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Compare our best 1 year fixed rate bonds
Is my money safe?
The FSCS guarantees that the first £120,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
217 results found, sorted by Partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
Highly Commended, Best Savings Provider – British Bank Awards 2026
OakNorth Personal 12 Month Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1
Interest rate
5.12%AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 5.12% | 5.12% | 5.12% | 5.12% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £500,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK Morgan Stanley Bank - 1 Year Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
5.07%AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 5.07% | 5.07% | 5.07% | 5.07% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
£20-£300 cashback for new Aviva Save customers on deposits of £10k+. T&Cs apply.
Aviva Vida Savings - 12 Month Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
5.01%AER fixed
Protection scheme
FSCS
£20 £300 cashback for new Aviva Save customers. Offer valid from 01/09/26 to 23/11/26. Deposit £10k+ into a fixed rate account(s) with a minimum term of 9 months to qualify. T&Cs apply.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 5.01% | 5.01% | 5.01% | 5.01% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Best Digital Savings Provider 2023/24 and 2025 - Moneynet
Investec 1 Year Fixed Rate Saver
Account type
Fixed rate bond
Open with
£5,000
Interest rate
5%AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000.00 | 5% | 5% | 5% | 5% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
£20-£300 cashback for new Aviva Save customers on deposits of £10k+. T&Cs apply.
Aviva Aldermore Bank Plc - 12 Month Fixed Term Deposit
Account type
Fixed rate bond
Open with
£5,000
Interest rate
4.92%AER fixed
Protection scheme
FSCS
£20 £300 cashback for new Aviva Save customers. Offer valid from 01/09/26 to 23/11/26. Deposit £10k+ into a fixed rate account(s) with a minimum term of 9 months to qualify. T&Cs apply.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000.00 | 4.92% | 4.92% | 4.92% | 4.92% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK Punjab National Bank - 1 Year Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.91%AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.91% | 4.91% | 4.91% | 4.91% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
£20-£300 cashback for new Aviva Save customers on deposits of £10k+. T&Cs apply.
Aviva Investec - 12 Month Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.9%AER fixed
Protection scheme
FSCS
£20-£300 cashback for new Aviva Save customers. Offer valid from 01/09/26 to 23/11/26. Deposit £10k+ into a fixed rate account(s) with a minimum term of 9 months to qualify. T&Cs apply.
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.9% | 4.9% | 4.9% | 4.9% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £120,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Tesco Bank 1 year Fixed Rate Saver
Account type
Fixed rate bond
Open with
£2,000
Interest rate
4.84%AER fixed
Protection scheme
FSCS
The rate above is for annual interest. The monthly rate will differ. Make a deposit within first 30 days. No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £2,000.00 | 4.84% | 4.84% | 4.84% | 4.84% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £5,000,000 |
| Minimum Initial Deposit | £2,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
RCI Bank 1 Year Fixed Term Savings Account
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.8%AER fixed
Protection scheme
FSCS
No withdrawals or closure permitted during term.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.8% | 4.8% | 4.8% | 4.8% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Spring part of Paragon - 12 Month Fixed
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.75%AER fixed until30Oct2027
Protection scheme
FSCS
No withdrawals or closure permitted during term.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.75% | 4.75% | 4.75% | 4.75% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £500,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |