Find insurance that could fully protect your high risk or high value home with unlimited building cover.
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When choosing unlimited house insurance, you should think about the level of cover you need as you may be able to find a policy that offers enough cover to protect your home for a cheaper price.
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Once you have selected the policy that is right for you, just apply and start protecting your property.
It means there is no claim limit on your buildings insurance policy, so you do not need to worry about how much your claim will cost.
However, you may be able to find a policy that offers enough cover to protect your home for a cheaper price.
Before you look for an unlimited home insurance policy, you should think about the level of cover you need.
This is how much it would cost to rebuild your home from scratch and is not the same as the market value. You can use the ABI rebuild calculator to work it out.
Look at standard buildings insurance policies that offer a cover limit closer to your rebuild value before buying unlimited home insurance.
Most policies set a limit of at least £500,000, so you should only need an unlimited home insurance policy if the rebuild value of your home is more than this.
Not many home insurers offer unlimited contents insurance cover, so if you want a combined policy you should think about what contents cover you need.
You need to work out how much all of your personal belongings would cost to replace; here is how to go about it.
There are other benefits that may not be included as standard, and will have separate cover limits, including:
Legal expenses cover
You can find out what else is not always included as standard with home insurance here. You may need to add these to your policy at an extra cost.
It also means your property will continue to be covered if the rebuild value increases, for example if you add an extension to your home.
However, you may get a cheaper deal by choosing a policy with a set claim limit, but make sure it is at least equal to the rebuild value of your home.
Compare quotes to protect your home with the right cover.
Once you have insured your home, you need to keep your cover up to date to make sure it stays valid. Here is how you can manage your home insurance policy.
Read MoreWhether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.
Read MoreIf you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.
Read MoreBy comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.
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Last updated: 10 March, 2022