When you start looking for a van insurance quote, make sure you know exactly what policy you need so you can find the right cover at the cheapest price.
Choose your level of cover
There are three levels of van insurance you can choose from:
Third party only: This covers injury to other people, and damage to their property
Third party, fire and theft: This also covers your van if it is damaged by fire, or if it is stolen
Fully comprehensive: This covers you, your van and anyone else involved in an accident, and also covers vandalism
Think about how you use your van
When you get a quote you need to confirm whether you use your van:
Privately for commuting or social driving
As a sole trader
As part of a business
You can complete our van insurance form to get quotes if you use your van for business or personal use.
Consider policy extras
You can add extra cover to your van insurance policy for added protection. Most insurers offer:
Breakdown cover, which gives you assistance if your van breaks down
Legal cover, which could your cover legal costs if you have an accident
Protected no claims discount, which means you will not lose your no claims discount if you claim
Foreign use cover, which gives you the same protection you have in the UK if you drive your van abroad
Bear in mind that it will cost extra to add any of these benefits to your van insurance policy.
How to save on your van insurance
Try these tips to find cheap van insurance:
Pay up front in full, because insurers charge interest when you pay monthly
Choose a higher excess, but it will cost more if you claim
Cut any extras that you don't need
However, comparing quotes is the best way to find the cheapest van insurance so complete our form to find the right policy for you.