Author

Salman Haqqi

Salman Haqqi

Senior Personal Finance Editor

About the Author

Salman Haqqi’s 10 year career in journalism started out writing for DRUM! Magazine in California, USA, where he interviewed and profiled some of the most famous musicians in the world.

He then worked as a journalist in Pakistan for Dawn and later, Newsline Magazine, reporting on breaking news events and doing investigative stories on current affairs and politics.

Salman moved to the UK to pursue a passion for personal finance and a desire to help people make informed financial decisions, writing for price comparison site, Finder, covering mortgages, loans, credit cards and insurance.

Now as a Personal Finance Editor at money.co.uk, he applies his knowledge of consumer finance, especially loans, credit cards, current accounts and savings accounts, to ensure all of our guides are helpful, relevant and up to date.

Salman is also a money.co.uk spokesperson and regularly gives his expert view on financial issues for local and national press such as The Financial Times, The Sun, and The Evening Standard.

When he’s not working Salman is an avid landscape and wildlife photographer and self-confessed news junkie.

Expertise

  • Credit cards

  • Loans

  • Current accounts

  • Savings accounts

Education

  • BS Journalism & Mass Communications, San Jose State University

Featured in News

Articles by Salman Haqqi

graphic of percentage rate and stack of coins

Bank of England Base Rate 2024 | money.co.uk

The Bank of England base rate influences all loan and mortgage interest rates in the UK. When the BoE increases or decreases the bank rate, interest rates usually follow. The current base rate is 5.25%

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A picture of a person holding a credit card in front of a laptop. The title "Credit card facts and statistics 2023" is written over the top.

Credit Card Statistics 2023 - Credit Card Facts and Stats Report

Click here for the latest UK credit card statistics for 2023, including data on users, usage, transactions, providers, credit scores, crime, and more.

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The best apps for managing your finances

Money.co.uk has put together a useful guide to help you discover the best apps to help you manage your money, from keeping track of your cash, making money and boosting your credit rating.

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How financially literate is the average Brit? header image

Financial Literacy

Do you know your interest rates from your Lifetime ISAs? We surveyed the nation to reveal just how financially literate the average Brit is.

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The most popular fashion brands around the world

Using Google search data, money.co.uk has once again crunched the numbers to discover the most searched-for fashion brand in countries around the globe.

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Christmas Savings

Christmas Savings

Christmas may still seem far away, but with the cost of living crisis threatening to affect many families' usual Christmas traditions, worries about affording Christmas will have already begun in households across the country.

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UK Flack Friday & Cyber Monday spending

UK Black Friday & Cyber Monday spending

As the cost of living crisis continues to grow and eat into consumers' pockets, people are searching for the best deals for the festive season. The Black Friday sales provide a great opportunity for bargain hunters to grab Christmas presents at a lower price.

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Stack of credit cards from different providers

Why do people use credit cards?

Taking out credit can allow you to borrow money for a purchase upfront and pay later (usually with added interest). It can be useful for covering unexpected expenses or large ones such as buying a house. But what are the main reasons that people take out credit?

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image of man holding three different credit cards

Credit card providers

If you’re looking to take out a credit card, you may be overwhelmed by the sheer number of options. The right credit card provider for you depends on your own needs, but which are the best reviewed in the UK?

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Where the world wants to get married

A new study reveals the world’s most searched-for countries for a destination wedding.

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Cost of living report

The cost of living has always been a cause for concern amongst the general public, but recent times have seen prices soar significantly. Personal finance experts at money.co.uk have looked into which areas are hit hardest and how things have changed in the last few years.

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The Best Value BBQ Report meta graphic

The Best Value BBQ Report

Our personal finance team have scoured retailers across the UK to reveal the average cost of a Great British BBQ and which stores to head to for the best value items.

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The most expensive sports stadiums in North America for fans

Now that fans are allowed back into stadiums, sport is well and truly back. But supporting our favourite sports teams isn’t cheap, so which stadiums are the most budget-friendly?

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couple on wedding day

Most popular dates to get married

It seems like there are more weddings than ever before in 2022, as thousands of couples who were forced to postpone their weddings finally get to tie the knot. But which days are the most common?

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World's most loved theatres

money.co.uk has conducted research to find the most love threatres in the world right now.

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Tax-free shopping

Tax-free shopping is a great way to pick up luxury items for less. Now that the UK has officially left the European Union, Brits can benefit more than ever before.

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Cashless Countries Europe Edition

Following the contact-free payment increase during the coronavirus pandemic, plus the recent announcement that old-school £20 and £50 notes will be obsolete by September 30th 2022, bank notes and coins are continuing to be phased out

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How To Get A Mortgage If You Are An Older Borrower In 2024 | money.co.uk

Getting a mortgage can be more difficult when you get closer to retirement. Here is how to find one whether you want to move house or remortgage your current home.

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Michelin star guide

For over a century, the Michelin Guide has been the gold standard when it comes to fine dining excellence. But which Michelin star holding restaurants are the best of the best, and which offer the best value for money?

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The world's best airports revealed

As airports start to welcome travellers back through their gates, our travel experts reveal the best airports for holidaymakers?

Read the Airport report

Natural Beauty Report

The world can be a remarkable place and is home to some truly breathtaking sights and scenic landscapes. But which countries around the world can claim the most of these natural wonders?

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The Real Cost of Childcare Around the World

The real cost of childcare around the world

Money.co.uk reveals the cost of childcare around the world.

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Image of a white dog with writing 'most popular dog breeds over time'.

The most popular dog breeds over time

The popularity of different dog breeds changes from year to year, from Pugs to Labradors. Find out which dog breed comes out on top in our lastest study.

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The best value celebrity-owned alcohol

With so many famous faces creating their own line of alcohol, the personal finance experts at money.co.uk have revealed which one is the best value.

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Top 10 Warren Buffett Quotes on Investments

When it comes to investing, we could take a little inspiration from stock market legend, Warren Buffet. We've rounded up Warren Buffett's top 10 quotes to help you share some of that wealth of knowledge.

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A photo of home under renovation.

The Renovation Nation Report

Where is the best place to buy a property to renovate? Money.co.uk has analysed everything from prices to planning permission approval rates to reveal England’s best renovation location.

Read the Renovation Nation Report
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What are rotating savings and credit associations?

Find out how these informal savings and lending schemes work and what to think about before you choose to take part in one.

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10 ways to get your Christmas shopping for free

Christmas can be an expensive time of year, but luckily there are ways to save money. Here's how to get your Christmas shopping for free.

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Collection of £1 coins

What is capital gains tax?

Find out what you pay CGT on, when you pay it, how much you have to pay and how to make sure you don't pay any more than you have to.

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How new pension and annuity rules affect you

Here is where you can find the latest pension and annuity changes in the UK and how they will affect your retirement.

Find out more on the new pension and annuity rules

How to prepare for redundancy

The possibility of redundancy is something most workers fear. But preparing for the worst and knowing your rights beforehand, can go a long way in helping you get through the tough times.

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Worried woman on phone

How do I get my money back if a company goes bust?

There are legal rights in place for consumers if a business closes down. Find out what they are and how they protect you and your money.

Who you need to call first
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Most popular celebrity fashion icons

Using Google search data, Money.co.uk have revealed the most popular celebrity fashion icons in (nearly) every country in the world.

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Dirty Delivery Meta Header Image

The Dirty Delivery Report 2021

The consumer spending experts at money.co.uk reveal the carbon cost of online shopping.

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Most searched fashion brands

The most popular fashion brands around the world

The consumer spending experts at money.co.uk have analysed Google search data from around the globe to reveal the world's most popular fashion brands.

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Loans for Peer to peer lending March 2024

Peer to peer lending is also known as P2P or crowdfunding. It matches savers wanting a high return with borrowers needing a low interest rate. Peer to peer is closer to investing than it is to saving.

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What is Universal Credit?

The government are rolling out a host of changes to the benefit system centred on a Universal Credit that incorporates a host of existing benefits. Here's how the plans could affect your finances.

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Should I Use My Savings To Pay Off My Mortgage? | money.co.uk

We weigh the pros and cons of using your savings to clear your mortgage.

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The world's most mindful national parks revealed

Discover the best open space to get away from the stresses of modern life for the perfect tonic for your mental health.

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Smartphone apps that can help you save money

Whether it's setting budgets, monitoring your spending, or saving money, these apps can help you keep track of your finances and help you reach your financial goals.

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The World of Wine Report

The World of Wine Report

The investment experts at money.co.uk have delved into the world of wine to find out everything from which countries are the biggest wine exporters, and how much wine is drunk per person per year, to the most Instagrammable vineyards and things to look out for if you’re considering investing in wine.

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Furry Destroyers

The home insurance experts at money.co.uk have scoured pet forums to work out the most destructive breeds of all.

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A picture of an LGBTQ+ flag with a crowd of people.

LGBTQ+ Retirement Index

The pensions experts at money.co.uk rank the most LGBTQ+ friendly retirement destinations in Europe and the US, according to how progressive the laws and legislation are. 

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Money.co.uk reveals the UK brands which have been worst affected by data breaches over the last 20 years.

Breached Brands

Money.co.uk reveals which UK eCommerce, retail and technology brands have suffered the worst data breaches and how many people were affected over the last 20 years.

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Father;s day 2021

Best rated subscription boxes for Father's Day

With Father's Day just around the corner, the personal finance experts at money.co.uk have taken a look at how much Brits are set to spend this year, following a year of social restrictions and virtual celebrations.

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Luxury Fashion Index

We delve into the world of luxury goods to discover the cost of iconic fashion around the world.

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Pubs to people

The consumer spending experts at money.co.uk have studied government data to discover which area in the UK has the best pub to people ratio.

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A picture of a dog with a title which reads: Dog Theft Hotspots. Which area in the UK suffers the most from dog thefts?

Dog Theft Hotspots

Money.co.uk requested information from police forces up and down the country on the number of dog thefts people have reported in the last five years, as well as which types of dog were most commonly stolen.

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From plants to profits: How to turn your houseplant obsession into a lucrative investment

House plants have grown massively in popularity, and are almost a staple in a millenial living room. Money.co.uk researched the most in demand houseplants and discovered which ones can make you a great profit in the long run.

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Princess Diana's diamonds still UK No. 1

Research from money.co.uk has revealed that Princess Diana's engagement ring style is still the most sought after, in their 2021 study of the most popular engagement rings.

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T-day sees Brits rush to move credit card debts

Monday will see so many Brits rush to transfer their credit card balances, that money experts have dubbed it Balance Transfer Day.

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Managing your debt during the pandemic

To help ease some of your worries there are some things you can do to prepare for the financial uncertainty and take steps to manage your debt.

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How much could the I'm a Celebrity 2020 cast make through Instagram?

With I’m a Celebrity Get Me Out of Here returning to our screens this month, money.co.uk analysed the campmates' social profiles to discover how much money they could earn through Instagram and their earning potential following the shows final.

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Bird eye view of houses

The Age of the First Time Buyer | Money.co.uk

We take a look at the average age of a first time buyer across 25 countries, and the average price of the property available to buy there.

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Monday will see so many Brits rush to transfer their credit card balances, that money experts have dubbed it Balance Transfer Day.

Online shopping this Black Friday is expected to break records but at what cost to the environment? The personal finance experts at money.co.uk have investigated how much CO2 could be produced by the millions of packages that will be delivered across the country.

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A graphic showing shopping bags, a delivery driver and a title which reads: The Dirty Delivery Report.

The Dirty Delivery Report

As online shopping sales continue to rise, the experts at money.co.uk have investigated the environmental impact of delivery companies across the UK.

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Screen time salary calculator

How much time do you spend, in £'s on you mobile compared to the average in your area

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New parents forced to go back to work early because they can't afford time off

Press release | A new study from money.co.uk has revealed that forty percent of new parents are forced to cut short their maternity leave because they can’t afford the time off.

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The Most Searched-For Male Grooming Questions of 2020

Our personal finance experts analysed 5,300 UK Google searches to find out what’s on the minds of UK men when it comes to skincare and grooming.

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Black Friday graphic

What to buy on Black Friday

If you want to cash in on the Black Friday savings, it's important to have a plan. Knowing what to buy could help you save hundreds of pounds.

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How to get ready for Black Friday and Cyber Monday 2020

Waiting for Black Friday to get a jump on your Christmas shopping? This guide can help you prepare and avoid the chaos by shopping like a pro.

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Photo of a woman taking a photo of a cake.

How much could bake-off contestants have made through Instagram?

With The Great British Bake Off returning to our screens this Autumn, the personal finance experts at money.co.uk have investigated how much previous and this year's contestants could earn with their increased social following.

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Save money on your car insurance with these industry hacks

As drivers get back behind the wheel, these tricks could save you £100’s

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money.co.uk | Employment rate at a 10-year low

Amid the impact that the Coronavirus has had on the UK economy, the Employment rate is at a 10-year low. Money.co.uk has commented on the effect this could have on people's mental health.

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Press release | Renovation Nation

With most of the nation stuck indoors due to lockdown restrictions, homeowners across the UK are investing in lockdown makeovers, money.co.uk reveals new research.

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The 2020 Renovation Nation Report reveals which areas of their properties homeowners have been upgrading under lockdown

With lockdown restrictions keeping most of us indoors, homeowners have been busy upgrading their homes to make them more comfortable and usable while working from home. Some have used personal loans, money from their holiday fund or have remortgaged to fund the renovations.

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Exclusive comparison site deal for businesses from Capital on Tap

Business credit card provider, Capital on Tap, is offering a comparison site exclusive to new customers through money.co.uk.

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'this store is now closed' sign on door sprayed with white paint illustrating economic down turn on British high street

What will the future hold for the great British high street?

With effects of COVID-19 restrictions impacting the high street, our consumer spending experts predict what the future of the high street could look like

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Press Release | Safecation; The new post-lockdown staycation

As more Brits plan on taking a staycation than ever before*, the consumer spending experts at money.co.uk have created the 2020 Safecation Report, which identifies the best locations in the UK for a socially distanced holiday.

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Amazon Prime Day 2019: 6 tips for getting the best deals

Looking for a bargain on your next electronics purchase? Follow these tips and you could save big on Amazon's biggest shopping event of the year.

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Man at desk working on laptop going over paperwork

Should You Get A Fixed, Tracker Or Variable Rate Mortgage? | money.co.uk

Choosing a mortgage with the right type of interest rate can save you money and make sure you get a deal you can afford. Here are the differences between fixed, variable, tracker and capped mortgages.

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Degree valuation calculator

What's the true value of a university degree and does having one impact on future earnings and happiness? The experts at money.co.uk have investigated and created a degree valuation calculator to reveal the results

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money.co.uk comments: StepChange household debt warning

StepChange has revealed the extent of debt that UK households are experiencing as a result of Covid-19. Money.co.uk comments on these concerns.

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Childhood Dream Job Calculator

Discover what you’d be earning now if you’d pursued your childhood dream job with money.co.uk’s Dream Job Calculator. Would you be better off? Find out here.

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Guide for employees returning to work (press centre)

Across the country offices and workplaces that have been closed for months are slowly starting to re-open their doors and welcome back employees following the Covid-19 lockdown. Money.co.uk has provided guidance for employees going back.

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Tips for employers on returning to work post-lockdown

Following the coronavirus lockdown, we are starting to gradually head back to normality, with many employees are set to start returning to work from the 15th of June. Money.co.uk has offered tips for employers on how to do so safely and effectively.

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money.co.uk Comments: Dealing with financial anxiety during a pandemic

Coronavirus has caused many of us increased money worries due to a reduction in income and job security concerns. money.co.uk comments on financial anxiety and gives tips on how to cope with it during a pandemic.

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money.co.uk comment: UK Finance household review

UK Finance Household Review is reflecting on turbulent start to the first 3 months of the year- money.co.uk comments on these findings

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Revealed: The UK's post-lockdown priorities revealed

As lockdown measures start to ease, the money.co.uk is looking ahead to reveal the first things Brits will do when the restrictions on day-to-day life are fully lifted.

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The cost of taking a mortgage payment extension holiday revealed

Millions of homeowners have taken advantage of the government's mortgage holiday scheme, money.co.uk reveals the long term costs of taking a mortgage payment holiday

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Mortgage repayment holidays extension

The government’s mortgage holiday extension is welcome relief for homeowners who had their income affected by the COVID-19 crisis. Money.co.uk has commented further on the scheme

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Press Release | ONE IN TEN COUPLES ARE PLANNING FOR A JANUARY PATTER OF TINY FEET

One in ten UK couples say lockdown has led them to plan a new baby, a national study* has revealed. Those most likely to plan for a lockdown baby live in London (18%), the North-east (18%) and Yorkshire & The Humber (14%), according to research by financial comparison experts money.co.uk.

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Illustration of two couples. One with a baby in their arms and one with a pram and a dog.

Shared parental leave calculator

If you're a parent or a parent to be, it is important to work out your finances to see what maternity, paternity, or shared parental leave pay you may be entitled to. Use our shared parental leave calculator to find out how much time you can afford to take off based on your financial situation.

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Car buying during COVID-19

Are you thinking of buying a new vehicle or are you worried about owning a car during the COVID-19 crisis? Salman Haqqi, personal finance expert at money.co.uk answers the key questions motorists may have

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Brits feel blue about post-lockdown travel

The reality of coronavirus has meant that for many in the UK, upcoming holiday plans have been postponed or cancelled entirely. New figures show that 85% are concerned about fear, anxiety and worries about safety.

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Staying home helps the nation save £396 since the start of lockdown

With much of the country officially closed for business, stay home Brits have used the nationwide lockdown to save on average £396 in the last six weeks. Money.co.uk reveals full data and comments further.

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Graphic of 2020 Key Worker Nation Report

2020 Key Worker Nation Report

The 2020 Key Worker Nation report reveals the most popular key worker roles in the UK.

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Currency in colour: a visual guide to 157 banknotes around the world

We analysed 157 of the world's banknotes currently in circulation, looking at their colour, characters, buildings and animals to discover the DNA of our world currency

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The UK’s best deals for all key workers revealed

The personal finance experts at money.co.uk have searched the internet and found the best deals available to ALL essential workers in our key worker discount database.

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Ban on credit card use for gambling

As the Gambling Commission announces a new ban (due to come into effect in April 2020) on using credit cards for gambling, money.co.uk comments

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Money.co.uk comment on the debt holiday scheme

Money.co.uk's comments on the debt holiday scheme - updated following confirmation by FCA of measures being approved

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Brown wallet with cards

Can you get coronavirus from your wallet?

The coronavirus (COVID-19) pandemic has most of us practising social distancing and proper hygiene by washing our hands regularly and disinfecting surfaces in our homes to stem the spread of the virus.

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Debenhams administration comment

With the effects of coronavirus hitting the high street ,money.co.uk comments on the collapse of Debenhams

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National Price Hike Day | The UK just got £4 billion more expensive

It is National Price Hike Day in the UK on April 1st - and the cost of living is set to spiral upwards by £1581 this year for every UK household, as Brits are set to be hit with a raft of inflation.

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woman in cafe working on laptop

What small businesses need to know to survive during the COVID-19 outbreak

The government has rolled out an unprecedented package of relief measures for businesses and individuals in the wake of the coronavirus pandemic. This guide will help find the resources that could be helpful for your business.

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Coronavirus guides and news

Here is a collection of guides and news to help you with your money related question during the coronavirus outbreak.

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National Price Hike Day 2019 - report from money.co.uk

As household bills are set to increase on 01/04/2020, money.co.uk unveils its annual National Price Hike Day Report. Read on for more

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smiling female freelancer working at home

Coronavirus: Working from home

Working from home has quickly become a new reality for many office-based workers in the UK. In this new climate it's useful to know what rights you are entitled to as a home worker and what impact the COVID-19 outbreak will have on your finances.

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FCO advises against all foreign travel

As the Foreign and Commonwealth Office changes its advice to recommend against all but essential travel abroad, money.co.uk comments on how that impacts on travel insurance.

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What to do if you are affected by Trump's travel ban on Europe

As America closes its doors to travellers from 26 European countries to slow the spread of coronavirus, money.co.uk comments:

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