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Our guides

Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

The Beauty Index 2022

When it comes to skincare or cosmetics there is a wealth of options available, from household names to boutique style start-ups but what products are our favourites?

How do offset mortgages work?

An offset mortgage is linked to your savings account and could save you money on interest. Here is how they work, who they suit and how much you could save.

How does Help to Buy work?

The Help to Buy scheme could make it easier for you to get your first home with help from the government. Here is how it works and how to use it.

Sporting capitals

Sport is a huge part of any area’s identity and local sporting teams are often the first thing people associate with certain locations around the world.

How do overdrafts work?

A good overdraft can let you borrow money for free, but overspending on the wrong account could cost you money. Here is how to use an overdraft and how to find the right one.

How do joint bank accounts work?

You can get a joint current account to help you share expenses or bills with your partner, housemate or a family member. Here is how they work, their risks and how to choose the right one.

How business current accounts work

If you run your own business, are a sole trader or look after the finances of a company, you may need a current account. Here is how business bank accounts work and how to get one.

Direct debit rules: FAQs

Direct debits can be a convenient and hassle-free way to pay your bills, leaving the company you are paying to do all the leg work. Here we answer all your most common direct debit questions...

Current account or savings account: which is right for you?

Current accounts and savings accounts are the two main types of account on offer from banks and building societies - but what exactly is the difference between the two and which type of account is right for you?