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Finance guides

Our finance guides provide answers to frequently asked questions and in-depth information on complex financial issues whether mortgages, loans, credit cards or travel money is your current topic.

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Credit cards

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Mortgages

Prepaid cards

Savings

Students

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Woman holding a credit card while using a laptop

What are prepaid cards?

You can use a prepaid card to buy things online or in person, and you could get one without a credit check. Here is how they work and how to get one.

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How to understand credit card charges

Here are the credit card charges you need to know about and how to avoid them.

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A picture of a man holding a credit card next to a laptop and phone

How to get accepted for a credit card

Here is how to improve your chances of getting accepted for a credit card.

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How to get your first credit card

Here is how to prepare yourself for your first credit card application.

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Stacks of coins representing savings

What's the best place for your money?

Knowing what to do with savings can be difficult, especially when rates are so low. Here is what you can do if you have money to invest.

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How a stocks and shares ISA works

If you are not put off by risk you could get a higher interest return by using your ISA allowance to invest in stocks and shares. Here is how a stocks and shares ISA works.

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Bank sign over entrance door

The unbanked: What it's like not to have a bank account

Even in today's world, thousands of people in the UK don't have a bank account. This article delves into the reasons behind that, the struggles people face as a consequence of that, as well as tips on how to get a bank account if you're having trouble being accepted for one.

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black family surrounded by moving boxes enjoying time together in new home

A complete guide to mortgages

Choosing the right mortgage will help you buy a home and could save you thousands of pounds. Here is everything you need to know to find the right one for you.

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How to apply for a loan

You can apply for a loan online, by phone, by post or in branch, depending on the lender. Here's how the loan application process works and what you need to do.

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A beginner's guide to loans

Exactly what is a loan? What can you use it for and how do you get one? Find answers to all your questions about loans here.

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The ultimate student finance guide for freshers

If you are heading to university this autumn, here is how to make sure you can afford to have fun rather than worrying about the pennies.

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