Living guides

Our lifestyle and living guides contain a wealth of top tips to help you enjoy all those everyday luxuries and necessities whilst maximizing your budget for doing the things you love.

How to get ready for Black Friday and Cyber Monday 2020

Waiting for Black Friday to get a jump on your Christmas shopping? This guide can help you prepare and avoid the chaos by shopping like a pro.

How to cope with redundancy

With redundancy and unemployment on the rise, we look at what you can do to soften the blow and survive financially should the worst happen.

Black Friday graphic

What to buy on Black Friday

If you want to cash in on the Black Friday savings, it's important to have a plan. Knowing what to buy could help you save hundreds of pounds.

 Close up of Amazon logo and Smile symbol at one of their corporate offices.

Is Amazon Prime worth it?

Amazon Prime costs £79 a year in the UK and offers one-day delivery, music and instant video streaming and more. But what exactly are the benefits, and are they good value for money?

Photo of tribute to key workers

The UK’s best deals for all key workers revealed

The personal finance experts at money.co.uk have searched the internet and found the best deals available to ALL essential workers in our key worker discount database.

3 essential Black Friday survival tips

Black Friday, one of the biggest shopping days of the year, is just around the corner. Here are three quick tips to make the most of it without blowing a big hole in your budget.

Get more from high street loyalty schemes

Here's what you need to know to make the points you earn from the top 6 high street loyalty schemes go further

How to use a credit card for your Christmas shopping

UK households typically increase their spending in December. If you plan to spend more money on Christmas this year, use a credit card to make it work for you.

couple-using-tablet-to-buy-stuff-online

Amazon Prime Day 2019: 6 tips for getting the best deals

Looking for a bargain on your next electronics purchase? Follow these tips and you could save big on Amazon's biggest shopping event of the year.

One woman giving her credit card with her right to another over the counter in a clothes shop.

What are store cards & are they worth it?

Applying for a store card at your favourite shop might bag you a discount, but there could be a cheaper option. Here's how store cards work and what they cost.

philippines-beach

Your ultimate checklist for a stress free holiday

Your holiday is a time to relax and concentrate on enjoying yourself, so let us help take the stress out of preparing for your trip. Here's everything you need to do before you jet off.

Smiling family in ocean

6 ways to protect your holiday if you book without a travel agent

Did you know that the way in which you book your holiday can have a dramatic effect on whether you're protected if something goes wrong? We show you how to make sure you get to go on your holiday one way or another!

10 things to do before you travel abroad with an allergy

Travelling overseas with an allergy can be a worry, but you can still enjoy a stress and reaction-free holiday. Here's what you can do to keep yourself safe and healthy abroad.

Emigrating? How to prepare your finances for moving overseas

Starting your new life in some far flung corner of the world is both thrilling and daunting in equal measure. Here's how to prepare your finances for the move, wherever you're emigrating to.

Distraught woman at airport

What are my rights if my flight is cancelled because of airport strikes?

We explain everything you need to know about strike actions; from what to do if your flight is cancelled to making a refund claim.

How to avoid Europe's biggest travel rip-offs

Whether you go on holiday to top up your tan or broaden your horizons, make sure that money worries do not get in the way of your trip. We spoke to over 2,000 British travellers to find out the biggest rip-offs so you can avoid them and focus on having a great time.

Should I mix my finances with my partner's?

Find out how mixing your finances with your partner's can affect you, and whether this is a risk worth taking

How to separate your finances from your ex-partner

Breaking up is hard to do; but it can be made even harder when you have a mortgage, debts, or joint accounts with your partner. We take you through what you will need to consider to make the split as smooth as possible.

Diesel or petrol: which is best for you?

We weigh up the pros and cons of both types of fuels to help you decide which will be the most cost efficient for your particular needs.

Car crash: What to do

Our step-by-step accident guide takes you through what to do at the scene of a road accident to help you sort it out as quickly and easily as possible.

Car tax discs: are you about to throw away £1,000?

With just one month until we say goodbye to the car tax disc, could their demise present a golden opportunity? Keeping your old tax discs safe could prove to be an investment for the future!

Sneaky wedding costs to look out for

Keeping track of all the different costs involved in organising a wedding can be tricky, particularly when there are so many hidden expenses that can sneak up on you when you least expect it.

Married couple arguing

Are prenuptial agreements fair or unromantic?

We take a look at when they are a smart idea and whether you should get one if you are tying the knot in the near future.

Newlywed couple sitting on park bench

How will getting married affect your finances?

We all know that tying the knot can affect your day-to-day money management, but exactly what effect does marriage or a civil partnership have on your financial status? We take a look.

8 easy ways to save money on your wedding

The average cost of a wedding is now well over £20,000 but you do not need to spend a small fortune to have the best day ever. Here are eight easy ways you can save money on your wedding without compromising your dream day.

How to pay for your wedding abroad

1 in 5 British couples are getting married abroad to cut costs without sacrificing quality, but many do not realise that they are losing out by overlooking their options when making payments abroad.

Are Christmas Clubs the best way to save?

Christmas Clubs that claim to help you spread the cost of festivities over the course of a year are on the rise. But what are they, how do you choose the right one and are they really the best way to save?

10 ways to save this Christmas

Christmas shopping is not everyone's idea of fun. It can be time-consuming, stressful and very expensive. Use our top 10 Christmas savings tips to avoid blowing your budget.

Happy and young mixed race family with newborn baby.

New parents: What benefits do you get when you have a baby?

Whether you want to stay home to look after your new child or return to work and arrange childcare, any help you can get is worth investigating. Here's a look at what benefits and other help you can find.

Can Short Term Foster Parents Get Financial Help?

If you provide short-term foster care or are considering foster care on a part-time basis this guide outlines what support is available to help you cover the costs.

Where to watch free films and TV online

Watching films and TV shows online can be cheap and convenient, but you could be breaking the law if you use dodgy websites. Here's where you can watch TV and films for free.

Lending to friends? Make sure you get your money back

It can be tempting to help out a friend by lending them money. But the most important thing is to be sure they can repay you. Otherwise, you could end up in financial trouble yourself.

Couple looking at laptop screen

Why hoarding cash at home is bad for your financial health

Just as some of us prefer a hand-written letter to an email, there are people who would rather hide their cash in their mattress than put it in a savings account. We show you how hoarding your cash could mean you are losing out.

7 hard questions you need to ask before going self-employed

Starting a business can be an exciting and stressful adventure, so planning ahead is essential to achieving your business dreams. Here are seven questions you should ask yourself before you begin.

Is it safe to buy from ticket resale sites?

If you are not able to buy tickets direct from the venue, you need to be extremely careful you do not get ripped off. Here is what you need to know.

How to write a budget

Take control of your money and find out what you're spending it on every month. Here is how to draw up a budget to stay on top of your finances.

businesswoman-interview-desk-documents-cv

How to turn a temporary job into a permanent one

Landing a temporary job can be a great way to get some experience and earn a little extra cash in the short term. Here's how to turn your short term job into a permanent arrangement.

Is it ever worth playing the lottery?

We all know the odds are low, but somebody has to win - is it ever worth spending your money on a lottery ticket?

Working from home: how to make your millions in your PJs

Extra comfort, no commute and your boss a safe distance away - working from home sounds great. But do the financial advantages outweigh the drawbacks? We look at if it's right for you.

8 ways to raise money for charity

Finding different ways to raise cash for a good cause can be fun and entertaining, as well as providing your chosen charity with some vital support. Here are 8 ideas for raising money for charity.

Your redundancy rights

If the threat of redundancy is looming over you it is important to know your rights. We explain exactly what you are entitled to if you have been made redundant.

Man inspecting car for scratches

How to carry out a car history check

Buying a second hand car is always a little risky, after all you don't know how well looked after the vehicle has been by its current and any previous owners. Here's how to check your car's history.

How to spend less on entertainment

We show you how to spend less on the things you enjoy doing most, as a hobby, with friends or on your own.

Open palm with broken cigarette

Is giving up smoking the new way to get rich quick?

If you smoke, you're going to be well aware of the health benefits of quitting, but are you fully aware of the difference that giving up smoking can make to your finances?

Woman with shopping bags walks buy homeless man

How the lives of 10 lottery millionaires went disastrously wrong

Every week, millions of people buy lottery tickets in the hope that this week, finally, it will be their turn to win big. But is being a lottery millionaire all it is made out to be? Not according to this sorry bunch...

Woman and young girl looking at laptop

Do you really need an emergency fund?

Saving for a rainy day means you can cover unexpected costs without getting into debt. Here is how to save and how else you can cover emergency costs.

Fertility treatment abroad: can you save money?

The sky high cost of private IVF treatment in the UK might have left you wondering whether you should get fertility treatment abroad. We look at the cost of treatment globally and whether you could be better off elsewhere.

Free fertility treatment: how to play the NHS lottery

If you need fertility treatment and don't have oodles of cash to spare, it's likely you'll have to face the NHS postcode lottery. We explain why the treatment on offer depends on where you live and exactly what you should expect.

Make money by renting out your drive

Renting out an unused garage or driveway can be a great way to make some extra cash. Follow our step-by-step guide to find out how you go about it and avoid any potential pot-holes.

two businessmen using computer

What the Coronavirus Job Retention Scheme means for you

The UK Government has implemented the Coronavirus Job Retention Scheme as part of its measures to combat the economic impact of the coronavirus crisis. This guide explains the ins and outs of the plan.

Brown wallet with cards

Can you get coronavirus from your wallet?

The coronavirus (COVID-19) pandemic has most of us practising social distancing and proper hygiene by washing our hands regularly and disinfecting surfaces in our homes to stem the spread of the virus.

how-to-save-on-your-christmas-dinner

How to save on your Christmas dinner

Christmas is a time of excess but there are still ways to save money. Here's how to enjoy your Christmas dinner this year even if you are on a tight budget.

woman-grocery-shopping

10 ways to cut the cost of your weekly shop

It's one of life's necessities but it is possible to cut the cost of your food shopping bills. Here's how you can do it.

6 steps to not spending money for a week

If you can cut the cost of your regular spending, you can easily boost how much you put away in your savings account. Here is what we recommend.

Little girl wand card machine

How to talk to children about money

Talking to children about money can make it easier for them to understand their finances when they're older. Here's 8 simple steps to get you started.

students-budgeting

Students: 7 steps to saving £50 a month

Living on a budget isn't always easy. But follow these simple steps and you could save some much needed cash each month.

5 easy ways to kick start your finances

Start the year with these 5 simple ways to get your finances fighting fit for the future.