Our best short-term business vehicle insurance

Short-term or temporary vehicle insurance is an ideal solution for businesses needing short, flexible cover, whether it’s for an hour, a day, several weeks, or anything in between. It offers protection against accidental and malicious damage, covering injury or damage to third parties, and can be tailored to match your specific business needs.

Temporary vehicle insurance offers comprehensive cover.

Here’s what’s included:

• Fully comprehensive insurance on policies lasting from 1 hour to 28 days (excluding impounded vehicles)

• Accidental and malicious damage to your vehicle

• Liability cover for injury or damage to others and their property

• Driving within the UK is standard; in some cases, EU driving with third-party cover is included

Optional extras are available to enhance your cover:

• Legal expenses cover for up to £100,000 to cover legal costs if an accident isn’t your fault

• Excess reduction cover to lower your policy excess to as close as £100 as possible

• The agreed-upon excess you pay in the event of a claim

• Impound release (unless you have a specific policy for impounded vehicles)

• Additional drivers (only the named driver is covered)

• Claims for broken or damaged glass, such as the windscreen

Driving without insurance, be it for business or personal purposes, is illegal, and could leave you in a difficult situation if you have an accident or should the vehicle be damaged. Temporary coverage can be tailored to your specific needs and duration, whether for a few hours or several weeks, giving you flexibility and peace of mind.

Here are some occasions when short-term cover could come in handy: 

• Car: For business trips, conferences, or office visits, temporary business car insurance can be more cost-effective than adjusting a standard policy

• Van: If you need to use your van for work or commuting, business van insurance will be needed

• Courier van: For occasional delivery drivers making local, single, or multi-stop deliveries