Unlimited home insurance

Find insurance that could fully protect your high risk or high value home with unlimited building cover.

  • Get a quote in less than 5 minutes
  • No claim limit on your buildings insurance policy
  • Compare quotes from the leading insurance providers

or click here to find home insurance

Powered By

Compare home insurance from leading providers

You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

Hasting Direct
More than logo
Legal General logo

How to get a home insurance quote


Enter your details

Get personalised home insurance quotes in minutes by providing us with a few details such as name and contact information.


Compare and choose policy

When choosing unlimited house insurance, you should think about the level of cover you need as you may be able to find a policy that offers enough cover to protect your home for a cheaper price.


Apply and insure

Once you have selected the policy that is right for you, just apply and start protecting your property.

Do you need unlimited home insurance?

An unlimited home insurance policy gives you comprehensive protection if you need to make a claim, but you could end up paying more than you need to.

It means there is no claim limit on your buildings insurance policy, so you do not need to worry about how much your claim will cost.

However, you may be able to find a policy that offers enough cover to protect your home for a cheaper price.

Before you look for an unlimited home insurance policy, you should think about the level of cover you need.

house under construction

How much cover you need

Buildings insurance should cover at least the full rebuild value of your home.

This is how much it would cost to rebuild your home from scratch and is not the same as the market value. You can use the ABI rebuild calculator to work it out.

Look at standard buildings insurance policies that offer a cover limit closer to your rebuild value before buying unlimited home insurance.

Most policies set a limit of at least £500,000, so you should only need an unlimited home insurance policy if the rebuild value of your home is more than this.

couple moving house

What is not included

Some home insurance policies offer unlimited cover for your buildings, but not your contents.

Not many home insurers offer unlimited contents insurance cover, so if you want a combined policy you should think about what contents cover you need.

You need to work out how much all of your personal belongings would cost to replace; here is how to go about it.

There are other benefits that may not be included as standard, and will have separate cover limits, including:

You can find out what else is not always included as standard with home insurance here. You may need to add these to your policy at an extra cost.

Should you get unlimited home insurance?

If your home has a high rebuild cost, an unlimited home insurance policy can give you the peace of mind of knowing you are covered whatever the cost of the claim.

It also means your property will continue to be covered if the rebuild value increases, for example if you add an extension to your home.

However, you may get a cheaper deal by choosing a policy with a set claim limit, but make sure it is at least equal to the rebuild value of your home.

Unlimited insurance FAQs

Get home insurance quotes

Compare quotes to protect your home with the right cover.

Explore Home insurance guides

See more guides

man outside working on laptop

How to manage your home insurance policy

Once you have insured your home, you need to keep your cover up to date to make sure it stays valid. Here is how you can manage your home insurance policy.

Read More
2 Scottish houses by a road. One house has a white door and the other has a red door.

What home insurance do you need?

Whether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.

Read More
Empty road through a village, with small houses on either side of the road.

How to insure your second home

If you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.

Read More

Why compare home insurance with money.co.uk?

By comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.

Proud to be award winning

We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.

stevie award
WMA 2021 Logo-768x632
nba logo
logo dma
ecommerce awards

Home Insurance comparison is provided by Confused.com which is a trading name of Inspop.com Limited who are authorised and regulated by the Financial Conduct Authority. Registered office; Greyfriars House, Greyfriars Road, Cardiff, CF10 3AL, registered in England and Wales 03857130. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. By using this system you are also agreeing to our Terms and Conditions and Privacy Policy. money.co.uk is an intermediary and receives a percentage of the commission if you decide to buy through us.

Last updated: 10 March, 2022