If you are over 25 years old, you may be able to find cheaper van insurance compared to younger drivers.

This is because most insurers offer lower premiums to more experienced drivers as they are statistically less likely to be involved in an accident.

However, you should still compare quotes to get the policy you need at the cheapest price.

Work out what cover you need

When you compare over 25 van insurance, you can choose from three levels of cover:

  1. Fully comprehensive

  2. Third party, fire and theft

  3. Third party only

Here are more details on what protection each level of cover gives you.

Do you use your van for work?

If you need a van for your job, for example if you are a builder or you use a van to deliver goods, you need commercial van insurance. This can give you cover for:

  • Your tools

  • Goods you carry in your van

  • Several drivers using the same vehicle

Do you want to add extra cover options?

You can include additional cover on your van insurance policy if you are willing to pay extra. Options most insurers offer include:

Compare van insurance quotes

When you know exactly what you need from your van insurance policy, use this comparison to find the right policy at the cheapest price.

Van insurance for over 25s FAQs

Q

Does van insurance get cheaper when I turn 25?

A

It can become cheaper as you get older and more experienced, but there are lots of things that determine the cost of van insurance.

Q

Do I legally need van insurance?

A
Q

Is van insurance different to car insurance?

A

Both types of policy cover similar things, but van insurance protects vehicles used commercially and their contents, e.g. tools.

Q

How can I get cheaper van insurance?

A

There are several things you can do to get cheaper cover. Try these 10 easy ways to cut your vehicle insurance costs.

Q

How do I make a van insurance claim?

A

You need to call your insurer on their claims line, which is on your policy documents. The process should be the same as making a car insurance claim.

Q

Does it cost to make a claim?

A

Yes, you usually have to pay an excess if you make a claim on your van insurance policy.

Q

Can I cancel the policy if I change my mind?

A

Yes, you have a 14 day cooling off period which means you can cancel and get your premium refunded. However, you may be charged an admin fee.

About our van insurance comparison

Q

Who do we include in this comparison?

A

We include van insurance policies for over 25 year olds from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.