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Compare our best 1 year fixed rate bonds
Is my money safe?
The FSCS guarantees that the first £120,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
213 results found, sorted by Partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
OakNorth Personal 12 Month Fixed Term Deposit
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 4.88% | 4.88% | 4.88% | 4.88% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £500,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK - Al Rayan Bank - 12 Month Fixed Term
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.85%EPR (gross p.a.)
Protection scheme
FSCS
EPR is the expected profit rate. To get this profit, your money is invested in ethical, Sharia compliant trading activities. This rate is not guaranteed and it can be adjusted.
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.85% | 4.85% | 4.85% | 4.85% |
Eligibility
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Tesco Bank 1 year Fixed Rate Saver
The rate above is for annual interest. The monthly rate will differ. Make a deposit within first 30 days. No withdrawals or closure permitted during the term of the account.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £2,000.00 | 4.84% | 4.84% | 4.84% | 4.84% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £5,000,000 |
| Minimum Initial Deposit | £2,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Spring part of Paragon - 12 Month Fixed
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.75%AER fixed until18Sep2027
Protection scheme
FSCS
No withdrawals or closure permitted during term.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.75% | 4.75% | 4.75% | 4.75% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £500,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Raisin UK Kuwait Finance House - 1 Year Fixed Term Deposit
Account type
Fixed rate bond
Open with
£1,000
Interest rate
4.74%EPR (gross p.a.)
Protection scheme
FSCS
No withdrawals or closure permitted during the term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.74% | 4.74% | 4.74% | 4.74% |
Eligibility
| Maximum Initial Deposit | £85,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Best Digital Savings Provider 2023/24 and 2025 - Moneynet
Investec 1 Year Fixed Rate Saver
No withdrawals or closure permitted during the term of the account.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000.00 | 4.7% | 4.7% | 4.7% | 4.7% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hampshire Trust Bank 1 Year Bond Issue 85
Withdrawals or closure are not permitted during term of the account.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 4.66% | 4.66% | 4.66% | 4.66% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £250,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
RCI Bank 1 Year Fixed Term Savings Account
No withdrawals or closure permitted during term.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000.00 | 4.5% | 4.5% | 4.5% | 4.5% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £1,000,000 |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Post Office Money 1 Year Online Bond Issue 141
No withdrawals or closure permitted during the term.
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Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500.00 | 4.4% | 4.4% | 4.4% | 4.4% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £2,000,000 |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Permanent UK Resident |
NatWest Fixed Term Savings Account Issue 286
Account type
Fixed rate bond
Open with
£1
Interest rate
4.2%AER fixed until20Oct2027on£100,000+
Protection scheme
FSCS
No further transaction permitted after 26/10/26 until maturity. Early withdraw is permitted subject to 35 days notice to close the account, early closure charge may apply. Available until 05:00 PM on 07/10/2026 to new customers and 12/10/2026 to existing customers
No withdrawals permitted during term of account. Early closure of the bond is permitted subject to 35 days' notice being given and the lower of interest earned to date on the account or 90 days loss of interest.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1.00 | 4.03% | 4.03% | 4.11% | 4.11% |
| £100,000.00 | 4.12% | 4.12% | 4.2% | 4.2% |
Eligibility
| Maximum Age | Unlimited |
| Maximum Initial Deposit | £3,000,000 |
| Minimum Initial Deposit | £1 |
| Minimum Age | 16 years |
| Permanent UK Resident |