Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Latest guides

See our most recently published comprehensive guides to money matters across all categories:

How to deal with defaults on your debt

If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next

What to do after a default

What are Premium Bonds prizes?

Premium bonds are a popular way to save, but unlike other methods of saving, they don’t pay any interest on the money you deposit.

ISA or Savings Account: Which option is best for you?

You could be forgiven for thinking there’s no real difference between a cash ISA and a standard savings account. But even if they look and work in a similar way, ISAs have qualities that set them apart, as we explain here.

How to transfer a child trust fund to a junior ISA

If you want your child’s money to work hard for them you should consider transferring their child trust fund to a junior ISA. We explain why and how to proceed.

Why is my credit score going down?

There are lots of things that can cause a credit score to drop. Here we explain the most common reasons and how to rectify them.

Bonds or Savings account?

When you are starting to save, you have several choices about where to put your money. You can save into a traditional savings account or choose a savings bond. We explain the pros and cons of both traditional savings accounts and bonds.