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Contents insurance for renters
With renters' insurance, UK providers can cover your contents and protect your belongings. Get quotes in minutes and you could pay £64.75 or less for contents insurance*
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- Find renters insurance that suits you
- Compare quotes from up to 65 providers
or click here to find contents insurance
Compare home contents insurance from up to 65 leading providers
You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons
How to get a home insurance quote
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Do you need contents insurance for renters?
Yes, even if you do not own your home, you should get tenants' insurance, UK wide, to protect your belongings. This can be especially valuable if you have furnished the property yourself.
Insurance for renters will protect your contents against theft, loss or damage while you are living in your rented home.
Get as many online quotes as possible, so you can find the cover you need at the cheapest price.
If you are a landlord, you can compare landlord contents insurance here.
How much is renters' insurance
UK providers charge, on average, £135, according to the Association of British Insurers (ABI). But the price of your contents insurance will vary depending on:
Your level of cover, e.g. accidental damage sometimes costs more
The value of things you want to insure
Your address, e.g. postcodes with a high crime rate usually cost more
The security at your rented home, e.g. burglar alarms can reduce your premium
If you have a no claims discount
Paying for your policy in full can help save you money, as insurers charge interest for paying monthly. You can also save if you buy online.
What cover should you get?
Work out how much your belongings are worth, then compare online quotes to get the policy you need at the cheapest price.
Check the maximum contents cover in this comparison, to find a policy that offers protection for all of your belongings. You should also consider:
| Personal possessions cover | This protects things like jewellery and gadgets, while they are away from your home. Check the cover per valuable is enough to replace the most expensive item you own. |
| New for old cover | This provides a brand new replacement if your contents are damaged, lost or stolen. If the exact item is not available, your insurer will pay for you to get a similar model of the same value. |
| Tenants' liability | This covers repair or replacement costs if you accidentally damage your rental property, e.g. you spill wine on the carpet. Most renters policies include this as standard, but check your documents to be sure. |
Contents insurance for renters FAQs
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Read MoreWhy compare home insurance with money.co.uk?
By comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.
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Last updated: 09 March 2022