Investment ISAs are less secure than cash ISAs, so you need to make sure you understand the risks before investing.

| An Annual Management Charge (AMC) of 1.2% applies. This charge is collected automatically from your ISA. |
| Permanent UK Resident | |
| Minimum Initial Deposit | £1,000 |
| Minimum Monthly Investment | £50 |
| Minimum Lump Sum Stocks & Shares ISA Investment | £1,000 |

| Annual charges for holding funds (unit trusts and OEICs) including in the Funds & Share account, are applied to each underlying account (excluding JISA and LISA) separately. It is tiered within bands as shown in the table below:- Tiers : Charge £0 - £250,000 0.35% The next £250,000 to £1million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% LISA Tiers : Charge £0 - £1 million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% JISA: Charge Annual charge for holding funds 0% There are also annual charges for holding shares, investment trusts, ETFs, VCTs, gilts and corporate bonds:- Product Wrapper Charge Fund & Share Account 0.35% (Max £150 per annum) ISA 0.35% (Max £150 per annum) SIPP 0.35% (Max £150 per annum) Junior ISA: no charge LISA: 0.25% (Max £45 per annum) This will be charged individually to each wrapper. Charges for holding shares do not apply to shares held in Hargreaves Lansdown plc. |
| Permanent UK Resident | |
| Minimum Initial Deposit | £100 |
| Minimum Monthly Investment | £25 |
| Minimum Lump Sum Stocks & Shares ISA Investment | £100 |

| 0.45% platform fee, £1 monthly fee (waived for first 3 months and those with over £5k across a Cash ISA/Simple Saver), 0.45% currency conversion fee for US stocks trading |
| Permanent UK Resident | |
| Minimum Initial Deposit | £1 |
| Minimum Monthly Investment | £1 |
| Minimum Lump Sum Stocks & Shares ISA Investment | £1 |