Compare the best building insurance

Keep your property and outbuildings safe as houses: get quotes in minutes and you could pay £104.29 or less for building insurance*

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  • Pay £104.29 or less for buildings insurance*

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Compare home insurance from more than 60 UK companies

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*51% of customers received a quote of £104.29 or less for Buildings insurance between July and September 2020, when using our journey via

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Last updated: 1 May 2022

How to get the right buildings insurance

To find the right buildings cover for your home:

  • Work out how much cover you need

  • Think about whether you need a non standard policy

  • Look for the right policy at the best price

Work out how much cover you need

Most insurance companies offer a set claims limit between £500,000 and unlimited.

Find a limit that matches your rebuild value, but avoid paying for more cover than you need.

Find out how to work out the rebuild value of your home here

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Having the right building insurance policy in place can cover the costs of repairing it, even if your home needs to be rebuilt from scratch.

How do I get the right building insurance?

To find the right building cover for your home, you should:

  • Determine how much cover you need

  • Think about whether you need a specialist or non-standard policy

  • Look for the right policy at the best price

Work out how much cover you need

Most insurance companies offer a set claims limit. This usually starts at £500,000 although some policies may offer an unlimited claim value.

Find a limit that matches your property’s rebuild value and stick to that. There’s no sense in paying for more cover than you need.

Find out how to determine the rebuild value of your home here.

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Your cover should be at least equal to the rebuild value of your home. This is how much it would cost to rebuild your home and is not the same as its market value.

Think about a specialist policy

Some properties need more cover than others. You may need a specific policy if you live in a:

  • Thatched home. This is because a thatched roof is more prone to fire and can be expensive to repair

  • Property with a flat roof. A flat roof is more susceptible to damage and gives thieves easier access to your property

  • Listed property. These are usually hundreds of years old and the limitations and rules around them mean they can cost more to repair and restore than standard homes

  • High-net-worth property. These usually have high rebuild values

  • Large property. Some policies only cover homes with up to six bedrooms. Our comparison shows how many bedrooms each insurer can cover

Here’s how to find home insurance if you have a non-standard home.

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Why compare home insurance with

By comparing home insurance, you could save money on the policy. The best value Home insurance will offer the cover to your home and content. Choose a cover plan from the best UK home insurance companies and see the online discounts they offer.

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Last updated: 9 March, 2022