Keep your property and outbuildings safe as houses: get quotes in minutes and you could pay £104.29 or less for building insurance*
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*51% of customers received a quote of £104.29 or less for Buildings insurance between July and September 2020, when using our journey via Confused.com
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Last updated: 1 May 2022
Work out how much cover you need
Think about whether you need a non standard policy
Look for the right policy at the best price
Find a limit that matches your rebuild value, but avoid paying for more cover than you need.
Find out how to work out the rebuild value of your home here
Having the right building insurance policy in place can cover the costs of repairing it, even if your home needs to be rebuilt from scratch.
To find the right building cover for your home, you should:
Determine how much cover you need
Think about whether you need a specialist or non-standard policy
Look for the right policy at the best price
Most insurance companies offer a set claims limit. This usually starts at £500,000 although some policies may offer an unlimited claim value.
Find a limit that matches your property’s rebuild value and stick to that. There’s no sense in paying for more cover than you need.
Find out how to determine the rebuild value of your home here.
Your cover should be at least equal to the rebuild value of your home. This is how much it would cost to rebuild your home and is not the same as its market value.
Some properties need more cover than others. You may need a specific policy if you live in a:
Thatched home. This is because a thatched roof is more prone to fire and can be expensive to repair
Property with a flat roof. A flat roof is more susceptible to damage and gives thieves easier access to your property
Listed property. These are usually hundreds of years old and the limitations and rules around them mean they can cost more to repair and restore than standard homes
High-net-worth property. These usually have high rebuild values
Large property. Some policies only cover homes with up to six bedrooms. Our comparison shows how many bedrooms each insurer can cover
Here’s how to find home insurance if you have a non-standard home.
Compare quotes to protect your home with the right cover.
Once you have insured your home, you need to keep your cover up to date to make sure it stays valid. Here is how you can manage your home insurance policy.
Read MoreWhether you live in a flat or a mansion, getting the right home insurance policy is essential. Here is how to find the best cover for your property.
Read MoreIf you own a second home in the UK, you may need specific home insurance to protect it. Here is how to cover your second home.
Read MoreBy comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.
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Home Insurance comparison is provided by Confused.com which is a trading name of Inspop.com Limited who are authorised and regulated by the Financial Conduct Authority. Registered office; Greyfriars House, Greyfriars Road, Cardiff, CF10 3AL, registered in England and Wales 03857130. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. By using this system you are also agreeing to our Terms and Conditions and Privacy Policy. money.co.uk is an intermediary and receives a percentage of the commission if you decide to buy through us.
Last updated: 9 March, 2022