- >
- Savings>
- Easy access savings accounts>
- Compare instant and easy access savings accounts
Compare instant and easy access savings accounts

Is my money safe?
The FSCS guarantees that the first £120,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
357 results found, sorted by Partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
Earn up to 5.55% when you use the Tembo mortgage service
Tembo Lloyds Bank - HomeSaver

Account type
Instant access
Open with
£10
Interest rate
4.55%AER variable inc.1.55%fixed bonus for12months
Protection scheme
-
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £10.00 | 2.96% | 4.51% | 3% | 4.55% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £20,000 |
| Minimum Initial Deposit | £10 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Chase current account required to open a saver account
Chase Saver with Boosted Rate

Account type
Instant access
Open with
Any amount
Interest rate
4.5%AER BBR tracker inc.2.25%fixed bonus for12months
Protection scheme
FSCS
4.5% AER (4.41% gross) variable for 12 months, inc 2.25% AER 12 month bonus on top of standard saver rate.
Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 2.23% | 4.41% | 2.25% | 4.5% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Highly Commended, Best Savings Provider – British Bank Awards 2026
OakNorth Easy Access Tracker (new customers only)

Account type
Instant access
Open with
£1
Interest rate
4.35%AER BBR tracker inc.1.35%fixed bonus for3months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 2.96% | 4.27% | 3% | 4.35% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £500,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| New Money | |
| Permanent UK Resident |
Tesco Internet Saver

Account type
Instant access
Open with
£1
Interest rate
4.24%AER variable on£1to£1,000,000inc.3.19%fixed bonus for12months
Protection scheme
FSCS
Interest earned throughout each year will be paid on the last day of March. If Bonus interest applies to your account, Tesco will apply this at the end of your Bonus term.
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 1.05% | 4.24% | 1.05% | 4.24% |
| £1,000,001.00 | 1.05% | 1.05% | 1.05% | 1.05% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
The Nottingham Bonus Access Saver 19

Account type
Instant access
Open with
£1
Interest rate
4.2%AER variable inc.2.5%fixed bonus until31Jan2028
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 1.7% | 4.2% | 1.7% | 4.2% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £750,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Platinum Trusted Service Award 2026 (Feefo)
Hampshire Trust Bank Online Easy Access Account Issue 36

Account type
Instant access
Open with
£1
Interest rate
4.18%AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 4.18% | 4.18% | 4.18% | 4.18% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Post Office Money Online Saver Issue 91

Account type
Instant access
Open with
£1
Interest rate
4.15%AER variable inc.3.25%fixed bonus for12months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 0.9% | 4.15% | 0.9% | 4.15% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £2,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Aldermore Bank - Easy Access

Account type
Instant access
Open with
£1
Interest rate
4.05%AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 3.98% | 3.98% | 4.05% | 4.05% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK Atom Bank PLC - Easy Access Account

Account type
Instant access
Open with
£100
Interest rate
4.05%AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £100.00 | 3.98% | 3.98% | 4.05% | 4.05% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £100 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Aviva Atom Bank - Easy Access Account

Account type
Instant access
Open with
£100
Interest rate
4.05%AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £100.00 | 3.98% | 3.98% | 4.05% | 4.05% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £100 |
| Minimum Age | 18 years |
| Permanent UK Resident |