Compare commercial property insurance

Compare commercial property insurance that covers your business premises and offers the liability options you need.

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  • Get a quote in under five minutes
  • Compare your business insurance and find great deals

Compare commercial property insurance from leading suppliers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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Hiscox-commercial-property-insurance-cover

How to compare commercial property insurance

1

Tell us about your business or property

Ensuring that the information is accurate will ensure you're not overpaying and will allow us to provide our best commercial property insurance quotes.

2

Get a quote in under 5 minutes

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

3

Compare and save

Once you've reviewed the choices, simply pick the best commercial property insurance deal for you and apply.

Commercial property insurance

5 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Premierline Business Insurance
Policies for
Tradesman & contractors, Shops & retailers, Offices, Surgeries & more
Maximum business contents
£20,000,000
Maximum business buildings
£20,000,000
Liability options
Public & employers' liability up to £10,000,000
Premierline Business Insurance
Premierline works with some of the UK’s most trusted insurers. Compare and buy insurance online or alternatively, speak to an advisor over the phone for insurance recommendations based on your individual circumstances and requirements.
This is an insurance broker.
Eligibility
Available online
Permanent UK Resident
Prefer to Call? Contact us now on 0800 035 9662
Bionic Business Insurance
Policies for
Shops, Restaurants, Pubs and Hotels, Property Owners, Tradesmen and Construction, Offices & more
Maximum business contents
-
Maximum business buildings
-
Liability options
Public & employers' liability up to £10,000,000
Bionic Business Insurance
Bionic works closely with a range of insurers to find cover that meets the unique needs of your business. We’ll help you understand exactly what your policy includes and translate it into simple language. No hidden extras. No jargon. Just quality cover.
Eligibility
Available online
Permanent UK Resident
Quotezone Business Insurance
Policies for
Tradesman, restaurants, cleaners, instructors, consultants, hairdressers & more
Maximum business contents
-
Maximum business buildings
-
Liability options
Public & employers' liability up to £10,000,000
Quotezone Business Insurance
Compare cheap insurance quotes for your business with Quotezone.co.uk's price comparison service. Use the simple short form to see if you can save time and money on your business insurance.
Eligibility
Available online
Permanent UK Resident

Compare another type of business insurance

What is commercial property insurance?

Commercial property insurance can cover your business premises and contents against disaster. If your business owns its own property, it’s a way to ensure you’ll have the money you need to rebuild if the worst happens.

Get the right cover for your premises

A commercial property policy can protect your business premises against:

  • fire, lightning, explosion and earthquake

  • storm or flood

  • escape of water

  • damage caused by theft or attempted theft

  • accidental damage

  • riot, strikes and malicious damage

  • impact by aircraft or vehicle

You may need to give your insurer an estimated rebuild cost for your business premises. However, most insurers offer blanket cover, for example, £2 million.

Do I need to insure the building if I rent?

Your landlord will usually insure the building. However, check your rental agreement, as some landlords make tenants responsible for building insurance. 

If your premises is already covered, think about taking out separate business contents cover.

Protect your business contents

You can cover the cost of replacing your business contents if they’re lost, damaged or stolen. This includes the following:

  • Fixtures and fittings: including kitchen equipment, light fixtures, and interior decoration

  • Equipment: things like desks, chairs, computers, shelving, and card machines, as well as tools and machinery

  • Stock: any goods sold or stored at your business premises. Business contents insurance can also cover seasonal increases like higher stock levels over Christmas

  • Goods in transit: stock and equipment being taken from one location to another, such as goods being delivered to a client

You can also include personal possessions to cover staff or clients' belongings.

Take an inventory of everything you own in connection with your business to get the right level of cover.

What else do I need?

You can add other types of business insurance to your commercial property policy, including:

  • Public liability, which covers injury, illness or death of third parties caused by your work

  • Employers' liability, which covers injury, illness or death of employees

  • Business interruption, which covers your income if you’re unable to trade

Find out what these types of insurance can cover here.

How to find the right insurance for your business premises

Our comparison includes policies from insurers who can provide commercial buildings and contents cover, along with other types of business insurance.

Use it to get as many online quotes as possible, so you can find the level of cover you need at the cheapest price.

How much will it cost?

The price of your commercial property insurance depends on:

  • the size of your business

  • the rebuild cost of your business premises

  • the contents, equipment and stock you need to insure

  • how many business locations you need to insure

Read more on finding the right insurance for your business

Commercial property insurance FAQs

Explore business insurance guides

See more guides

What is business insurance?

Business insurance is essential if you run your own company, and you could be breaking the law without it. Here is how business insurance works.

Read More

How to insure your business

Whether you are a sole trader or you own a large company, business insurance is a must. Here is why you need insurance and how to get the right cover.

Read More

How to claim on your business insurance

If your business suffers a financial loss, your insurance could cover the cost. Here is what you need to know about making a claim on your business insurance.

What you need to make a claim

Why get business insurance with money.co.uk?

By getting business insurance you could save money on the policy. The best value business insurance will offer you the cover you need, at a price you can afford. Choose a cover plan from the best UK insurance companies and see the online discounts they offer.

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Last updated: 7 March 2022