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Compare ISA savings and investments

Compare savings and investment accounts that let you earn tax free returns. Be aware that with investment ISAs you put your capital at risk.

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  • Pick the best type of account for you
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Cash ISA

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Investment ISA

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Junior ISA

Compare ISA savings accounts from leading providers

Looking through a range of options gives you more chance of securing a great deal. You'll only find results from genuine companies. Our data experts check each company before we add them to our comparisons.

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How to compare ISA savings accounts

1

Decide your savings goals

Decide whether you'd be happy to go for a fixed term or an option giving you instant access to your cash. There could be restrictions on withdrawing money, so be sure about whether you'll need access to your money or are you willing to lock your money away for a set time.

2

Check terms

Have a look through the options to find the best ISA savings accounts as terms can vary between providers. Check any conditions attached to the the account such as the ability to do transfers. Then pick a deal that offers the highest interest ISA savings account that matches your needs.

3

Apply and save

You may be able to get a higher ISA savings account by applying online and some providers only ever operate digitally. Once you've decided on the provider you want, simply fill out an application.

ISA savings account deals

Investment ISAs put your capital at risk, and you may get back less than you originally invested.

21 results found, sorted by highest interest rate. How we order our comparisons. Commission earned affects the table's sort order.
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Skipton 5 Year Online Fixed Rate Cash ISA Issue 182
Account type
Cash ISA
Open with
£500
Interest rate
2.1% AER fixed for 5 years
Protection scheme
FSCS
ISA transfers in
Accepted
Skipton 5 Year Online Fixed Rate Cash ISA Issue 182
Interest is paid on the anniversary of account opening and on maturity. Withdrawals not allowed, early closure incurs interest penalty which may mean you get back less than you paid in. Check restrictions on paying in.
Withdrawals are not permitted during the term. Closure is permitted subject to 365 days loss of interest.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5002.1%2.1%2.1%2.1%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age16 years
Permanent UK Resident
See deal
Leeds Building Society 5 Year Fixed Rate ISA Issue 134
Account type
Cash ISA
Open with
£100
Interest rate
2% AER fixed until 30 Jun 2027
Protection scheme
FSCS
ISA transfers in
Accepted
Leeds Building Society 5 Year Fixed Rate ISA Issue 134
Withdrawals are subject to 365 days loss of interest.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1002%2%2%2%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£100
Minimum Age16 years
Minimum Monthly Investment£1
Permanent UK Resident
See deal
Skipton 3 Year Online Fixed Rate Cash ISA Issue 182
Account type
Cash ISA
Open with
£500
Interest rate
2% AER fixed for 3 years
Protection scheme
FSCS
ISA transfers in
Accepted
Skipton 3 Year Online Fixed Rate Cash ISA Issue 182
Interest is paid on the anniversary of account opening and on maturity. Withdrawals not allowed, early closure incurs interest penalty which may mean you get back less than you paid in. Check restrictions on paying in.
Withdrawals are not permitted during the term. Closure is permitted subject to 240 days loss of interest.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5002%2%2%2%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age16 years
Permanent UK Resident
See deal
Aldermore 2 Year Fixed Rate Cash ISA
Account type
Cash ISA
Open with
£1,000
Interest rate
1.95% AER fixed for 2 years
Protection scheme
FSCS
ISA transfers in
Accepted
Aldermore 2 Year Fixed Rate Cash ISA
Withdrawals and closure permitted subject to 180 days loss of interest penalty.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0001.95%1.95%1.95%1.95%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident
See deal
Leeds Building Society 3 Year Fixed Rate ISA Issue 120
Account type
Cash ISA
Open with
£100
Interest rate
1.85% AER fixed until 30 Jun 2025
Protection scheme
FSCS
ISA transfers in
Accepted
Leeds Building Society 3 Year Fixed Rate ISA Issue 120
Withdrawals and closure subject to 240 days loss of interest.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1001.85%1.85%1.85%1.85%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£100
Minimum Age16 years
Minimum Monthly Investment£1
Permanent UK Resident
See deal
Helping Members Save For Their Future For Over 140 Years
Leeds Building Society 2 Year Fixed Rate ISA Issue 159
Account type
Cash ISA
Open with
£100
Interest rate
1.75% AER fixed until 30 Jun 2024
Protection scheme
FSCS
ISA transfers in
Accepted
Leeds Building Society 2 Year Fixed Rate ISA Issue 159
Withdrawals are subject to 150 days loss of interest.
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1001.75%1.75%1.75%1.75%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£100
Minimum Age16 years
Minimum Monthly Investment£1
Permanent UK Resident
See deal

Looking for another type of account?

Which ISA should you choose?

Individual Savings Accounts, or ISAs, let you earn money tax free when you save or invest, but there are several different types to choose from.

What are the different types?

There are three main types of ISA:

Cash ISA

It is a tax free savings account that lets you save without any risk to your money from stock market volatility.

You can compare cash ISA interest rates using our table or read our guide for more information on cash ISAs.

Find out how cash ISAs work here


Stocks and shares ISA

It is an account that lets you invest your money in a range of stocks and shares while keeping a tax free status on any returns you make.

Keep in mid that your money is at risk in a stocks and shares ISA, meaning you have the potential to make or lose money depending on how the stock market performs.


Innovative finance ISA

It lets you use your ISA allowance when investing in peer to peer lending. This is a tax free way of growing your money and the returns offered are usually higher than rates offered by cash ISAs.

Innovative finance ISAs are not protected under the FSCS, but some companies use their own protection scheme, so make sure you understand the risk before investing.

Find out how innovative finance ISAs work here

How much can you pay in an ISA?

You have an ISA allowance of £20,000 (tax year 2022/23) that you can use between all three ISA types during each tax year (6th April to 5th April).

For example, you could pay £5,000 into a cash ISA, £5,000 into a stocks and shares ISA and pay the remaining £10,000 of your allowance into an innovative finance ISA.

You do not need to spread your allowance between each type of ISA. You can use your entire allowance in any way to try and get the best return.

Are ISAs the best way to earn interest on your savings?

You may be considering an ISA to maximise the interest you earn from your savings, as ISA interest is tax free.

However, using an ISA to save money is no longer the only way to earn interest tax-free.

Through the personal savings allowance, you can earn a specified amount of money each tax year before your earnings are taxed, including your savings interest.

You will only pay tax on savings interest if the amount of interest you earn exceeds your starting rate for savings and your personal savings allowance, and your total income exceeds your personal allowance.

For most savers, the interest you earn will therefore not be taxed. You could save your money in whatever account offered you the best deal without having to worry about paying tax on your earnings.

However, if you're likely to exceed these allowances, then an ISA can still be a great way of maximising the money you earn in interest.

You can find out more about paying tax on your savings interest here.

ISA FAQs

About our ISA savings and investments comparison

Explore savings guides

See more guides

Can you still get a decent return on your savings?

It is tougher than ever to make money from your savings, but you could get a better return if you expand your search for interest. Here are your options.

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Are ISAs still worth it?

Whether you have a cash ISA or are thinking of getting one, you should consider if it's still a good place for your money. Here is how to work out if ISAs are still worth saving into.

Read More

What's the best place for your money?

Knowing what to do with savings can be difficult, especially when rates are so low. Here is what you can do if you have money to invest.

Read More

Why compare savings accounts deals with money.co.uk?

Comparing savings accounts could save you money. Our multiple award-winning comparison service makes sure you get the lowest fees and rates possible based on your individual circumstances. Our aim is to provide you with the most up-to-date information, as well as useful tools and calculators so to help you make life's most important decisions and take control of your money.

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1 year fixed rate bonds

5 year fixed rate bonds

Branch savings accounts

Cash ISA transfer


Cash ISAs for over 60s

Junior ISA

Lifetime ISA

Monthly interest savings account

online savings accounts

Regular saver cash ISAs

Regular savings accounts

Self select ISA

Last updated: 20 April, 2022