If you are over 50 and looking for van insurance, you could have more choice and be able to find cheaper quotes than younger drivers.

This is because most van insurers consider older drivers to be less likely to be involved in accidents and make expensive claims.

Compare as many quotes as possible

Comparing quotes is the easiest way to find the best van insurance. Use this comparison to find the right policy for you at the cheapest price.

Do not just buy on price alone; make sure you get a policy that gives you the cover your van needs. This comparison shows what cover options each insurer can offer.

Find out what protection you can get from your van insurance here.

How much does over 50s van insurance cost?

The main factors that determine the cost of your van insurance include:

  • Your driving record: How long you have been driving for, the number of accidents you have had and claims you have made

  • Your van: How much your van is worth, how powerful it is and its size

  • Your details: Your age, where you live and your job are all taken into account

Therefore, if you are over 50 with a clean driving licence and years of experience, you will probably pay less compared to a younger, inexperienced driver.

How to pay even less

If you want to cut the cost of your van insurance further, you could:

  • Pay for your insurance upfront, rather than monthly, because most insurers charge you interest for paying in instalments

  • Add extra security, because some insurers charge less if you have things like immobilisers and alarms installed in your van

  • Choose a higher excess, because most insurers reduce the cost if you are willing to pay more towards the cost of a claim

  • Shop around and compare as many quotes as possible to find the right policy at the cheapest price

Try these 10 ways to get cheaper vehicle insurance for more help cutting the cost of your cover.

Van insurance FAQs

Q

Does van insurance get cheaper when I turn 50?

A

It should become cheaper as you get older and more experienced. There are many factors that determine the cost of van insurance.

Q

Do I legally need van insurance?

A
Q

Is van insurance different to car insurance?

A

Both types of policy cover the same things, however van insurance can protect vehicles used commercially and cover their contents, e.g. tools.

Q

How do I make a van insurance claim?

A

You need to call your insurer on their claims line, which is on your policy documents. The process should be the same as making a car insurance claim.

Q

Does it cost to make a claim?

A

Yes, you usually have to pay an excess if you make a claim on your van insurance policy.

Q

Can I cancel the policy if I change my mind?

A

Yes, you have a 14 day cooling off period which means you can cancel and get your premium refunded. However, you may be charged an admin fee.

Q

Can I get van insurance as a young driver?

A

Yes, you can find cover by comparing young driver van insurance policies.

About our van insurance comparison

Q

Who do we include in this comparison?

A

We include van insurance policies available for over 50 year olds from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.