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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

Calendar with 'no spend day' written on the 16th day and a blue circle around it.
01 November 2023

How to save £500 in one month for last minute Christmas shopping

Savings challenges are going viral but do they really work?

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Man and woman in a kitchen looking at a computer screen.
27 October 2023

The top easy access savings accounts with 5% interest

Rates on easy access accounts remain competitive, enticing savers to move their money from low interest accounts.

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A child is holding a piggy bank
18 October 2023

Children’s savings rates have increased by 160% in a year

It’s important to review your child’s savings pot so you can get the best deal.

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Two wooden blocks one with the percentage symbol and the other with a red arrow going down and a green arrow pointing up.
13 October 2023

Interest rates are dropping on fixed-rate savings but there are still deals available

Top deals have been pulled from the market and providers are assessing their rates on longer-term accounts.

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Close up of a woman's hands with a laptop and calculator next to her.
06 October 2023

6 easy ways to track your savings each month

The key to savings success is to keep a close eye on your progress

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A group of people looking concerned at a laptop
29 September 2023

ISA myths and the truth about tax-free savings

We debunk some common myths about ISAs to see whether this type of savings account is right for you.

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Latest guides

See our most recently published comprehensive guides to money matters across all categories:

A piggy bank with "ISA" written on it surrounded by coins
05 April 2023

What's the difference between an ISA and a savings account?

You could be forgiven for thinking there’s no real difference between a cash ISA and a standard savings account. But even if they look and work in a similar way, ISAs have qualities that set them apart, as we explain here.

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Multi-generational family in their home
20 March 2023

What is a Help to Save account?

If you are on a low income you could benefit from a government-backed scheme called Help to Save that boosts your savings.

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Top view owe, mortgage asian woman, female sitting on floor home, stressed calculate expense from bills, no money pay in mark circle deadline on calendar.Debt, bankruptcy or bankrupt person concept.
15 June 2022

How long does bankruptcy stay on your credit report?

Becoming bankrupt is one way of dealing with debts, but it will affect your credit rating. Here we explain everything you need to know.

It does clear eventually
Woman sitting and thinking near table at home. Businesswoman working online during the quarantine. Self isolation. Networking. Online education. Coronavirus. Crisis. Researching. Debt.
15 June 2022

How to deal with defaults on your debt

If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next

What to do after a default
Woman paying with her phone in a shop using a contactless payment terminal
24 May 2022

How card payment terminals work

Payment terminals, or card payment machines, are a handy way to pay for goods and services while you’re out and about. Here we explain all about payment card readers - including how to get one for your business.

What's going on behind the screen
Fully-dressed man in an empty bath with money raining down on him
12 May 2022

What are Premium Bonds prizes?

Premium bonds are a popular way to save, but unlike other methods of saving, they don’t pay any interest on the money you deposit. Instead, they offer you the chance of winning a prize each month with a maximum value of £1 million.

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Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:

21 June 2022

Nightmare scenario for commuters as fuel prices surge again in face of rail strikes

Nightmare scenario for commuters as fuel prices surge again in face of rail strikes.

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16 June 2022

Borrowers on red alert as BoE raises interest rates by 0.25% to 13 year high

Borrowers on red alert as BoE raises interest rates by 0.25% to 13 year high - money.co.uk comment

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14 June 2022

Wages plummet as cost of living crisis batters household budgets

Wages are continuing to plummet in real terms, chalking up the biggest fall in more than a decade.

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09 June 2022

Benefits to bricks, our personal finance expert responds to new announcement.

If you’re covering Boris Johnson’s “Benefits to Bricks” announcement, then the following comments from James Andrews, personal finance expert at Money.co.uk, might be of interest:

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31 May 2022

Half term holiday chaos

This week, widespread cancellations and delays at UK airports have frustrated holiday plans for thousands of Brits, with providers Tui and Easyjet hit hardest by the disruption.

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30 May 2022

Cost of living bites hard into food budgets

New data reveals 80% common grocery items have risen and just 20% that have gone down in price in the last 12 months.

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