it comes with a number of risks.

A guide to road tax

A complete guide to who pays UK road tax - how to pay it, what documents you'll need and how much it costs for certain vehicles.

Driving after a stroke

This guide explains what you need to know about driving in the UK after a stroke, a transient ischaemic attack (TIA, or ‘mini-stroke), or a heart attack and whether you have to tell the DVLA and your motor insurance provider.

Factory fitted immobilisers explained

Discover what a factory-fitted immobiliser is and whether your car has one.

MOT checklist: how to prepare before your test

Discover everything you need to know about UK MOTs - how much it will cost, what is covered in the test, and the checks you can carry out at home to help your vehicle pass

Car remapping – is it worth it and will it work for me?

Discover if it's worth remapping your car's engine to improve its economy and performance or whether the risks of a bad remap outweigh the benefits.