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Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.
Money insights
Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:
What happens when I exceed my personal savings allowance?
With millions of savers about to be liable for tax on their savings accounts, it’s important to understand when you have to pay it.
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How business savings accounts can help SMEs to grow
A savings account isn’t a legal requirement, but it can support your business in the long run.
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Exclusive: How you can get 7% on your savings and a £10 voucher
Santander reveals a market-leading interest rate with its Santander Edge Saver
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People are missing out on extra money as billions added to 0% interest accounts
Latest stats from the Bank of England reveal £2.1 billion was added to 0% interest accounts in June alone.
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Why the interest rate on your savings should leap this month
The base rate has increased by 0.25 percentage points, but savers could see a far larger rise after the FCA launched an action plan to ensure higher interest rates are passed on.
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How to choose the best savings account whatever your financial goals are
Whether you want to save for your first house or a dream holiday, there’s a savings account that will get you there faster.
Read MoreLatest guides
See our most recently published comprehensive guides to money matters across all categories:
How to transfer a child trust fund to a junior ISA
If you want your child’s money to work hard for them you should consider transferring their child trust fund to a junior ISA. We explain why and how to proceed.
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What is a Help to Save account?
If you are on a low income you could benefit from a government-backed scheme called Help to Save that boosts your savings.
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What are Premium Bonds prizes?
Premium bonds are a popular way to save, but unlike other methods of saving, they don’t pay any interest on the money you deposit. Instead, they offer you the chance of winning a prize each month with a maximum value of £1 million.
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Bonds or Savings account?
When you are starting to save, you have several choices about where to put your money. You can save into a traditional savings account or choose a savings bond. We explain the pros and cons of both traditional savings accounts and bonds.
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How can a financial advisor help?
There may be times in your life when it would be helpful to get some personal financial advice. A financial adviser can take an overall look at your finances and recommend different products and services which would be suitable for you. Find out more here.
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Why is my credit score going down?
There are lots of things that can cause a credit score to drop. Here we explain the most common reasons and how to rectify them.
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Research and reports
At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:
Your cost of living questions answered amid Spring Statement fallout
Following Rishi’s Sunak’s announcements in the Spring Statement on rising interest rates, inflation and bills, our personal finance expert, James Andrews answers some of your most coveted questions as Brits face the biggest cost of living crisis thus far.
Read MoreBiggest income squeeze in 50 years: How to navigate the choppy financial waters
UK families are facing the biggest drop to their incomes in nearly 50 years. According to The Resolution Foundation, the typical household income is set to fall by around £1,000 this year, the steepest decline since the mid-1970s.
Read MoreWhat bad financial habits should you be giving up this lent?
Lent this year begins on the 2nd of March and lasts until the 14th of April. Although traditionally a Christian holiday, anyone can take part - with thousands giving up treats like chocolate, wine or takeaways.
Read MoreTrain cancellations: How to claim a refund
Commuters are facing major setbacks this week on rail travel after Storm Dudley wreaked havoc across the UK, causing severe delays and cancellations to rail services. All rail services in Scotland were suspended yesterday due to high winds, power disruptions and fallen trees.
Read MoreInflation rises at record rate: Why has this happened and how does it affect you?
Inflation surged 5.5% in January to its highest rate in 30 years, the Office for National Statistics (ONS) has revealed today. The shocking figure is even higher than the previous record of 5.4%, which was set just the previous month.
Read MoreReal wages fall as inflation outpaces pay increases: Is it time to ask for a pay rise?
Real wages fell by 1.2% at the end of 2021 as shop prices rose faster than salaries, according to the latest figures from the Office for National Statistics (ONS).
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