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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

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07 August 2023

Homebuyers set to be taxed on their deposit savings for the first time

Mortgage rates have gone up and now you might be paying tax on your savings too.

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Woman is sitting at her laptop looking at the screen and holding a receipt.
14 July 2023

How much more interest you can now get on your savings

We take a look at the savings’ landscape to see how rates have changed over the first half of the year and see if the rises are over or the best is yet to come…

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Two piggy banks side by side, one is blue and the other is pink.
07 July 2023

The high interest current accounts competing with savings accounts’ rates

Interest rates have been rising on savings accounts - but some current accounts are also vying for your attention.

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Bank of England building in London
22 June 2023

What the new 5% base rate means for your savings

The Bank of England has increased its base rate to 5% in an attempt to tame inflation.

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16 June 2023

Up to £32,000 free cash per person on offer from the government - just for using the right savings account

A lifetime ISA rewards your savings habits with a huge bonus, but all that extra cash comes with a couple of strings attached.

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Woman is looking at her phone and is wearing a Christmas jumper and hat.
09 June 2023

How to save £1,000 in time for your Christmas shopping this year

The secret to a stress-free festive season is to start saving your money today

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Latest guides

See our most recently published comprehensive guides to money matters across all categories:

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09 December 2024

Bonds or Savings account?

When you are starting to save, you have several choices about where to put your money. You can save into a traditional savings account or choose a savings bond. We explain the pros and cons of both traditional savings accounts and bonds.

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Worried woman looking at laptop
07 November 2024

Why is my credit score going down?

There are lots of things that can cause a credit score to drop. Here we explain the most common reasons and how to rectify them.

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16 January 2024

Sole Trader vs Limited Company: What’s Best for You?

Deciding whether to operate as a sole trader or a limited company is a key decision for a small business owner. Here are the pros and cons of each approach.

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Father and daughter looking at a tablet in a play tent
05 April 2023

How to transfer a child trust fund to a junior ISA

If you want your child’s money to work hard for them you should consider transferring their child trust fund to a junior ISA. We explain why and how to proceed.

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Thoughtful man with tablet
11 May 2022

How long does a default stay on your credit report

If you miss repayments on a credit card or loan, you could end up with a default. This marker goes on your credit file and impacts your score. Here’s everything you need to know.

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Professional woman at a desk
11 May 2022

How can a financial advisor help?

There may be times in your life when it would be helpful to get some personal financial advice. A financial adviser can take an overall look at your finances and recommend different products and services which would be suitable for you. Find out more here.

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Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:

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14 February 2022

Petrol prices rocket to record high: Is it time to go electric?

Petrol prices have hit a record high after soaring to a whopping 148.02p a litre over the weekend - eclipsing the previous high set in November last year.

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11 February 2022

UK economy rebounds 7.5%: what does this mean in real terms?

The UK economy grew at its fastest rate since the Second World War last year after GDP surged by 7.5%, official figures from the Office for National Statistics (ONS) have revealed. The resurgence comes after a devastating 9.4% collapse in 2020 as a result of the COVID-19 pandemic.

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01 February 2022

House price hike: top tips and tricks to save for a mortgage

House prices have grown at their fastest annual rate since June 2021 due to high demand and low supply, according to Nationwide building society. The lender today revealed that prices have rocketed by 11.2% year-on-year in January, while Lloyds Bank has launched its cheapest ever 10 year mortgage this week.

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01 February 2022

How much does it cost to pop the question?

Valentine’s Day is just around the corner, and many lovestruck Brits are gearing up to propose on the most romantic day of the year. As much as this can be exciting, it’s easy to get stressed by the financial implications of the whole process.

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31 January 2022

Universal credit: Are you missing out on payments of up to £7,300 a year?

More than 1.3 million people could be missing out on Universal Credit payments of up to £7,300 a year, according to data from ​​the New Economics Foundation. The number of Brits eligible for the benefit has skyrocketed thanks to a rule change in the Autumn Budget.

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24 January 2022

Brits urged not to delay in submitting tax returns despite HMRC extension

This year HMRC has waived the penalty for missing the self assessment tax deadline (January 31st), effectively meaning that individuals have until February 28th to file their tax returns

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