Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Latest guides

See our most recently published comprehensive guides to money matters across all categories:

Lending to friends? Make sure you get your money back

It can be tempting to help out a friend by lending them money. But the most important thing is to be sure they can repay you. Otherwise, you could end up in financial trouble yourself.

What should I do if my credit application is declined

Here is how to deal with a declined credit application, and what you can do to improve your chances next time.

How to improve your credit score

You can take these steps to improve your credit score and increase your chances of getting accepted for credit in the future.

What is a credit record?

A credit score is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

What's the best way to cash-in spare change?

Whether you have recently unearthed a mine of coppers from the back of your sofa or have been saving loose change for years, cashing it in can give your wallet a welcome boost. Find out the best way to switch your pennies for pounds.