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What is the difference between Visa and MasterCard?

MasterCard and Visa do not issue credit, debit or prepaid cards but they do provide an important service when you spend. Here is what these companies do and how you can decide which one to use.

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How to get a mortgage if you are an older borrower

Getting a mortgage can be more difficult when you get closer to retirement. Here is how to find one whether you want to move house or remortgage your current home.

Should you ever withdraw cash on your credit card?

Credit cards have expensive fees for cash withdrawals and some other transactions. Here is when they are charged and how to keep your costs down.

NHS dentist charges: are you paying too much?

We have to face it; going to the dentist is not cheap. This makes knowing when you are entitled to NHS treatment and how much you should be paying for it all the more important. We explain.

How do joint mortgages work?

You could get a larger mortgage if you buy a home with someone else. Here is everything you need to know about joint mortgages whether you want to buy with your partner, another person or a group.

4 ways to borrow a small amount of money

Sometimes borrowing a small amount can be trickier or more expensive than taking out a larger loan. Here are some of the cheapest ways to borrow if you only need a small sum.

How to get a mortgage with no deposit

Here is how to get on the property ladder as soon as possible with a 100% LTV mortgage or how to get started if you have no deposit. There are several schemes and mortgages that can help whether you are saving for your first home or have owned one before.

What's the best way to cash-in spare change?

Whether you have recently unearthed a mine of coppers from the back of your sofa or have been saving loose change for years, cashing it in can give your wallet a welcome boost. Find out the best way to switch your pennies for pounds.

How does health insurance work?

Private health insurance can pay out for a range of treatments for illnesses and injuries. Here is how it works and what types you can get.

Female driver behind wheel with man in suit

How to insure yourself to drive someone else's car

If you want to drive a car you do not own, you will still need cover in place. Here is how to make sure you are insured to drive someone else's car.

Moving house: change of address checklist

Here is our comprehensive change of address checklist so you can make sure you tell everyone you need to that you have moved house.

What is the new Right to Buy scheme?

A revamped Right to Buy scheme offers council tenants in England up to £77,900 (or £103,900 in London) off the market price of their council home. Here is what you need to know about the scheme.

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