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Compare loans for bad credit

Compare these loans that could be available even if you have a poor credit history or bad credit rating.

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1

Check your eligibility

Answer a few quick questions. This will not impact your credit score.

2

Compare personalised loans

See the exact amount you’ll need to pay each month. No estimates.

3

Apply online

You could get your money within hours. Complete your application on the lender’s website.

See the interest rate you’re eligible for before you apply

With real interest rates you'll see exactly how much you’ll need to pay each month. And which lenders will pre-approve your application before you apply.

4 results found, sorted by lowest total amount payable. Find out more about how our calculator works and how we order our comparisons. Commission earned affects the table's sort order.
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£
years
Monevo Personal Loan
Loan type
Personal
Representative APR
18.5% APR
Total payable
£14,942.40
Monevo is a credit broker and not a lender.
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 18.5% per annum would result in a representative rate of 18.5% APR, monthly repayments of £249.04 false and a total amount repayable of £14,942.40.
Eligibility
Credit rating acceptedpoor
Guarantor requiredfalse
Maximum AgeUnlimited
Minimum Age18 years
Minimum income£7,000
UK Resident
Guarantormyloan Homeowner Loan
Loan type
Guarantor
Representative APR
29.0% APR
Total payable
£17,871.00
Both applicant and guarantor must be homeowners.
You must be a homeowner to apply for this loan.
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 29.0% per annum would result in a representative rate of 29.0% APR, monthly repayments of £297.85 plus an arrangement fee of £870.00, and a total amount repayable of £18,741.00.
Eligibility
Credit rating acceptedpoor
Guarantor required
Minimum Age18 years
UK Resident
Guarantormyloan Guarantor Loan
Loan type
Guarantor
Representative APR
48.9% APR
Total payable
£23,442.00
If you make 12 repayments in full & on time you will get a cash back reward equivalent to one repayment.
Guarantor must be a homeowner aged 21 to 75 years old.
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 48.9% per annum would result in a representative rate of 48.9% APR, monthly repayments of £390.70 false and a total amount repayable of £23,442.00.
Eligibility
Credit rating acceptedpoor
Guarantor required
Minimum Age18 years
UK Resident
Everydayloans Personal Loan
Loan type
Personal
Representative APR
99.9% APR
Total payable
£36,804.60
No effect on your credit rating on initial application. No fees or charges. T&Cs apply.
Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 99.9% per annum would result in a representative rate of 99.9% APR, monthly repayments of £613.41 false and a total amount repayable of £36,804.60.
Eligibility
Credit rating acceptedpoor
Guarantor requiredfalse
Minimum Age21 years
Minimum income£15,000
UK Resident

We are classed as a credit broker for consumer credit, not a lender.

Our services are provided at no cost to you. We may receive a commission from the companies we refer you to, but this does not affect what you will pay for the product you choose.

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