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Dan Moore

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Dan Moore

Contributing writer

About the Author

Dan Moore has been a financial and consumer rights journalist since the 1990s, during which time he has been the lead finance and consumer affairs investigator for Which? and branched out into motoring and business journalism.

Aside from writing for The Sun, The Times, Telegraph and Saga, among others, Dan has represented consumers on various groups, including the HM Treasury Insurance Signposting Committee, which presented its finding (subsequently approved) to the Government.

He also worked with two Association of British Insurers’ committees on Comparison Sites and Travel insurance benchmarking, and was also on a Power of Attorney working group that reported to Number 10.

Dan has been the British Insurance Brokers’ Association Journalist of the Year, following this up with other awards for consumer and investigative reporting.

Expertise

Personal finance
Consumer affairs

Education

MA in Journalism, the University of Westminster
BA (Hons) in English, History and Art, the University of Bedfordshire

Older couple, walking on a beach

What are pensions?

You can use a pension as an income during your retirement, but there are several types and many rely on how much money you put into them. Here is how they work.

Read about what pensions are

Young businesswoman working on her laptop in an office.

12 practical steps to improve your business credit score

A strong business credit score can open the door to better financing options. Discover how to boost your rating by managing debts, improving cash flow and more.

The different types of bank accounts available to you

Money management is essential, and the right bank account will ensure your cash is safe and working for you. Make sure you open the right one with our guide.

A piggy bank with "ISA" written on it surrounded by coins

ISA or Savings Account: Which option is best for you?

You could be forgiven for thinking there’s no real difference between a cash ISA and a standard savings account. But even if they look and work in a similar way, ISAs have qualities that set them apart, as we explain here.

Father and daughter looking at a tablet in a play tent

How to transfer a child trust fund to a junior ISA

If you want your child’s money to work hard for them you should consider transferring their child trust fund to a junior ISA. We explain why and how to proceed.

Can You Switch Banks With an Overdraft?

You don’t need to panic if your overdraft has got out of hand. Instead, shop around for a current account that charges less and switch bank.

Man and woman lying on floor with a piggy bank

Bonds or Savings account?

When you are starting to save, you have several choices about where to put your money. You can save into a traditional savings account or choose a savings bond. We explain the pros and cons of both traditional savings accounts and bonds.

Chargeback claims: how to get your money back

You could claim a refund if something goes wrong when you spend on your debit, prepaid or credit card. Here's how the Chargeback scheme can get your money back from your bank.

How do ISA transfers work?

If you move your ISA to another provider incorrectly you could end up losing your savings' tax-free status. Here is how to transfer your ISA and continue building up your tax-free savings.

Stack of credit cards

What is a money transfer credit card?

If you want a new credit card, here is exactly what you need to do to apply for it.

Read more about money transfer credit cards

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How long does it take to get a credit card?

It can take up to 10 working days for your credit card to arrive in the post. But you may be approved for the card on the same day you apply.

Lending to friends? Make sure you get your money back

It can be tempting to help out a friend by lending them money. But the most important thing is to be sure they can repay you. Otherwise, you could end up in financial trouble yourself.

Man and woman on sofa looking at tablet

What should I do if my credit application is declined

Here is how to deal with a declined credit application, and what you can do to improve your chances next time.

Family shopping and paying with a card

How to use a prepaid card

Once you have your new prepaid card, you can start using it to buy things and pay bills. Here is how to use and manage your account.

Woman holding a credit card while using a laptop

What are prepaid cards?

You can use a prepaid card to buy things online or in person, and you could get one without a credit check. Here is how they work and how to get one.

A smiling businessman leaning back in his seat with his hands behind his head.

9 key sections of an effective business plan explained

Create a successful business plan to turn your ‘eureka’ ideas into reality. This guide outlines all the essential elements you need to include.

A worried-looking woman looks at paperwork.

7 crucial mistakes to avoid when writing a business plan

A business plan can boost your firm’s chances of success, but get it wrong and you could damage your company. Here’s what to avoid when writing your plan.

Woman lying on her front while working on a laptop.

12 side hustle ideas to boost your income in 2025

Earn extra cash without overtime – turn your hobby into a side hustle and discover a new source of income. Here’s how to get started.

A customer and a mechanic looking at a car's engine.

Public liability insurance for the self-employed: the essential guide

Public liability insurance protects your finances if the worst happens. Find out what it covers and why it’s so crucial for sole traders.

Manage Your Way To Social Media Success

Discover how to become a social media manager with our essential five-minute guide.

Gavel set on book on table

Section 75: Your free credit card purchase protection

When you spend money on your credit card you get extra consumer protection on your purchases. Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind.

The free refund rights that come with your card

What are your rights if your flight is delayed?

If you have been left stranded at the airport, you could claim compensation from the airline. Here are your rights if your flight is delayed.

5 steps to finding an IFA you can trust

Finding the right independent financial adviser can help you get control of your cash and save money. Here's how to find an IFA you can trust.

Man working in a fruit and veg shop

How to get the most out of your business credit card rewards

Most business credit cards offer perks that could save your company a small fortune. We explain how to pick the right card for your business.

Craftsman working in his studio

Sole trader business credit cards: everything you need to know

A business credit card can help cover essential costs when running your own company. Here's how they work.

Compare the best debt consolidation loans: Top offers and rates

Debt consolidation loans let you combine any existing debt and help repay it with a single monthly payment. Compare consolidation loans and find a low APR to save money.

11 secrets for successful property viewing | money.co.uk

Whether you are looking to rent or buy, viewing potential properties is a key part of house hunting. Here is how to make sure a property is really worth your money.

What is a business line of credit? How it works and when to use it

A business line of credit gives you access to the funds you need, as and when you need them. Here’s how they work and how to get one.

How to Pay Off Your Overdraft Fast

A large overdraft can be crippling, especially if your bank blocks further payments. Here’s how to pay off your overdraft debt quickly.

Man makes a card payment to the owner of a cafe.

Credit card processing fees in the UK: a complete guide for 2025

Your card provider charges you card processing fees when a customer pays using their card. Here’s how it works.

How Often Can You Switch Bank Accounts?

Everyone hopes they open the right account, but what if the one you settle on isn’t up to scratch? The simple answer is to switch bank accounts.

Businesswoman working from home

Cash flow vs profit: key differences explained

It’s easy to confuse cash flow and profit because having plenty of both suggests success. But this doesn’t make them the same, as we explain in this guide.

How to Switch Bank Accounts

Discover how to save money and get better customer service by switching bank accounts.

Businesswoman doing her paperwork.

What do you need for a business credit card?

Discover which documents and information you need to successfully apply for a business credit card in this practical guide.

Businessman on laptop and tablet.

How to get a business credit card: expert tips

A business credit card can help you manage work expenses more effectively. Learn how to improve your chances of making a successful application.

What is a Direct Debit?

Direct Debits are the easiest way to schedule vital monthly payments, such as your rent, mortgage and utility bills, and ensure they go out of your current account on time.

What is a Standing Order?

Anyone with a bank account can set up standing orders to take care of regular payments. In this guide, we explain how they work and why they’re a good idea.

Scene in a warehouse. A worker holds his leg in pain, while a colleague tries to help him.

Small business insurance: everything you need to know

Accidents, incidents or legal claims can have a devastating impact on small businesses, which is why it’s so important to have the right cover in place.

Two professionals discuss matters.

Tax advisors vs tax accountants: which should you choose?

Do you need help with your small business taxes? In this guide, we explain how a tax adviser or accountant could ensure you don’t pay more than you owe.

What Is The Best Way To Save For Your Child?

It’s never too early to start saving for your child, and there’s no shortage of savings accounts for little ones. But which is best? Here, we explore the various child savings options.

Business man working from home contemplates his laptop.

Sole trader vs self-employed: key differences explained

All sole traders are self-employed, but not all self-employed business people are sole traders. This guide explains the differences.

A businessman does his paperwork late at night.

What is a business bank account and how does it work?

A business bank account is far more than just a place to deposit your hard-earned cash. It can help you run your firm more efficiently. This guide explains how.

A woman creating handmade cards.

Can you be employed and self-employed at the same time?

More and more people are boosting their income by starting a side hustle. Here’s how you can earn extra cash alongside your main job.

Five business people feed coins into a single piggy bank.

Crowdfunding: a guide for startups and small businesses

Discover how crowdfunding can help your startup or small business raise funds from people rather than traditional financial institutions.

Woman using a laptop. She has paperwork in her hand and more on her desk.

Startup and small business grants in the UK: your complete guide

It takes more than enthusiasm and hard work to make a business work, which is where grants for UK-based startups and small businesses come in.

Senior man working on a tablet in a home office surrounded by cardboard boxes

Business loan vs personal loan: which is better for your startup?

New businesses often need a cash injection to cover setup and running costs until money starts coming in. But should you go for a business or personal loan?

How to Switch a Business Bank Account

Why stick with a business bank account that doesn’t work for you? There are plenty of alternatives that may suit you better, so why not switch? Here’s how.

A professional training instructor leads a business seminar.

Public liability vs professional indemnity insurance: key differences

Public liability and professional indemnity insurance protect against different types of compensation claims. We explain how they differ and when you might need them.

Shop assistants with laptop working in potted plant store

Understanding Foreign Transaction Fees for Your Business

Trading internationally? Learn how to reduce foreign transaction fees and save on overseas financial dealings with these essential strategies.

Carpenter using a laptop while working in a joinery

Setting Up a Standing Order for Your Business

Standing orders can streamline your business payments. Discover how to set them up to automate your company’s regular payments.

A business owner analysing financial data in a modern office.

How Much Should Your Business Have in Savings?

Business savings are a must. Without cash to draw on, your company may not survive unexpected challenges. Here’s how much your firm needs in reserve.

Man in a bar working on his tablet

How to Choose a Business Credit Card

A business credit card can help you to run your operation more efficiently. But you need to choose the right one. This quick guide explains how.

Couple on beach jumping

How to Get the Best Exchange Rate for Your Holiday

Finding the best travel money exchange rates is an easy way to boost your holiday budget. Learn how to get the best deal with this comprehensive guide.

Read more about getting a travel money deal

Taking Cash From Your Business Bank Account

Sometimes you need to take cash from your business bank account, but you need to follow the rules if you want to avoid trouble.

Pave The Way To A Career In Garden Landscaping

Landscaping involves hard graft and imagination in equal measure, making it the perfect job for anyone who relishes working in the great outdoors.

How to Start a Side Hustle

The cost-of-living crisis has hit everyone hard. But there are a number of ways to make a little extra cash, if you can spare the time

Can you get health insurance for pre-existing conditions?

With a pre-existing medical condition, you might not be covered by your standard health insurance. Find out more about health insurance for pre-existing conditions.

A woman in glasses at a desk in an office investigating

How do credit reference agencies work?

Credit reference agencies are the go-to places for banks and other lenders after they get requests for credit from the likes of you and me. This is why it’s important to know who they are and how they work

What they already know about you

A toddler, dressed in a suit, carrying a load of cash

How to fund your business idea

If there’s one thing budding entrepreneurs have in abundance it’s ideas. But great concepts often amount to nothing without the financial oomph to make them real. Here we explore how to get the money needed to earn your fortune.

Where yo look for the money you need

Towing vehicles and insurance explained

Towing a caravan or trailer is a great British tradition. But, what laws should you know about to lug another vehicle on UK roads and do you need insurance?