Our credit card guides can help you decide which is the best type of card for your needs, be it a balance transfer, purchase, cashback or reward card. We also explain the legal protection available.
Your credit limit affects how much you can borrow on a credit card. We look at what a credit limit is and the factors credit card providers consider when setting them.
Read MoreIt's easy to apply for a credit card. But how can you increase your chances of getting your credit card application approved?
Read MoreThe number of credit cards you should have will depend on how you use them. Here, we weigh up the pros and cons of having multiple credit cards.
Read MoreA step-by-step guide to the best strategies for paying off your credit card and clearing your debts quickly.
Read MoreYou can transfer a balance from one person's credit card to another. But taking on someone else's debt can be risky.
Read MoreWhat happens if you're late to a payment, or miss one entirely, and how long you have to fix it before the cost start piling up
Read MoreRising interest rates mean it’s possible to get free cash out of your credit card for the first time since before the financial crisis - but you might need to act quickly to take advantage.
Read MoreThe average credit card holder can make themselves £767.63 better off in 2023 if they move to the right deal - but most aren’t planning to.
What to checkMore than 5 in 6 shop purchases are now carried out by card, the British Retail Consortium has found - how to make money from yours
Read MoreIt is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.
Read MoreA student credit card could be useful in emergencies and help you build your credit record, but they can be expensive. Here's how to find the right student credit card and use it wisely.
Read MoreYou could earn free flights just by spending on an air miles credit card. Here is how they work and how to pick the right card.
Read MoreWhen it comes to credit cards vs. debit cards, is one better than the other? Each has its advantages, so it's useful to know when to use one over the other.
Read MoreIf you want a new credit card, here is exactly what you need to do to apply for it.
Read more about money transfer credit cardsApplying for a store card at your favourite shop might bag you a discount, but there could be a cheaper option. Here's how store cards work and what they cost.
Read MoreBalance transfer credit cards allow you to move debt from one card to another. The new card may have 0% interest rate, so you can clear your debt quicker.
Read MoreIf you want to find the cheapest travel credit card to use on holiday this year, it is important to compare as many as possible to find the best one.
Read MoreYou can get rewards like shopping vouchers for just spending on some credit cards. Here is how they work and how to choose a card with the rewards you want.
Read MoreIf you run a business or make purchases for the company you work for, a credit card could be the best way to spend. Here's what you need to know about business credit cards.
Read MoreIf you pay off your credit card every month you could make a profit on your spending with a cashback card. Here is how to pick a card and maximise what you earn.
Read MoreHere are the credit card charges you need to know about and how to avoid them.
Read MoreChoosing the right type of credit card could save you money in interest, earn you rewards or help you get accepted. Here is how to pick the right one and where to find it.
Read MoreFind out which credit cards could accept you with our eligibility checker
Read MoreYou can use a credit card for cash withdrawals, but they come with expensive fees. Here is when they are charged and how to keep your costs down.
Read MoreIt can take up to 10 working days for your credit card to arrive in the post. But you may be approved for the card on the same day you apply.
Read MoreWhen you spend money on your credit card you get extra consumer protection on your purchases. Find out more about Section 75 of the Consumer Credit Act and how it can provide you with additional peace of mind.
The free refund rights that come with your cardHere is how to prepare yourself for your first credit card application.
Read MoreMasterCard and Visa work very similarly to one another. They are payment networks, which process payments when you spend using your credit, debit or prepaid card.
Read MoreIf you want to borrow a small sum of cash to repay a debt, or clear an overdraft, you can use a money transfer credit card to move cash into your current account.
Read more about transfering money from a credit cardBorrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.
Read More0% credit cards do not charge you interest on your purchases for a set period of time. They're commonly used for buying big, expensive products so you can spread out the cost.
More on using a credit card for interest free purchasesIf you want a new credit card, here is exactly what you need to do to find the best deal for you and apply for it.
Read MoreYou can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.
Read MoreYou can use credit cards abroad, but it's not as simple or as cheap as using them in the UK. Here is what you need to know before using your credit card overseas.
Read MoreIt seems the simpler it is to spend, the easier it is to fall foul of perils that can result in you losing out. Here we take a look at some of the hazards of spending with plastic.
Read MoreYou can’t just borrow money and not pay it back. But while writing off your debts for free is not an option, there is help available if you’re struggling to pay back what you owe.
Read MoreThere are a number of reasons you might want to cancel a credit card. Find out how to go about closing your account and what to watch out for.
Read MoreFee-free balance transfer credit cards let you move existing card debt to a new credit card without paying a fee. Find out whether this type of plastic could work for you.
Read MoreThe right credit card could give you an upgrade on your flight, cheaper tickets or even a hotel stay for you and your family. Find out how a credit card with air miles could benefit you.
How air miles credit cards workAn IVA, or individual voluntary arrangement, is a legally binding agreement between you and any company to whom you are in debt. It sets out how and when you will pay back what is owed.
Read MoreFind out what your rights are if you fall behind with debt payments and what creditors are entitled to do to get their money back.
Read MoreOur personal finance experts show the history of contactless payments and sieve through the fiction and facts to debunk seven common myths around contactless payments.
Read MoreWith Father's Day just around the corner, the personal finance experts at money.co.uk have taken a look at how much Brits are set to spend this year, following a year of social restrictions and virtual celebrations.
Read MoreIf you want to cash in on the Black Friday savings, it's important to have a plan. Knowing what to buy could help you save hundreds of pounds.
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