Compare instant and easy access savings accounts
Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
297 results found, sorted by partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
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Boost your savings: Use code GETCHIP in the Chip app. T&Cs apply. £1 min deposit.
Clearbank - Chip Easy Access Saver
Account type
Easy access
Open with
Any amount
Interest rate
4.76% AER variable inc. 1.2% fixed bonus for 12 months
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
If more than 3 withdrawals are made in each 12 month period from account opening, the underlying interest rate will reduce. The withdrawal period resets each 12 months on the anniversary of account opening, the rate will return to the higher interest rate and the 3 withdrawal limit is reset.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.56% | 4.66% | 3.56% | 4.76% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Chase current account required to open a saver account
Chase Saver with Boosted Rate
Account type
Instant access
Open with
Any amount
Interest rate
4.75% AER BBR tracker inc. 1.75% fixed bonus for 6 months
Protection scheme
FSCS
4.75% gross variable, rates applies for 6 months. 1.75% AER fixed bonus for 6 months on top of the standard Chase saver variable rate, currently 3% AER (2.96% gross).
Available to new customers joining from 9/12/24 for your first 31 days. Offer may be withdrawn at any time. 18+, UK residents. T&Cs apply – see chase.co.uk/saver-boosted
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 2.96% | 4.65% | 3% | 4.75% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £3,000,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Boost your savings: Use code INSTANT12 in the Chip app. T&Cs apply. £1 min deposit.
Clearbank - Chip Instant Access
Account type
Instant access
Open with
£1
Interest rate
4.6% AER variable inc. 1.1% fixed bonus for 12 months
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.5% | 4.76% | 3.5% | 4.6% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Chetwood Bank - Easy Access
Account type
Instant access
Open with
£1
Interest rate
4.33% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.25% | 4.25% | 4.33% | 4.33% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK Monument Bank - Easy Access Account
Account type
Instant access
Open with
£1,000
Interest rate
4.32% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.24% | 4.24% | 4.32% | 4.32% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £85,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Monument - Easy Access
Account type
Instant access
Open with
£1
Interest rate
4.31% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.23% | 4.23% | 4.31% | 4.31% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £2,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK UBL UK - High Saver Easy Access Account
Account type
Instant access
Open with
£10,000
Interest rate
4.31% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £10,000 | 4.23% | 4.23% | 4.31% | 4.31% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £85,000 |
| Minimum Initial Deposit | £10,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Saga Easy Access Savings Account
Account type
Instant access
Open with
£1
Interest rate
4.3% AER variable inc. 0.49% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.72% | 4.22% | 3.79% | 4.3% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Marcus by Goldman Sachs Online Savings
Account type
Instant access
Open with
£1
Interest rate
4.3% AER variable inc. 0.49% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.72% | 4.22% | 3.79% | 4.3% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings LHV Bank Limited - Easy Access
Account type
Instant access
Open with
£1
Interest rate
4.28% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.2% | 4.2% | 4.28% | 4.28% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £85,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |