Premierline Business Insurance

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Compare commercial property insurance that covers your business premises and offers the liability options you need.
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Available online | |
Permanent UK Resident |
Available online | |
Permanent UK Resident |
Available online | |
Permanent UK Resident |
Available online | |
Permanent UK Resident |
Available online | |
Permanent UK Resident |
Commercial property insurance can cover your business premises and contents against disaster. If your business owns its own property, it’s a way to ensure you’ll have the money you need to rebuild if the worst happens.
A commercial property policy can protect your business premises against:
fire, lightning, explosion and earthquake
storm or flood
escape of water
damage caused by theft or attempted theft
accidental damage
riot, strikes and malicious damage
impact by aircraft or vehicle
You may need to give your insurer an estimated rebuild cost for your business premises. However, most insurers offer blanket cover, for example, £2 million.
Your landlord will usually insure the building. However, check your rental agreement, as some landlords make tenants responsible for building insurance.
If your premises is already covered, think about taking out separate business contents cover.
You can cover the cost of replacing your business contents if they’re lost, damaged or stolen. This includes the following:
Fixtures and fittings: including kitchen equipment, light fixtures, and interior decoration
Equipment: things like desks, chairs, computers, shelving, and card machines, as well as tools and machinery
Stock: any goods sold or stored at your business premises. Business contents insurance can also cover seasonal increases like higher stock levels over Christmas
Goods in transit: stock and equipment being taken from one location to another, such as goods being delivered to a client
You can also include personal possessions to cover staff or clients' belongings.
Take an inventory of everything you own in connection with your business to get the right level of cover.
You can add other types of business insurance to your commercial property policy, including:
Public liability, which covers injury, illness or death of third parties caused by your work
Employers' liability, which covers injury, illness or death of employees
Business interruption, which covers your income if you’re unable to trade
Find out what these types of insurance can cover here.
Our comparison includes policies from insurers who can provide commercial buildings and contents cover, along with other types of business insurance.
Use it to get as many online quotes as possible, so you can find the level of cover you need at the cheapest price.
The price of your commercial property insurance depends on:
the size of your business
the rebuild cost of your business premises
the contents, equipment and stock you need to insure
how many business locations you need to insure
Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.
Read MoreWhether you are a sole trader or you own a large company, business insurance is a must. Here is why you need insurance and how to get the right cover.
Read MoreIf your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.
What you need to make a claimBy getting business insurance you could save money on the policy. The best value business insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.
We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.
Last updated: 7 March 2022