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Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

Ice cube with a frozen percentage symbol
14 December 2023

How interest rates on savings accounts compare to the frozen base rate

The Bank of England's monetary committee decided to hold the base rate at 5.25% for a third time.

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Close up of woman looking at bills and calculator surrounded by Christmas decorations.
08 December 2023

Why now is the time to save for Christmas 2024

It’s never too early to start planning for a big savings goal, especially when interest rates on savings accounts remain competitive.

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Piggy bank with Santa hat and festive scarf.
01 December 2023

12 ways to avoid overspending in December

Here’s how to have a stress-free Christmas and enjoy the festivities without breaking the bank.

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Houses of Parliament and Big Ben, London
24 November 2023

What the Autumn Statement means for your savings

ISAs had a moment in the spotlight with some key changes coming in 2024.

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A laptop surrounded by Christmas decorations with someone writing a shopping list.
10 November 2023

8 savvy saving tips for Black Friday and Cyber Monday

Savers will need to prepare to make sure they get the best deal.

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Bank of England building
02 November 2023

How the unchanged base rate could impact your savings

The Bank of England decided to hold the base rate at 5.25% for another month.

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Latest guides

See our most recently published comprehensive guides to money matters across all categories:

17 January 2024

What Different Types Of Bank Accounts Are Available To You?

Money management is essential, and the right bank account will ensure your cash is safe and working for you. Make sure you open the right one with our guide.

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17 January 2024

What is a Direct Debit?

Direct Debits are the easiest way to schedule vital monthly payments, such as your rent, mortgage and utility bills, and ensure they go out of your current account on time.

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hand-reaching-for-card
03 January 2024

When should you apply for a business credit card

Discover the perfect time to apply for a business credit card and improve your chances of being accepted. Learn about the process and why it’s vital for small businesses.

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Black man voter in polling election
15 June 2022

How to check if you are on the electoral roll

Registering to vote doesn’t just mean you can exercise your rights and get a say in who runs the country – it has fairly hefty financial benefits too. Here’s what you need to know

How to check the electoral roll
Bearded man with glasses looking at his phone
15 June 2022

How long does a CCJ stay on your credit report?

As if having a county court judgment issued against you isn’t bad enough, the fact that it’ll damage your credit score is no laughing matter. Here we look at the effect a county court judgment can have on your financial prospects and what you can do about it.

How long it will take
A woman in glasses at a desk in an office investigating
15 June 2022

How do credit reference agencies work?

Credit reference agencies are the go-to places for banks and other lenders after they get requests for credit from the likes of you and me. This is why it’s important to know who they are and how they work

What they already know about you

Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:

13 July 2022

Amazon Prime Day tips from personal finance experts

Prime Day was launched to create a sales event and get people spending in the otherwise quieter summer months. It has plenty of bargains on offer, but some traps too.

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11 July 2022

How does working from home affect your mortgage?

The latest data from the Office for National Statistics (ONS) has revealed that homeworking has more than doubled in the UK since 2019.*

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05 July 2022

Public patience running out as fuel price cuts fail to materialise

Oil prices are down 8% since the beginning of June and yet the price of the petrol on forecourts has risen 12.5% since then

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01 July 2022

Change in the air as Bank of England reveals rising mortgage borrowing and cool approvals

Net mortgage borrowing is well above its pre-pandemic average while approvals have fallen behind. The current trend is likely being powered by house hunters rushing to transact before the cost of borrowing climbs further.

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30 June 2022

64,000 people have pulled the emergency lever on problem debt

64,000 people have pulled the emergency lever on problem debt.

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22 June 2022

Inflation creeps towards double figures as pay packet pain continues for workers

If you’re covering the CPI data published today, the following comments from James Andrews, personal finance expert at Money.co.uk, might be of interest:

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