When you start looking for a van insurance quote, make sure you know exactly what policy you need so you can find the right cover at the cheapest price.

Choose your level of cover

There are three levels of van insurance you can choose from:

  • Third party only: This covers injury to other people, and damage to their property

  • Third party, fire and theft: This also covers your van if it is damaged by fire, or if it is stolen

  • Fully comprehensive: This covers you, your van and anyone else involved in an accident, and also covers vandalism

Think about how you use your van

When you get a quote you need to confirm whether you use your van:

  • Privately for commuting or social driving

  • As a sole trader

  • As part of a business

You can complete our van insurance form to get quotes if you use your van for business or personal use.

Consider policy extras

You can add extra cover to your van insurance policy for added protection. Most insurers offer:

  • Breakdown cover, which gives you assistance if your van breaks down

  • Legal cover, which could your cover legal costs if you have an accident

  • Protected no claims discount, which means you will not lose your no claims discount if you claim

  • Foreign use cover, which gives you the same protection you have in the UK if you drive your van abroad

Bear in mind that it will cost extra to add any of these benefits to your van insurance policy.

How to save on your van insurance

Try these tips to find cheap van insurance:

  • Pay up front in full, because insurers charge interest when you pay monthly

  • Choose a higher excess, but it will cost more if you claim

  • Cut any extras that you don't need

However, comparing quotes is the best way to find the cheapest van insurance so complete our form to find the right policy for you.