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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

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What graduate account should you get?

If you have graduated and do not have a student account, or have one that lost its free overdraft and benefits, here is how to get the best graduate bank account.

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I think I've been scammed, what do I do?

Don't panic. If you think you've been a victim of fraud, these simple steps can help you protect yourself and stop fraudsters in their tracks.

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Should you use an international transfer?

You could save money by using an international money transfer, but it is not always about finding the lowest transfer fee. Here is what to consider when sending cash overseas.

More on using international transfers
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What is an international money transfer?

Transferring your money from the UK to another country can be done in many ways, not just through your bank. Here is how international money transfers work.

Find out what international money transfers are
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Travel money: dealing with leftover currency

Being stuck with foreign cash after a trip overseas can leave you feeling short-changed. Here is how to get the most out of your unspent currency.

Read more about dealing with leftover currency
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How much money do you need to go travelling?

Wherever you plan to go in the world you will need to work out how much money to take on your travels. Here is what to consider before your trip.

How much money you need when travelling
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Your ultimate checklist for getting control of your cash

Get on top of your finances, stay out of debt and make the most of your money with this ultimate checklist. Here's what you need to do to get control of your cash.

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Is it time to ditch your cash?

We are fast becoming a cashless society, so do you really need to keep using physical money? Here's how to work out whether it's time you ditched your cash.

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How to find the best student account

Student bank accounts could save you money, let you borrow for free and offer freebies like gift vouchers or railcards. Here is how they work and how to find the best one for you.

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How to manage your bank account

Here is how to use your current account to keep it running smoothly and to avoid being charged fees.

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Why you need to write a will and what you need to consider

If you haven't already recorded your last will and testament, do it now because you never know what tomorrow may bring.

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5 things you need to know before you buy critical illness cover

Critical illness cover can give you the peace of mind that you will receive a payout if you unexpectedly fall ill. Here is how to find the right critical illness policy for your needs.

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What is term life insurance?

If you want to pay off a large debt when you die, a term life insurance policy could be for you. Here is what term life insurance is and how it works.

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Which life insurance policy is right for you?

Choosing the right policy depends on how long you need cover for, the payout amount and how you want it paid. Here is how to get the best life insurance policy for your needs.

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How to claim on a life insurance policy

Losing someone is heart breaking, but a life insurance policy lessen any financial burdon the loss places on dependent family members. Here is how to deal with their life insurance claim.

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How to cut the cost of your life insurance

You could save money on your life insurance by making sure you have the right policy and level of cover. Here is how to get the right cover for the best price.

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Do you have to pay private parking tickets?

Getting a parking ticket can make your heart sink, but not all parking notices are the same. Here is a breakdown of which parking fines you can ignore, and when you have to pay up.

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Can you get cover for extreme sports abroad?

If you love doing extreme sports on holiday, make sure you have cover in place before you travel. Here is what sports you can get cover for, and how to find the right policy.

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How to manage your pet insurance policy

Pet insurance is critical for any pet owner, but how do you make sure it’s valid when you need to claim? Here’s everything you need to know about managing your pet cover.

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What is boat insurance?

Whether you have a yacht, narrowboat or dinghy you need to make sure it is protected on water and land. Here we explain everything you need to know about boat insurance.

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Make sure your pet insurance pays out

Protecting your pet with a good insurance policy is a great way to help keep them healthy, but making a successful claim is not always guaranteed. Here are the exclusions to look out for.

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What is caravan insurance and what does it cover?

Caravan insurance can protect your caravan in the event of an accident or theft. Read on to find out how it works and how to get the right policy to cover your caravan.

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How to get travel insurance with pre-existing conditions

If you have a medical problem, you may find it harder and more expensive to get travel insurance. Here is how to get cover even if you have a pre-existing condition.

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What is golf insurance?

Golf can be a pricey hobby, but you can protect yourself and your expensive equipment with an insurance policy. Here is how golf insurance works.

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How to get travel insurance as you get older

Your travel insurance premiums tend to increase from the age of 65 onwards, and your cover could become restricted. Here is how to find a policy that gives you the cover you want without paying over the odds.

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What are rewards credit cards?

You can get rewards like shopping vouchers for just spending on some credit cards. Here is how they work and how to choose a card with the rewards you want.

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What is a charge card?

Charge cards let you manage your personal or business spending differently to credit or debit cards. Here is how they work and everything else you need to know about them.

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How borrowing could boost your business

With the right type of borrowing you could pursue business opportunities that would otherwise pass you by, here's how.

Read more on borrowing for your business
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Should you ever use your credit card to pay your mortgage?

When money is tight, you might be tempted to make your mortgage payments using your credit card, we look at whether this is ever a good idea.

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How to reclaim your credit card charges

You do not need to accept all credit card charges and could get hundreds of pounds back. Here are the fees you could get back and how to get a refund.

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How to use a prepaid card

Once you have your new prepaid card, you can start using it to buy things and pay bills. Here is how to use and manage your account.

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How to afford car insurance as a new driver

Passing your driving test is a great reason to celebrate, but before you hit the road you need to be insured to legally drive. As inexperienced drivers are often charged high premiums, it pays to do your research before you buy a policy.

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Most insurers let you add critical illness cover to a life insurance policy. This would pay out if you die or get diagnosed with a serious condition during the policy's term.

Should you get critical illness cover?

Taking out a critical illness policy can be expensive but could be worth it should you get seriously ill. Here is how to decide if you need it and what level of cover to choose.

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How to claim on your gadget insurance

If one of your gadgets is lost, stolen or damaged, your insurance could help you cover the cost of replacing it. Here is what you need to know about claiming on your gadget insurance.

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Do you need mobile phone insurance?

Mobile phone insurance could give you peace of mind, but if you are unlikely to claim you could be wasting your money. Here is how to decide if you need mobile phone insurance.

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Should you get gadget insurance?

If you worry about the cost of replacing your gadgets if they are damaged or stolen, a gadget insurance policy could save you money. Here is how to decide if you need gadget insurance.

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What is excess insurance?

Paying an excess for an insurance claim can be expensive, but there is a way to recover the cost. Here is what you need to know about excess insurance.

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What is gadget insurance?

If your gadget breaks or gets stolen, a specialist insurance policy can cover the cost of repair or a replacement. Here is how gadget insurance works and how to get the right cover.

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10 things to do before you travel abroad with an allergy

Travelling overseas with an allergy can be a worry, but you can still enjoy a stress and reaction-free holiday. Here's what you can do to keep yourself safe and healthy abroad.

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Is it worth getting gap insurance?

Gap insurance can protect the value of your vehicle if you have an accident or it is stolen, but is it worth buying? Here is how to work out if gap insurance is right for you.

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How to save with multi car insurance

If you have more than one car at home, insuring them all on one policy is a great way to get a discount. Here is how you and your family could save with multi car insurance.

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A buyer's guide to pet insurance

If you want to protect your pet, getting the right insurance policy is essential. Here is what you need to do to find the best cover.

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How to insure your pedigree pet

If you have spent a lot of money on a pedigree dog or cat you will want the right insurance in place, especially as they can be more prone to illness than mixed breeds. Here is how to find the best cover for your pedigree pet.

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What to do if your purse or wallet gets lost or stolen

Don't panic. Here are some steps you can take to report and replace your items and reduce your risk of fraud.

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How to claim on your pet insurance policy

If your pet needs to see the vet or goes missing, claiming on your pet insurance can help cover the cost. Here is a step by step guide to making a successful claim.

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How to insure multiple pets at once

If you have more than one pet it can be cheaper and easier to insure them on the same policy. Here is how to get the right multi pet insurance for you.

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Can you get insurance for older pets?

As your pet gets older it may be harder and more expensive to find insurance. Here is what to look out for when searching for pet insurance for older animals.

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Can you get cover for your pet with existing conditions?

Even If your pet has suffered an illness, you can still find a pet insurance policy to cover them. Here is what cover you can get for your pet's conditions and how to find it.

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How to find the right backpacker travel insurance - Young traveler on railway

How to find the right backpacker travel insurance

If you want to explore the world for a few months you might need a backpacker insurance policy to protect you. Here is how to find the right cover for your extended trip.

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The ultimate student budget planner

Being a student is fun, enriching and very expensive. On top of hefty tuition fees there are countless other costs you'll need to prepare yourself for, here's a full list of what else you'll have to pay for.

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How does gap insurance work?

If you have bought a new car, a gap insurance policy can cover the loss in value if your vehicle is written off. Here is how gap insurance works.

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Should you get income protection?

If you couldn't work due to an accident, sickness or redundancy, you may need to support yourself financially for a long period of time. Here is how income protection could help.

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Don't pass on your personal data when you dispose of your old computer

You don't know where your old PC might end up after you get rid of it. Here's how to dispose of old laptop computers to ensure your personal data doesn't end up in the wrong hands.

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What cover do you need for a golf buggy?

If you own an electric golf buggy or cart, the right insurance policy can protect you if you have an accident. Here is how golf buggy insurance works.

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Are debt collectors allowed to harass you?

We explain exactly how and when debt collectors are allowed to contact you so that you can prepare yourself for when they call, and complain when they've overstepped the mark.

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Should you get excess insurance?

Excess insurance can cut the cost of claiming on other policies and protect you from expensive hire car charges. But do you need it? Here is how to decide if it is right for you.

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How to claim on your excess insurance

If you have to pay to make a claim, excess insurance could help you recover the cost. Here is how to make a claim on your excess insurance policy.

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What is a family income benefit policy?

If you want to leave your family an income to live off when you die, rather than a lump sum of money, a family income benefit could be for you. Here is how it works.

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How to claim on income protection

If you have to stop working due to an accident, illness or redundancy, you should start your income protection claim as soon as possible. Here is what you need to do.

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How does the Tax-Free Childcare scheme work?

The Tax-Free Childcare scheme supports parents' childcare costs and replaced the existing Employer Supported Childcare.

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