Insurance guides

Our insurance guides cover everything you could ever need to know about insurance, whether it is home, car, pet, travel or phone, we offer top tips to prevent you voiding your cover.

Man looking at van with packages

What is commercial van insurance?

Find the right business van insurance for your trade. Compare policies, cover levels, and costs to save money on your commercial van cover.

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How does private health insurance work?

Thinking about private health insurance? Discover what it is, how it works, and what it covers in our comprehensive guide to UK health insurance.

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Appliance extended warranties explained

Extended warranties can protect your appliances, but are they worth it? Find out what's covered and how they differ from appliance insurance.

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Empty road through a village, with small houses on either side of the road.

Second home insurance

Our guide explains what second home insurance covers, why you need it, and how to find a policy that fits your needs. Compare quotes and save.

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How to choose the best life insurance policy

Find out which life insurance policy is best for your needs. We explain the different types of cover and how to choose the right one for you.

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Health insurance for pre-existing conditions

Don't let a pre-existing condition stop you from getting private healthcare. Our guide explains how to get health insurance that covers you.

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A row of Victorian terrace houses

Subsidence and home insurance explained

Can you get home insurance for a house with subsidence? We explain what you need to know about subsidence cover, claims, and higher excesses.

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Home emergency cover

Compare home emergency cover quotes to protect your home from sudden issues like boiler breakdowns and burst pipes. Get a free quote today.

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Do you need legal cover?

Unsure if you need legal cover for your car insurance? We explain what motor legal protection is, what it covers and if it's worth adding to your policy.

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What type of car insurance should you get?

Find the ideal car insurance cover. Learn the difference between comprehensive, third-party, fire and theft, and third-party only cover with our guide.

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Pavement parking laws in the UK

Is parking on the pavement illegal in the UK? Get answers on where it's legal, what fines apply, and how to appeal, including potential bans.

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Buildings insurance for first time buyers

A first-time buyer's guide to buildings insurance. Find out what it is, why your mortgage lender needs it, and when to get cover.

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How to claim on your home insurance

Learn how to claim on your home insurance. Our guide covers the process, what you can claim for, common exclusions, and how long claims might take.

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Driving after a stroke: What you need to know

Find out what you need to know about driving after a stroke or TIA. We cover DVLA rules, driving assessments and getting the right car insurance.

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This is an image of a house in need of repair

What does building insurance cover?

Protect your home with buildings insurance. We explain what's covered, from fire and flood to leaks. Get the right cover for your property type here.

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2 Scottish houses by a road. One house has a white door and the other has a red door.

What home insurance do you need?

Find the right home cover for your home. We explain buildings vs contents insurance and what specialist policies, like unoccupied cover, are available.

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Man in a wheelchair wearing a red jumper and black gilet, opening the door of a car.

How does car insurance excess work?

Car insurance excess explained simply. Find out how much excess you pay, if increasing it is worth it, and what happens if you can't afford it.

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MOT checklist - Prepare for your test

Is your MOT due? Get ready with our expert MOT checklist. Learn what to check, how much it costs, and what to do if your car fails.

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What to do if your car suffers flood damage

Car damaged by water? Don't panic. Our guide explains what to do, how to claim on your insurance, and how to spot a flood-damaged car.

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Driving other cars (DOC) cover

Need to drive someone else's car? Learn about Driving Other Cars (DOC) cover, temporary cover and named driver options. Get insured with money.co.uk.

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Car remapping – What is it and how does it work?

Is car remapping worth it? Learn about engine remapping for performance or economy, its impact on insurance and warranty, and expert tips in our guide.

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A guide to car immobilisers

Unsure if your car has an immobiliser or alarm? We explain what Thatcham categories mean and how they could help you get cheaper car insurance.

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Car tax explained: What you need to know to tax your car

Tax your car quickly and easily with our comprehensive guide. Learn how to pay car tax, check current rates, and understand exemptions in the UK.

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Car insurance optional extras explained

Car insurance extras can help you get the cover you need. But are they worth the cost? Find out what car insurance add-ons are and if you need them.

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What does contents insurance cover?

What does contents insurance cover? Find out what’s protected in a standard policy, what’s not, and how to get the right level of cover for your home.

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Stressed man with luggage sitting on bench at airport

Travel insurance cancellation cover explained

Unexpectedly need to cancel your holiday? Our guide explains when travel insurance will cover you, what's included, and how to make a claim.

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Do you need car insurance when you learn to drive?

Concerned about learner driver insurance? Find out when you need cover, who needs to be insured, and what happens after you pass your test in our guide.

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What home insurance do students need?

Get the lowdown on home insurance for students, including what's protected, whether you're covered by your parents, and how to get a quote.

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How to get health insurance when you are older

You can still get health insurance as you get older, but it can be more expensive and difficult to find. Here is where to find it and how to cut the cost.

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ASU vs income protection insurance

ASU and income protection both pay an income if you can't work, but choosing the right one is vital to protect your household finances. Here is how to choose the right cover for you.

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Should you get short term van insurance?

Short-term van insurance can be a good option if you only need to insure a van for a short period of time. Here’s what you need to know.

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How couples can save more money on car insurance than singletons

If you're part of a couple you can sometimes save significant amount on your car insurance - this is how being married, in a civil partnership or even just cohabiting with a significant other can result in a cheaper car insurance quote

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Disabled driver, woman, wheelchair

Disabled drivers' car insurance rules explained

How does having a disability impact what you pay for insurance and are there any financial benefits or services available to help? We explain all

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When does your car need a SORN?

If you have a car you do not drive, you cannot leave it off the road without either insuring it or applying for a SORN. Here is what you need to know about declaring your car off the road.

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Young couple having fun driving electric scooters through the city.

What is electric scooter insurance?

Do you know all the rules around electric scooters for adults? And do you have the right electric scooter insurance in place? We’ll tell you everything you need to know.

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Towing vehicles and insurance explained

Towing a caravan or trailer is a great British tradition. But, what laws should you know about to lug another vehicle on UK roads and do you need insurance?

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What is indemnity insurance?

If you’re buying or selling a property, you might be encouraged to take out indemnity insurance. Indemnity insurance could protect you against some of the things that could go wrong with your property in the future.

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What car insurance cover do I need to drive abroad?

Driving overseas can be a great way to travel, but you need to make sure you are covered in case something goes wrong. Here is how to make sure you have the right insurance before you start your trip.

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Do you need short term car insurance?

If you only need a car for a few days, taking out a short term insurance policy is an affordable and convenient option — here is how to find the best policy.

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How does a no claims bonus save you money?

Having a no claims bonus is one of the best ways to keep the cost of your car insurance as low as possible. But what is it, and how does it work? Here is how your no claims will save you money.

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Can you put your child on your car insurance?

If your child has just started driving their insurance premiums will be sky-high. One way to help them pay less is to add them to your policy, but it comes with a number of risks.

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